Joel Suarez is a financial advisor at Mariner Independent with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior experience includes roles at Monarch Private Wealth and VOYA Financial Advisors. In addition to his advisory work, Suarez is an independent insurance agent specializing in fixed insurance products such as annuities and life insurance. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers both model portfolios and discretionary management through independent Investment Adviser Representatives and integrates institutional and retirement plan resources to support its clients.

John Salter is a CFP® professional with 18 years of industry experience. He has been with Evensky & Katz/Foldes Wealth Management since 2014 and previously worked at Texas Tech University from 2005 to 2024. Outside of financial advising, he is co-owner and president of Salter Precision Machining, a manufacturing company in Katy, Texas. Evensky & Katz/Foldes Wealth Management is a fee-only, fiduciary wealth management firm serving high-net-worth clients, including individuals, families, trusts, estates, charitable organizations, and retirement plans. The firm employs an equity core-and-satellite investment approach with a focus on low-cost index and ETF cores combined with select active and alternative strategies, guided by a written Investment Policy Statement.

Lucas Ford is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 65 registrations and bringing 24 years of industry experience. His prior roles include positions at FSC Securities Corporation and L&L Insurance. Outside of his advisory work, Ford serves on the finance committee board at St. Luke's Methodist Central Church and is involved in animal husbandry through a shared ownership interest in a local farm. The AmeriFlex Group is an SEC-registered investment adviser that serves individuals—including high-net-worth clients—corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party money manager selection and monitoring, and retirement plan consulting, delivering customized strategies through a variety of platforms and solutions.

Kaylyn Adams is a CFP® professional with seven years of industry experience, currently serving as an advisor at Evensky & Katz/Foldes Wealth Management. She has been with the firm since 2017 and is based in Lubbock, Texas. Evensky & Katz/Foldes Wealth Management is a fee-only, fiduciary firm advising high-net-worth individuals, families, trusts, and retirement plans. The firm uses a comprehensive planning process and an equity core-and-satellite portfolio approach that emphasizes low-cost index and ETF cores alongside select active and alternative investments.

Wade Cross is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 65 credentials and eight years of industry experience. His career includes roles at Cambridge Investment Research, OSAIC, Cetera, and Intuitive Solutions Insurance and Wealth Strategies, where he is also an owner involved in trading activities. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers customized portfolio management, financial planning, third-party manager selection, and retirement consulting, utilizing model asset allocations and discretionary or non-discretionary manager relationships.

Wilfred Carter is a financial advisor with Prospera Financial Services, Inc. in Lubbock, TX, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Prospera since 2005, following prior roles at Wells Fargo Advisors, Wells Fargo Clearing, and Prudential Equity Group. Outside of his advisory work, he is the sole owner of WC Deo Volente Enterprise, Inc. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory programs including those sponsored by PFS and third-party platforms.

Christopher Lane is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill for 14 years. Lane also manages a private label financial advisory business, Lane Wealth Management, based in Lubbock, TX. International Assets Investment Management serves individuals, high-net-worth clients, retirement plans, and corporations through a network of independent investment adviser representatives. The firm offers customized, long-term portfolio management and financial planning, utilizing a range of investment vehicles and occasionally involving third-party money managers or wrap programs.

Kenneth Barry is a financial advisor at Sunbelt Securities, Inc. in Lubbock, TX, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has been with Sunbelt Securities since 2009. Sunbelt Securities serves individual investors, charitable organizations, and corporate clients through a network of 68 investment advisor representatives, managing approximately $2.0 billion across several thousand client relationships. The firm offers portfolio management primarily through a rep-directed wrap program, written financial planning, and referrals to third-party money managers.

Elva Abril Espinoza Jimenez is a ChFC® at Robertson Stephens with two years of industry experience. She previously worked at Knowledge Empowering You and BBVA, and has been affiliated with Texas Tech University in various capacities since 2020. Robertson Stephens provides investment advisory services to individuals, families, trusts, charitable organizations, and retirement plans, managing over $8.7 billion in assets. The firm offers discretionary and non-discretionary portfolio management, consulting, and planning services, utilizing a diverse investment toolkit and oversight by an investment committee.

James Johnson is a financial advisor with Wealth Watch Advisors, Inc. based in Lubbock, TX. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to his current role, he spent 10 years at Gradient Advisors, LLC. Outside of his advisory work, he owns and operates West Texas Senior Resources, a business focused on insurance and income tax preparation. Wealth Watch Advisors serves a diverse client base, including individuals, pension plans, trusts, and financial institutions. The firm employs a combination of quantitative, qualitative, and technical methods, using third-party model managers and approved alternative private placements to implement its investment strategies.

Timothy Wolfe is a financial advisor with The AmeriFlex Group in Lubbock, TX, holding Series 63, 65, and 66 licenses and possessing 34 years of industry experience. His prior roles include positions at FSC Securities Corporation and OSAIC. He is involved with Financial Group of the Southwest, where he has provided life, long-term care, and disability insurance sales. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations, discretionary and non-discretionary manager relationships, and wrap and non-wrap solutions.

Anne Bednarz is a CFP® professional with 12 years of industry experience, currently working at Evensky & Katz/Foldes Wealth Management since 2014. She is based in Lubbock, TX. Evensky & Katz/Foldes Wealth Management is a fee-only, fiduciary firm serving high-net-worth individuals, families, trusts, estates, charitable organizations, and retirement plans. The firm provides comprehensive financial planning and discretionary portfolio management, employing an equity core-and-satellite investment approach focused on low-cost index and ETF cores combined with select active and alternative allocations.

Jayci Goodlett is a financial advisor with Eagle Strategies (NY Life) in Lubbock, TX, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked with Eagle Strategies since 2020 and previously at Alpha Capital Strategies. Outside of her advisory role, she owns and manages a farm, involving daily animal care and garden cultivation. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans, providing financial planning, investment management, and advisory services primarily through non-discretionary accounts. The firm operates within the New York Life affiliate structure, offering tailored recommendations across various program types including fee-based advice and retirement plan consulting.

Timothy Troyer is a financial advisor with Bankers Life Advisory Services, Inc. based in Lubbock, TX. He holds a Series 66 designation and has two years of industry experience. Troyer has also been an insurance agent with Bankers Life & Casualty, Inc. since 2015, licensed to sell Medicare supplement and various insurance products. He owns an entity that manages his insurance-related business activities. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a blend of fundamental, technical, and cyclical analysis to tailor asset allocations and manage portfolios aligned with clients’ goals and risk tolerances.

Carter Burns is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Empower Retirement. His background also includes roles outside of finance, such as positions at Pine Cove Christian Camps and Twisted Root Burger Co. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, using an integrated service model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time financial plans and optional managed account solutions.

Gilbert Mercado is a financial advisor at Money Concepts Capital Corp with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has been with the firm since 2006. In addition to his advisory role, Mercado has been involved in several business activities, including serving as president of a tax preparation company, leading an investment-related firm, and mentoring other advisors. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in client assets using model-driven, asset-allocation strategies and offers both discretionary and non-discretionary portfolio programs supported by third-party managers and service providers.

Jason Schwebke is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and having two years of industry experience. He is the owner of JMS Tax & Consulting, LLC, which provides tax and business consulting services. Schwebke also serves as an assistant professor of accounting at Texas Tech University, and he is involved in youth sports as a basketball referee and tournament director for the Boys and Girls Club of Rockford. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and supports third-party RIAs with sub-advisory and model-licensing services.

Derek Cockrell is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 credentials and possessing 29 years of industry experience. His career includes roles at LPL Financial, Mariner Independent Advisor Network, and Cambridge Investment Research. Outside of advisory work, he has been involved with Contemporary Benefits LLC, an insurance agency, since 1996. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model utilizing proprietary and third-party investment solutions and technology platforms.

Dallas Killman is a CFP® and Series 66 licensed advisor with two years of industry experience. He is currently with Focus Partners Wealth, LLC and has prior experience at Ausdal Financial Partners, INC and Evensky & Katz LLC. Outside of his advisory role, he serves as a finance advisor for the Alpha Delta Pi collegiate chapter, assisting with operating expenses and invoices. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies alongside access to private funds and third-party separate account managers.

Sarah Miner is a Series 66 licensed financial advisor with three years of industry experience. She currently works at TLG Advisors, Inc. and previously held roles at Ameriprise and The Leaders Group Inc. Prior to her financial services career, she worked in education at Texas Tech University and Harlingen High School South. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.