Maria Cathrine Robbins is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its predecessor entities since 2012. Outside of advising, Robbins is involved in business ownership, including managing a restaurant/pub and consulting for financial advisors. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice, utilizing internal research and third-party data to guide asset allocation and withdrawal strategies.

James Freisen is a CERTIFIED FINANCIAL PLANNER™ professional with 25 years of industry experience. He is currently with LPL Financial and has previously worked at Triton Financial Planning Group Inc., Sagepoint Financial, Inc., and Robert J. Oberst, Sr. & Associates. Outside his advisory work, he provides tax preparation and accounting services on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, and supports advisors with various investment platforms and operational tools.

Kristina Goettel is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. She has worked at Ameriprise since 2021 and also has experience in the hospitality industry as a server at Hoplite Irish Pub since 2018. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that incorporate written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Kenneth Beesmer is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 30 years of experience, he has worked alongside families, corporations, and non-profits to develop personalized wealth management strategies that align with clients' unique goals and aspirations. His expertise covers a range of areas including corporate executive services, divorce transition planning, equity compensation services, legacy planning, philanthropic planning, and portfolio management services. Kenneth holds a Bachelor's Degree from Lehigh University and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He draws upon a deep knowledge of capital markets to tailor portfolios responsive to changing market conditions and client needs. His approach emphasizes collaboration and a deep understanding of clients' life priorities beyond just financial metrics. Beyond his professional commitments, Kenneth participates in community organizations such as the Boys and Girls Club of Kingston, Mentor Me of Ulster County, Mid Hudson Tigers Baseball, and the YMCA in Kingston/Ulster. His personal interests include baseball, biking, football, golfing, hiking, music, skiing, and traveling.

David Kolter Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He worked at Edward Jones from 2011 to 2018 before joining Wells Fargo Clearing in 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes preparation and review of investment policy statements, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related products and bank deposit sweep options.

David Vang is a financial advisor with LPL Financial in Southport, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at MML Investors Services and MassMutual Life Insurance Company for 14 years each before joining LPL Financial in 2019. Outside of his advisory role, he is involved with Highlander Financial Group and NCG Benefits, as well as business entities used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors with various operational and research tools.

Jeffrey Hartsock is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He holds a Series 63 license and is based in Oak Island, North Carolina. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Ryland Hubbard Jr. is a CFP®-certified financial advisor with Morgan Stanley, bringing 42 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017 and was previously with Bank of America and Merrill. Hubbard is an owner of Castile Run 1 LLC, a North Carolina LLC formed for real estate investment. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, with an emphasis on advisory services rather than individual security recommendations.

Katherine Larsen is a Wealth Management Advisor leading a team of seven professionals at Merrill Lynch Wealth Management. Since founding The Larsen Group in 1994, she has focused on delivering disciplined, planning-based wealth management strategies with personalized attention, primarily serving high net worth families. Her expertise includes portfolio management, retirement income planning, wealth transfer, philanthropy, and education financing. Katie earned dual Bachelor's degrees in Finance and Fine Arts from the College of William & Mary. She holds the Certified Exit Planning Advisor® (CEPA®), Chartered Retirement Planning Counselor™ (CRPC™), and Personal Investment Advisor (PIA) designations. As a qualified Portfolio Manager within Merrill, she manages investment portfolios utilizing carefully selected third-party managers. In the community, Katie serves on the board of the Edgeworth Borough Council in Sewickley, Pennsylvania, where she has lived for over 30 years. She also contributes to Catholic Charities of Pittsburgh. Katie and her husband, Douglas, have three children and she enjoys hiking, swimming, gardening, biking, cooking, golfing, photography, surfing, and yoga in her personal time.

Linda Coulson is a financial advisor with LPL Financial in Carolina Beach, NC, holding Series 63 and Series 65 credentials and over 40 years of industry experience. She worked at UBS Financial Services for 12 years before joining LPL Financial in 2009. Outside of her advisory role, she is a distributor of homeopathic LifeWave patches. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

William Wiggins II is a financial advisor with LPL Financial in Southport, NC, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. His prior positions include roles at Wells Fargo Clearing, Wells Fargo Advisors, First Citizens Investor Services, Cic Advisers, and Equitable Advisors. In addition to his advisory work, he serves as a relationship manager at Fidelity Bank and is involved with Blueprint Investment Management, LLC and Blueprint Wealth Management Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advisor-facing technology.

Mark Dellosso is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Equitable Advisors and its predecessor, Axa Advisors, since 1999. He is also involved with Ascend Planning and Consulting LLC, which he founded in 2024. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management services, utilizing a range of advisory programs and third-party asset managers to implement investment models.

Nathanial Hanson is a Series 66-licensed financial advisor with LPL Financial, based in Southport, NC, and has four years of industry experience. Before joining LPL Financial in 2021, he worked in staffing and other roles including at Roth Staffing and YourPie Pizza. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Sean Flanigan is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Ameriprise since 2012, working within the firm’s financial services and advisory divisions. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Brian Orol is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors Inc. since 2014. His prior experience includes roles at Strategic Financial Planning, Inc. and a nearly decade-long involvement with Body Mind And Soul Nutrition. Outside of advisory work, he is a partner in Lumpys Ice Cream, Inc. and serves as Treasurer for a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored planning and analytical tools to guide client decisions and supports municipal and public finance activities through unique affiliations.

Nicholas Kaplenski is a CFP®-designated financial advisor with Edward Jones in Southport, NC, where he has worked since 2012. He has 14 years of industry experience. He serves as a board member for Generations Church in Southport, contributing to financial decisions regarding the church budget. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carlos Ramos is a financial advisor with Merrill in Southport, NC, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Bank of America, J.P. Morgan Securities, and Wells Fargo affiliates. Outside of his advisory work, he owns and operates a local Smoothie King franchise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Kerekes is a Certified Financial Planner® with 26 years of experience, currently serving at Edward Jones since 1999. He holds Series 63 and Series 66 licenses. Outside of his advisory work, he owns a boat slip in Southport, NC, which he leases. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Douglas Grover is a CFP® professional with 31 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2005. He also holds roles as president of WD Investment Management Inc. and is active as an independent insurance agent. Grover’s career spans over two decades with Cambridge-affiliated entities. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent Financial Professionals, utilizing a variety of portfolio management and model-based solutions tailored to client objectives.

Joseph Seegers Jr. is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 credential and has previously worked at Lincoln Financial Securities, Woodbury Financial Services, and Edward Jones. In addition to his advisory work, he is involved as an insurance agent offering life insurance and related products through Hatteras Wealth Management. OSAIC serves a broad range of clients, including individual investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and supports multiple platforms to deliver personalized portfolio management and third-party investment solutions.