Matthew Howe is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at City National Bank for twenty years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, operates under a fiduciary standard, and supports a large network of financial advisors across the United States.

Oscar Flores Gonzalez is a financial advisor with Merrill in Palm Desert, CA, holding a Series 66 designation and one year of industry experience. His background includes positions at Bank of America, N.A., Merrill, and PNC Bank, as well as work in fitness and food service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Marshall is a Series 66 credentialed advisor with 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010. Outside of his advisory role, he serves as immediate past president and board member chair of the Mizell Senior Center, a nonprofit organization providing community services such as Meals on Wheels in Palm Springs, CA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, using both proprietary models and third-party strategies across multiple custody platforms.

Michael Cason is a financial advisor with LPL Financial in Palm Springs, CA, holding the CFP® and ChFC® designations and over 50 years of industry experience. His career includes more than two decades at LPL Financial and prior experience at CUNA Brokerage Services, Inc. He managed Prairie Sky Financial Group for 11 years. Michael also operates MJC Management LLC, a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Samir Sleiman is a financial advisor with Wells Fargo Clearing in Palm Springs, CA, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC from 2007 to 2011. Outside of his advisory role, he is involved in several real estate ventures and serves as co-trustee of a family trust. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory services supported by research from Wells Fargo Investment Institute and third-party analytics.

Sherman Steen is a financial advisor at Thrivent Investment Management with 25 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including RBC Capital Markets and Ameriprise Financial Services. Outside of his advisory work, he provides dog and house sitting services in Palm Springs, CA. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing goal-based, written financial plans without managing client portfolios or making discretionary investment decisions.

Mark Vivian is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 26 years of industry experience. Prior to joining Raymond James in 2018, he worked at Edward Jones for 18 years. He is also the owner of Vivian Investment Partners in Palm Springs, CA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and advanced analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Martin Noble is a CFP® with 10 years of industry experience, all of which he has spent at Edward Jones since 2016. He is based in Palm Springs, CA. Outside of his advisory role, he is the owner of a rental property business in Raleigh, NC, managed by a third party. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Kimberly Quinonez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2010 and has also worked at Bank of America, N.A. since 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ernesto Arcos is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His work history includes roles at T-Mobile USA Inc and PFS Investments Inc, alongside a long tenure at Primerica Financial Services. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Kerry Hendrix is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory role, Hendrix serves as a stage manager and board member for the Harvey Milk Diversity Breakfast, an educational event held in Palm Springs. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning using proprietary software and offers a range of specialized planning services including estate settlement and employer-sponsored programs.

Richard La Ferriere is a financial advisor at Edward Jones in Palm Springs, California, holding a Series 66 designation with six years of industry experience. He has worked at Edward Jones since 2019 and previously held roles at JPM Enterprises LLC and Red Collar Coffee Company. Outside of his advisory role, he has experience managing residential rental properties through Sundown Properties Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Michael Borders is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. Borders is based in Palm Springs, California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm offers these services on a non-discretionary basis, incorporating an ESG eligibility framework in its investment recommendations.

Sean Heslin is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Edward Jones, Merrill Lynch, TIAA-CREF, U.S. Bancorp Advisors, Fidelity, and Wells Fargo Investments. Aside from his advisory role, he is involved with Heslin Wealth Management, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors and utilizes various model portfolios and third-party asset managers.

Peter Waterloo is a financial advisor with Morgan Stanley in Palm Springs, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at UBS Financial Services Inc. for 10 years before joining Morgan Stanley and its Private Bank in 2018. Outside of his advisory role, he serves as secretary for TaylorSF Inc., a private company involved in buying, developing, and selling residential real estate. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Its financial planning process uses structured discovery and firm-approved tools, and the firm offers a broad range of retail and institutional investment services.

Scott Leverenz is a financial advisor with Cambridge Investment Research Advisors in Palm Springs, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Cambridge Investment Research Advisors and related entities since 2001. Outside of advisory work, Leverenz is an independent insurance agent and a member of the nonprofit Society for Financial Awareness. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm provides a range of portfolio management solutions, including proprietary models and third-party strategies, delivered via multiple custody platforms with discretionary and non-discretionary options tailored to client objectives.

Shane Feist is a financial advisor with Ameriprise in Palm Springs, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2019, he was self-employed for seven years and worked at PGA West for ten years. He serves on the Board of Directors for The First Tee Coachella Valley. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Benjamin Harris is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill and Xavier College Preparatory. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.