Barbara Ferrara is a Series 66-licensed financial advisor with Edward Jones in Madison, Alabama, where she has worked since 2013. She has nine years of industry experience. Outside of her advisory role, she owns and operates Intuitive Therapy by Barbara, a massage therapy business. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of needs. The firm manages over $1 trillion in assets through a large network of advisors and offers diverse investment strategies and affiliated financial services.

Kristen Wagg is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked at Cetera and Regions Bank since 2016. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers, supporting a range of program structures and investment strategies.

Terry White is a Series 66 licensed financial advisor with Edward Jones in Decatur, Alabama, with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors, offering a variety of advisory strategies and affiliated investment products under a fiduciary standard.

Christopher Andersen is a CFA® charterholder with 31 years of industry experience, currently serving as a financial advisor at UBS Financial Services in Madison, AL. He has held various roles within UBS since 2012, including positions at UBS Asset Management (US) Inc. from 2020 to 2026. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary capital market assumptions and research to customize financial plans. The firm combines institutional trading capabilities with wealth management services, providing a range of offerings including portfolio management, financial planning, underwriting, and custody services.

Hugh Hinson Jr. is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked for Lincoln Financial Advisors Corporation for 28 years before joining OSAIC in 2025. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisers, employing tools such as asset allocation models, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes.

Michele Hightower is a CFP®-designated financial advisor with nine years of industry experience. She currently works at Morgan Stanley, where she has been since 2022, including two years at Morgan Stanley Private Bank, N.A. Prior to that, she held roles at SA Stone Wealth Management Inc. and Jackson National Life Distributors. Morgan Stanley Wealth Management (MSWM) serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning using firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services under both direct and corporate financial planning agreements.

Donald Barthel is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Trace Lentz is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Securities America Inc and the University of Alabama. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives offering financial planning, advisory programs, and retirement plan consulting.

Tracy Lentz is a financial advisor at LPL Financial with 25 years of industry experience. She holds the Series 66 designation and previously worked at Securities America Advisors, Inc. from 2004 to 2024. In addition to her advisory work, she owns and operates Lentz Farm in Decatur, AL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by research from LPL and third-party providers.

Donald Fuller is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and tools to develop tailored recommendations for clients.

Richard Sanders is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2013 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved planning tools and market models. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and corporate financial planning agreements.

Christopher Smith is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 26 years of industry experience. He previously worked at Raymond James & Associates for ten years before joining Cetera and also serves as president of C. Tod Smith Capital Investments, Inc., where he offers retirement planning and investment services. Cetera Investment Advisers LLC is a large SEC-registered advisory platform with over 10,000 advisors, serving individual, corporate, charitable, and institutional clients through a range of portfolio management and financial planning services. The firm provides multiple program options including model portfolios, third-party managers, and bespoke strategies across discretionary and non-discretionary account structures.

Charlton Rochester is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with LPL Financial and its predecessor since 2007. Outside of his advisory role, he is also an insurance agent with Dixon Wells. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Jonathan Anderson is a financial advisor with Morgan Stanley in Decatur, Alabama, holding a Series 66 designation and 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to develop tailored plans.

Sarah Smith is a financial advisor with Morgan Stanley in Decatur, Alabama, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley and its Private Bank since 2016. Outside of her advisory role, Smith serves on the finance committee of the United Way of Morgan County and is a board member of Burritt on the Mountain, an arts and environmental organization. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, utilizing firm-approved tools and methodologies to assist with tailored financial plans.

Samuel Jones IV is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Raymond James & Associates for nine years. He is involved with the John and June Wyker Charitable Foundation in a fiduciary capacity and is also active as a musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by internal and third-party research and technology solutions.

Robert Payne is a financial advisor with Edward Jones in Hartselle, Alabama, holding a Series 63 designation and over 34 years of industry experience. He has been with Edward Jones since 1991. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients through a nationwide network of approximately 23,701 advisors. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Cierra Sather Jennings is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and having 13 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked with Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of her advisory role, Jennings is involved in direct sales consulting for Premier Designs Jewelry and Pampered Chef. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from its Investment Institute and third-party sources to support client portfolios.

John Hearne Jr. is a financial advisor with LPL Financial in Madison, Alabama, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Raymond James & Associates, Merrill, Pivot Capital Partners, and First Horizon Bank. He is a partner in HDW Partners, LLC, a private investment business formed with other financial advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Lance Ernest is a financial advisor with LPL Financial based in Decatur, AL, holding Series 63 and Series 66 credentials and 20 years of industry experience. His prior experience includes roles at Bank of America, Merrill, Fisher Investments, Cetera, and Regions Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.