James Raper is a financial advisor at Guardian Wealth Management, LLC in Chattanooga, TN, holding the PFS™ designation with three years of industry experience. His prior work includes roles at Henderson Hutcherson & McCullough CPAs, Belhaven University, BlueCross BlueShield of Tennessee, and the YMCA of Chattanooga. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, applying Modern Portfolio Theory to construct diversified portfolios and offering services that cover investment, retirement, estate, charitable, education, and business-focused planning. The firm is noted for its part-ownership by a CPA firm, use of institutional custodial platforms, and integration of artificial intelligence oversight with business advisory capabilities.

Bailey Howard is a CFP® with four years of industry experience, currently serving at HHM Wealth Advisors, LLC since 2022. Prior to joining HHM, Bailey worked at The Peach Brothers for two years and The Peach Truck for four years. Outside of investment advising, Bailey is an independent licensed insurance agent and performs seasonal tax preparation work with Henderson, Hutcherson & McCullough, PLLC. HHM Wealth Advisors serves individuals, families, trusts, estates, charitable organizations, corporations, and other business entities, providing portfolio management, comprehensive financial planning, and employee benefit retirement plan consulting. The firm uses tailored investment strategies based on clients’ risk tolerance and goals and conducts ongoing portfolio monitoring through a weekly investment committee.

John Jones is a CFA® charterholder with two years of industry experience, currently serving as an advisor at The Patten Group, Inc. in Chattanooga, TN. His work history includes roles at Happy Feet International, Veritas International, and the Electric Power Board of Chattanooga. The Patten Group, Inc. provides wealth management, investment management, financial planning, and retirement plan advisory services to a diverse client base, including individuals, families, trusts, and charitable organizations. The firm combines fundamental and technical analysis with quantitative models to build customized portfolios tailored to clients’ risk tolerance and objectives, and manages approximately $725 million in assets.

Colby Kaluzniak is a financial advisor at Acumen Wealth Advisors, LLC with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Cetera and George Wealth Management. Acumen Wealth Advisors provides asset management, financial planning, and retirement consulting services to individuals, trusts, estates, charitable organizations, corporations, and private investment funds. The firm uses a model portfolio approach with oversight from an investment committee and offers both discretionary and non-discretionary management.

Eduardo Palacios III is a CFP® professional with Guardian Wealth Management, LLC in Chattanooga, TN. He has been with the firm since 2016 and has 10 years of industry experience. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, focusing on diversified portfolios built with mutual funds and ETFs and comprehensive planning services including investment, retirement, estate, charitable, education, and business-related areas. The firm employs Modern Portfolio Theory and emphasizes continuous supervision with periodic portfolio reviews and rebalancing.

Jacob Barber is a financial advisor with Patton Albertson Miller Group, LLC, holding a Series 65 designation. He joined the firm in 2023 and has prior experience in various roles outside the financial industry, including positions at Whiskey Cowgirl, State of Confusion, El Metate, and Olive Garden. Patton Albertson Miller Group, LLC is a fee-only wealth management and financial planning firm serving affluent individuals, families, pension plans, and charitable organizations. The firm manages approximately $1.54 billion in discretionary assets and employs a combination of fundamental and technical analysis along with model-based allocations to construct diversified portfolios tailored to client objectives.

Charles Trew is a Series 65-licensed advisor with Bellwether Investment Group, LLC, where he has worked since 2023. He has two years of industry experience and also manages tax preparation and insurance services through Trew Tax & Insurance LLC, as well as bookkeeping and tax services at Trew Income Tax & Bookkeeping Service. Additionally, he is a partner in C&T Investments Partnership LLC, a real estate management business. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement consulting. The firm employs a range of investment strategies, including equities, bonds, derivatives, and managed programs, and operates across multiple offices with a team of six advisors.

Daryl Crow is a CFP® and holds a Series 65 license with six years of industry experience. He has worked at Guardian Wealth Management since 2026 and previously spent six years at Haddon Group LLC. His background also includes roles at Tennessee Valley Authority and True North Custom. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, focusing on diversified portfolios constructed using Modern Portfolio Theory. The firm integrates formal relationships with custodial and institutional providers and employs a distinctive custody model involving client-authorized access to held-away accounts.

Robert Mclean is a Series 65-licensed financial advisor at HHM Wealth Advisors, LLC in Chattanooga, TN, with four years of industry experience. Prior to joining HHM Wealth Advisors in 2022, he worked for six years at the University of Tennessee Chattanooga. He is also a part-time football and basketball official for NCAA, GHSA, and TSSAA. HHM Wealth Advisors serves a diverse client base including individuals, families, trusts, charitable organizations, and business entities, providing portfolio management, comprehensive financial planning, and retirement plan consulting. The firm employs fundamental analysis and diversified investment strategies, managing over $1.45 billion in discretionary assets with integrated tax and advisory services.

Connie West is a financial advisor with Bellwether Investment Group, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Bellwether since 2008. Bellwether Investment Group serves individuals, businesses, trusts, estates, and retirement plan sponsors with financial planning, portfolio management, and retirement plan consulting. The firm uses a range of investment strategies, including equities, bonds, independent managers, and managed programs, and is notable for its multi-office structure and use of leverage and structured strategies when appropriate.

Reed Walters is a financial advisor at Acumen Wealth Advisors, LLC with 26 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Principal Street Partners, Bank of America, Merrill, RW Consulting, Nuveen Asset Management, and Tradewinds Global Investors. Acumen Wealth Advisors provides asset management, investment consulting, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, corporations, profit-sharing plans, and private investment funds. The firm manages approximately $638 million in assets and employs a disciplined investment process centered on long-term asset allocation, model portfolios, and quarterly research reviews.

Joe Franklin is a CFP® professional with 29 years of industry experience. He is affiliated with Innovative Advisory Partners, LLC and has worked with Franklin Wealth Management and LPL Financial LLC. Outside of his advisory roles, he is involved with JF Properties LLC, which manages real estate holdings. Innovative Advisory Partners, LLC serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and consulting services, utilizing both static and dynamic model strategies, and provides educational workshops as part of its client engagement.

Kevin Smith II is a financial advisor at Discipline Wealth Solutions, Inc. with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Christian Brothers Investment Services, Inc., and OSAIC. In addition to his advisory role, he is an insurance agent involved in the sale of various insurance products. Discipline Wealth Solutions serves individuals, corporations, retirement plans, and other registered advisors by providing discretionary and non-discretionary managed accounts, sub-advisory services, retirement plan consulting, cash management, and financial planning. The firm customizes portfolios based on client goals and risk tolerance, utilizing various investment approaches and oversight of in-house and third-party managers.

Jacob Brown is a CFP® professional with seven years of industry experience, currently serving as an advisor at HHM Wealth Advisors, LLC since 2019. Prior to his advisory role, he worked at Lee University for three years. Outside of his advisory work, he is a licensed insurance agent and prepares taxes seasonally at Henderson, Hutcherson & McCullough, PLLC. HHM Wealth Advisors serves a diverse client base including individuals, families, trusts, charitable organizations, and businesses, offering portfolio management, comprehensive financial planning, and retirement plan consulting. The firm employs fundamental analysis and diversified portfolios tailored to clients' risk tolerance and goals, managing over $1.45 billion in discretionary assets through a multi-advisor team.

William Wood is a CFP® with 29 years of industry experience, currently serving at Apex Strategic Wealth, LLC since 2020. His prior roles include positions at Innovative Advisory Partners, LPL Financial, Franklin Wealth Management, and Solomonwood, LLC. Outside of his advisory work, he serves as a Navy Reserve Officer and is involved in managing a rally sport business. Apex Strategic Wealth, LLC provides wealth management and financial planning services to individual and institutional clients, offering portfolio management on both discretionary and non-discretionary bases. The firm structures advice around client objectives and risk tolerance, utilizing various investment analyses and participating in multiple LPL advisory and wrap-style programs.

David Wolfe is a financial advisor at Acumen Wealth Advisors, LLC in Chattanooga, TN, holding a Series 65 credential with three years of industry experience. Prior to joining Acumen Wealth Advisors in 2021, he worked at HHM CPAs for five years. Acumen Wealth Advisors serves individuals—including high-net-worth clients—trusts, corporations, employee benefit plans, and private investment funds, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a defined-objective, long-term investment process with diversified model portfolios and acts as a private fund sponsor and manager, providing advisory services for affiliated private real estate funds.

Kayla Coyle is a financial advisor at The Patten Group, Inc. with 11 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services Inc. before joining The Patten Group in 2023. Prior to her financial career, she was employed at Gold's Gym for six years. The Patten Group, Inc. provides investment advisory and wealth management services to a broad range of clients including individuals, high-net-worth families, trusts, and charitable organizations. The firm’s investment approach combines fundamental, technical, and quantitative analysis with a primarily long-term focus while incorporating tactical trading when appropriate.

Jeffrey Connor is a financial advisor with QM Advisors LLC in Chattanooga, TN, holding a Series 65 designation and six years of industry experience. He has worked at QM Advisors since 2019 and has prior experience with Unum, Aflac, and the City of Chattanooga. In addition to his advisory role, Mr. Connor is a licensed attorney and occasionally provides legal advice to clients. QM Advisors LLC offers investment advisory and financial planning services to individuals, corporations, and retirement plans, including high-net-worth clients and private pooled vehicles. The firm provides discretionary and non-discretionary portfolio management using a variety of analytic methods and serves as adviser and general partner to a private hedge fund.

Martin Summitt is a financial advisor with Bellwether Investment Group, LLC, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Bellwether since 2008. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies, including equities, ETFs, bonds, independent managers, and managed programs, with tailored monitoring and rebalancing to meet client objectives.

John Lindsey is a financial advisor at Bellwether Investment Group, LLC with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with Bellwether since 2008. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies including equities, ETFs, bonds, and managed programs, and is notable for its multi-office team structure and willingness to use leverage and structured strategies where appropriate.