Barbara Witteborn is a financial advisor at Cetera with 10 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at Yadkin Wealth, Securities America, Inc., First National Bank of PA, and Cetera Investment Services LLC. She is also involved in fixed life insurance sales outside of Cetera. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and consulting services, utilizing multiple program structures and a multi-manager platform with discretionary and non-discretionary options.

Scarlett Chapman is a Financial Advisor with Merrill Lynch Wealth Management. She works with business owners, executives, families, and individuals to help them reach their financial goals. Scarlett manages complex financial needs to help clients regain their most important asset—time. Her areas of expertise include education planning, family wealth management strategies, services for endowments, foundations, and non-profits, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Scarlett is committed to understanding her clients' investment objectives and creating personalized strategies that align with their unique ambitions. Scarlett holds a Bachelor's Degree from the University of Mississippi and holds the Personal Investment Advisor (PIA) designation. She is actively involved in her community through the Rotary Club of Greater Statesville and serves as the Volunteerism Chairwoman for the Merrill Lynch Charlotte Women's Exchange. Outside of her professional and community commitments, she enjoys cooking, gardening, golfing, horseback riding, interior decorating, music, reading, singing, spending time with her family, and watching movies.

Kaylynne Willis is a financial advisor at OSAIC with six years of industry experience. She holds a Series 66 designation and has worked at firms including Foster Financial Group and Valic Financial Advisors. Outside of her advisory role, Willis applies PEMF therapy to horses, serves on the board of a local nonprofit, and assists with administrative operations in her family’s welding business. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services using asset-allocation tools and third-party solutions to construct portfolios managed on discretionary or non-discretionary bases.

Katherine Waters is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been associated with Raymond James and its affiliated entities since 2015. Outside of advising, she is co-owner of Innergized Eats, a local vending machine business operating in Statesville, NC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and has unique capabilities in municipal and public finance as well as specialized SIMPLE IRA consulting programs.

Russell Winthrop serves as an Associate Resident Director at Merrill, where he focuses on connecting clients with the people, plans, and processes that align with their individual financial objectives. In his role, he supports clients in addressing a variety of personal goals, including education funding, retirement planning, and managing potential health care costs. Russell holds the Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from the University of North Carolina System. He emphasizes simplicity and transparency in wealth planning to help clients navigate investment complexities and work toward their long-term family goals.

Deneen Wells serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies aimed at addressing their unique goals and adapting to changing market conditions. Her approach centers on gaining a comprehensive understanding of each client's full financial picture to provide tailored wealth management solutions. Deneen's expertise spans personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. She holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both a Bachelor's and a Master's Degree from Appalachian State University. In addition to her professional work, Deneen participates actively in community organizations such as Circle of Giving, North Iredell Raiders Capital Improvements Club, Performing Arts Live Iredell, Statesville Woman's Club, and Trinity Fire and Rescue. Her personal interests include cooking, football, hiking, reading, soccer, spending time with family, and traveling.

Tim Bryson is a ChFC® and Series 66 credentialed financial advisor with nine years of experience, currently serving clients at Edward Jones since 2016. Before joining Edward Jones, he worked for fourteen years at Bed Bath and Beyond. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Richard Rand III is a financial advisor with UBS Financial Services in Chapel Hill, NC, holding a Series 66 designation and bringing 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Rand is involved with a small real estate investment company incorporated with his wife, although it has not conducted business to date. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm’s advisory approach includes proprietary capital market assumptions and research to tailor portfolios to clients’ goals and risk tolerances.

Steve Englebert Jr. is a financial advisor specializing in trust and wealth management. With over 23 years of experience as a trust officer, he offers clients a perspective on preserving, insulating, and passing along wealth in a tax-efficient manner. His client base includes business owners, younger couples accumulating wealth, individuals nearing retirement, and retirees across the United States. Steve focuses on helping clients clarify their financial goals by discussing short- and long-term plans, family responsibilities, alignment with other advisors such as CPAs and attorneys, legacy considerations including wills and trusts, and assessing assets and liabilities to minimize debt and enhance cash flow. His approach aims to support clients in making informed decisions that reflect their values and visions for the future. He holds a Bachelor's degree from Campbell University in Trust & Wealth Management and holds the Certified Trust and Fiduciary Advisor (CTFA) and Personal Investment Advisor (PIA) designations. Steve is active in his community through volunteering with organizations such as the Boys & Girls Club of the Piedmont, United Way of Iredell County, and the Iredell Council on Aging, and is a member of Rotary Club of Statesville. He enjoys spending time with his wife Katherine and their three daughters, engaging in activities such as hiking and camping.

Colby Bolick is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 16 years of industry experience. He has been with Thrivent and its affiliated entities since 2009 and has operated Bolick Management since 1999. Outside of his advisory role, Bolick is involved in his family’s private restaurant chain, the Boxcar Grille in North Carolina, where he contributes to quality control and financial consultations on weekends. He also serves as Vice President on the Board of Trustees for Catawba Valley Health System and is a council member of Bethlehem United Methodist Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers planning as a standalone service or combined with managed-account programs through a consolidated billing option called “WealthPlan.”

Steven Harder is a CFP® professional with 23 years of experience in the financial services industry. He is currently with LPL Financial and also has a role at United Federal Credit Union. His prior work includes positions at The Vanguard Group, Wells Fargo, Bank of America, Merrill, and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Brennan Settle is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He has held positions at Fidelity Investments since 2022. Outside of finance, he has experience working with the Boys and Girls Club of America and has been involved in hospitality and recreation businesses. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.

Joshua Fulbright is a financial advisor at Thrivent Investment Management in Claremont, North Carolina. He holds a Series 66 designation and has one year of industry experience. Prior to joining Thrivent, he worked in various roles including at Iconic Roofing and Chipotle Mexican Grill. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement and estate planning. The firm emphasizes holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated option called WealthPlan.

Jesse Burns is a Financial Consultant currently working at Fidelity, a position he has held since 2026. He has accumulated extensive experience in financial advisory and investment management roles, including previous positions as an Investment Management Consultant I, II, and III at Fidelity Investments from 2021 to 2026. Prior to that, Jesse worked as a Financial Advisor at PNC from 2019 to 2021 and as a Private Client Banker at Chase from 2017 to 2019. He began his career in the financial services industry as a Retirement Service Representative at Charles Schwab from 2016 to 2017. Jesse's approach to financial planning emphasizes tailoring strategies to meet individual client needs and fostering understanding and comfort throughout the process. Outside of his professional work, he enjoys boating, camping, football, golf, and traveling.

Brent Bowman is a financial advisor at OSAIC with 32 years of industry experience. He holds the CFP® designation alongside Series 63 and Series 65 licenses. Prior to joining OSAIC in 2025, he worked five years at LPL Financial and ten years at Woodbury Financial Services. Bowman also sells fixed annuities as part of his other business activities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include various asset classes, with options for discretionary or non-discretionary management.

Kaleb Covington is a financial advisor at Cetera with nine years of industry experience. He holds the Series 66 designation and has worked previously at Voya Financial Advisors, Inc. Covington also sells life insurance, fixed annuities, and long-term care insurance as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Jeffrey Kerr is a financial advisor with Thrivent Investment Management in Troutman, NC, holding a Series 66 designation and eight years of industry experience. Prior to joining Thrivent in 2017, he worked at NC Farm Bureau Insurance and was involved with JTG Daughtery Racing. Outside of financial advising, he operates a leadership training business that leverages his background in athletics and NASCAR pit crew experience to provide team-building training for police, fire, medic, and SWAT personnel. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm emphasizes written recommendations across various planning topics and maintains a separation between planning and managed-account services.

William Dixon is a ChFC® with 32 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to Edward Jones, he worked at Advisors Financial Group and ProEquities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large national network of financial advisors and branch offices.

Samuel Reavis is a Financial Advisor at Merrill Lynch Wealth Management, where he collaborates with individuals and families to develop personalized financial plans and strategies tailored to their unique goals. His work encompasses a broad range of services including retirement planning, education funding, wealth preservation, tax-efficient investing, and philanthropic planning. Sam emphasizes building long-term relationships and understanding each client's comprehensive financial situation to provide ongoing, adaptable advice. He holds a Bachelor's Degree from the University of South Carolina and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His client focus includes corporate executive services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. Outside of his professional role, Samuel enjoys basketball, cooking, football, golfing, reading, watching movies, and spending time with his family. He brings a philosophy centered on understanding client priorities and creating personalized plans that align with what matters most to them.

Elizabeth Dailey is a financial advisor at Edward Jones in Statesville, NC, with seven years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC and Wells Fargo Clearing. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including pension plans, corporate entities, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.