David Helgeson is a financial advisor at OSAIC with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has prior experience at Valic Financial Advisors, Agia, and Gunnallen Financial. In addition to his advisory role, Helgeson is an agent offering non-securities insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment process featuring asset allocation and portfolio optimization tools, and offers a wide range of brokerage and advisory services through a multi-advisor platform.

Kelsey Sowers is a financial advisor at Edward Jones in Statesville, NC, holding the ChFC® and Series 66 designations with seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at Accutrak Inventory and Prestige Planners. Outside of her advisory role, she manages a rental property in Taylorsville, NC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers various advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Jennifer Lambert is a financial advisor at LPL Financial with 16 years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for 11 years before joining LPL Financial in 2021. Outside of her advisory role, she is employed in the hospitality sector in Statesville, NC, working as a server and guest services clerk. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of financial planning, portfolio management, and institutional platforms.

Joel Torres is a financial advisor at Edward Jones with 14 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes roles at Bb&T Securities, BBTIS, and Bb&T Bank from 2011 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Adam Keisler is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked at FSC Securities Corp. Outside of his advisory role, he serves as chairperson of the Endowment Committee at First United Methodist Church in Hickory, NC. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports various investment programs and provides access to third-party managers and alternative investments through a multi-advisor platform.

Daniel Whitener is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones in 2024, he worked at Lowe’s Home Improvement Corporation for six years and Transportation Insight for three years. He serves as Treasurer and Secretary for BNI - Catawba Valley Business Builders in Hickory, North Carolina. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high- and non-high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Amanda York is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked at multiple Cetera entities since 2025 and previously held roles at U.S. Bank, Merrill, Northwestern Mutual Investment Services, and State Farm. Outside of finance, she works part-time as a server at a restaurant. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual investors, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, with access to affiliated and third-party managers.

Barbara Witteborn is a financial advisor at Cetera with 10 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at Yadkin Wealth, Securities America, Inc., First National Bank of PA, and Cetera Investment Services LLC. She is also involved in fixed life insurance sales outside of Cetera. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and consulting services, utilizing multiple program structures and a multi-manager platform with discretionary and non-discretionary options.

Scarlett Chapman is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in working with business owners, executives, families, and individuals to manage complex financial needs and help clients reach their financial goals. Her expertise includes education planning, family wealth management strategies, services for endowments, foundations, and non-profits, as well as individual and corporate investment strategy, tax minimization, and retirement income. Ms. Chapman holds a Bachelor's Degree from the University of Mississippi and is a Personal Investment Advisor (PIA). She is committed to understanding her clients' investment objectives and aims to provide accessible and knowledgeable financial advice. Outside of her professional role, Scarlett is involved in her community as a member of the Rotary Club of Greater Statesville and serves as Volunteerism Chairwoman for Merrill Lynch Charlotte Women's Exchange. In her personal time, Scarlett enjoys cooking, gardening, golfing, horseback riding, interior decorating, music, reading, singing, spending time with her family, and watching movies.

Kaylynne Willis is a financial advisor at OSAIC with six years of industry experience and a Series 66 designation. Her work history includes roles at Foster Financial Group, Hornor, Townsend & Kent, and Valic Financial Advisors. Outside of her advisory work, she serves on the board of a non-profit organization called Unique World Gifts, participates as a board member for the Summit Foundation, and applies equine therapy through her involvement with Equine Muscle Works. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach uses model-based asset allocation and portfolio optimization tools, supporting a range of discretionary and third-party managed strategies.

Katherine Waters is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been associated with Raymond James and its affiliated entities since 2015. Outside of advising, she is co-owner of Innergized Eats, a local vending machine business operating in Statesville, NC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and has unique capabilities in municipal and public finance as well as specialized SIMPLE IRA consulting programs.

Russell Winthrop serves as an Associate Resident Director at Merrill, where he focuses on connecting clients with the people, plans, and processes that align with their individual financial objectives. In his role, he supports clients in addressing a variety of personal goals, including education funding, retirement planning, and managing potential health care costs. Russell holds the Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from the University of North Carolina System. He emphasizes simplicity and transparency in wealth planning to help clients navigate investment complexities and work toward their long-term family goals.

Deneen Wells serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies aimed at addressing their unique goals and adapting to changing market conditions. Her approach centers on gaining a comprehensive understanding of each client's full financial picture to provide tailored wealth management solutions. Deneen's expertise spans personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. She holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both a Bachelor's and a Master's Degree from Appalachian State University. In addition to her professional work, Deneen participates actively in community organizations such as Circle of Giving, North Iredell Raiders Capital Improvements Club, Performing Arts Live Iredell, Statesville Woman's Club, and Trinity Fire and Rescue. Her personal interests include cooking, football, hiking, reading, soccer, spending time with family, and traveling.

Tim Bryson is a financial advisor at Edward Jones in Claremont, NC, holding ChFC® and Series 66 designations with nine years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including various types of households, plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Richard Rand III is a financial advisor with UBS Financial Services in Chapel Hill, NC, holding a Series 66 designation and bringing 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Rand is involved with a small real estate investment company incorporated with his wife, although it has not conducted business to date. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm’s advisory approach includes proprietary capital market assumptions and research to tailor portfolios to clients’ goals and risk tolerances.

Michael Woods is a financial advisor at Thrivent Investment Management in Conover, NC, holding a Series 66 designation. He has prior experience at Catawba Valley Health System and Iredell Health System, as well as community involvement through a decade of work at Newton Recreation Center. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive, goal-based financial planning without portfolio management or institutional advisory services.

Steve Englebert Jr. is a financial advisor specializing in trust and wealth management. With over 23 years of experience as a trust officer, he offers clients a perspective on preserving, insulating, and passing along wealth in a tax-efficient manner. His client base includes business owners, younger couples accumulating wealth, individuals nearing retirement, and retirees across the United States. Steve focuses on helping clients clarify their financial goals by discussing short- and long-term plans, family responsibilities, alignment with other advisors such as CPAs and attorneys, legacy considerations including wills and trusts, and assessing assets and liabilities to minimize debt and enhance cash flow. His approach aims to support clients in making informed decisions that reflect their values and visions for the future. He holds a Bachelor's degree from Campbell University in Trust & Wealth Management and holds the Certified Trust and Fiduciary Advisor (CTFA) and Personal Investment Advisor (PIA) designations. Steve is active in his community through volunteering with organizations such as the Boys & Girls Club of the Piedmont, United Way of Iredell County, and the Iredell Council on Aging, and is a member of Rotary Club of Statesville. He enjoys spending time with his wife Katherine and their three daughters, engaging in activities such as hiking and camping.

Ryan Mulligan is a financial advisor with Mass Mutual Investors Services in Catawba, NC, holding the Series 66 designation and 12 years of industry experience. His prior work includes roles at LPL Financial LLC and Independent Financial Partners. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Frank Huffman is a financial advisor at Edward Jones in Conover, NC, holding a Series 66 designation with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services.

Steven Harder is a CFP® professional with 23 years of experience in the financial services industry. He is currently with LPL Financial and also has a role at United Federal Credit Union. His prior work includes positions at The Vanguard Group, Wells Fargo, Bank of America, Merrill, and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.