Justin Smith is a financial advisor at Plan B Investments, Inc. in Carmel Valley, CA, holding a Series 65 designation with two years of industry experience. Prior to his current role, he spent ten years at the Flathead County Sheriff's Office. Plan B Investments, Inc. serves individuals, including high-net-worth clients, and small businesses by providing financial planning and advisory services that emphasize written financial plans and the use of third-party investment managers for portfolio management.

Delaney King is a financial advisor at No-Load Asset Management with a Series 65 credential and one year of industry experience. Prior to joining the firm, King held roles in various public sector and academic organizations, including the North Carolina Department of Environmental Quality and the North Carolina Association of County Commissioners. No-Load Asset Management provides personalized financial planning and investment management services to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passive index funds and ETFs with global diversification, managing accounts primarily on a discretionary basis.

Jerome Ledzinski II is a Series 65-licensed advisor with Praetorian Guard, a division of Praetorian Wealth Management, Inc., located in Carmel, CA. He has one year of industry experience and has been with Praetorian Wealth Management since 2008, which has eighteen years of operation. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across several hundred client relationships, serving both non-high-net-worth and high-net-worth clients, and utilizes fundamental and cyclical analysis in its investment decisions.

Kay Oh is a financial advisor with Integris Wealth Management, LLC in Monterey, CA. He holds Series 63 and Series 65 licenses and has five years of industry experience. Prior to joining Integris in 2019, Kay worked at THE Vanguard Group, Inc. from 2013 to 2017. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and various entities. The firm uses a long-term, model-driven investment approach centered on Modern Portfolio Theory, employing mostly passive mutual funds and ETFs to provide diversified, tax-efficient portfolios and comprehensive financial planning services.

Jessica Cutler is a financial advisor at Integris Wealth Management, LLC in Monterey, CA, holding a Series 65 credential with one year of industry experience. Her prior work includes roles at Pedrazzi Farms, LLC, Pacific Engineering Group, Inc., and Ventana Vineyards, LLC. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and various entities. The firm employs a long-term, model-driven investment approach based on Modern Portfolio Theory, using primarily passive mutual funds and ETFs to provide diversified, tax-efficient portfolios with disciplined rebalancing.

Katherine Woolever is a CFP® with six years of industry experience, currently serving at Integris Wealth Management, LLC since 2018. Prior to that, she worked at Crissman & Associates for one year. Integris Wealth Management serves individuals, families, trusts, pension and profit-sharing plans, and both for-profit and not-for-profit corporations, providing investment management and comprehensive financial planning. The firm employs a long-term, diversification-oriented investment approach using primarily passive mutual funds and ETFs, and manages roughly $812 million across about 344 client relationships.

Angela Pack is a CFP® and holds a Series 65 license with three years of industry experience. She currently works at SLP Wealth and also provides student loan consulting through Student Loan Planner. Her prior experience includes roles at Susan L. Kendall, CPA, Kendall Wealth Partners, and Northwestern University. SLP Wealth is an SEC-registered advisory firm serving individual clients and small-business owners with discretionary investment management and financial planning. The firm employs diversified, risk-based portfolios using no-load mutual funds and ETFs, offering ongoing account monitoring and additional services including tax preparation and 401(k) plan support.

Kevin Mahoney is a CFP® professional with 21 years of industry experience, currently serving at Integris Wealth Management, LLC since 2009. He holds Series 63 and Series 65 licenses and is based in Monterey, CA. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and various entities. The firm employs a long-term, model-driven investment approach focused on strategic asset allocation using primarily passive funds, offering comprehensive financial planning and regular performance reporting.

Joseph Clark is a CFP® professional with 14 years of experience in financial advising. He has been with Praetorian Wealth Management, Inc. since 2011 and is part of the Praetorian Guard team based in Carmel, CA. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million for both non‑high-net-worth and high-net-worth clients, employing fundamental and cyclical analysis across multiple asset classes tailored to each client’s objectives.

Jenna Reynolds is a financial advisor at Integris Wealth Management, LLC in Monterey, CA, holding a Series 65 credential with 10 years of industry experience. She previously worked at Philip Benson Financial Services before joining Integris Wealth Management in 2018. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and various entities. The firm employs a long-term, model-driven investment approach using Modern Portfolio Theory, primarily with passive mutual funds and ETFs, and provides comprehensive financial planning and regular performance reporting.

Andrew Nelson is a CFP® and holds a Series 65 license with five years of industry experience. He has worked at Praetorian Wealth Management, Inc. since 2020 and previously held positions at Durham University, Central Coast Visiting Nurses Association, and Stevenson School/Dominican University of CA. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across several hundred client relationships, serving both non‑high net worth and high net worth clients.

Steven Steinberg is a financial advisor with The Investment House LLC, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with The Investment House LLC for 14 years. The Investment House LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as institutional and pooled vehicles. The firm employs a range of investment strategies including Growth, Balanced, SRSW, and Special Situations, using fundamental analysis and top-down sector selection across various instruments such as ETFs, mutual funds, closed-end funds, and options.

James Gerber is a financial advisor at Integris Wealth Management, LLC in Monterey, CA, with 1 year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at several firms including Golden State Wealth Management, Crossroads Wealth Advisors, and LPL Financial LLC. Integris Wealth Management serves individuals, families, trusts, pension and profit-sharing plans, and various corporations by providing investment management and comprehensive financial planning. The firm employs a long-term, diversification-oriented investment approach using primarily passive mutual funds and ETFs, and manages about $812 million across roughly 344 client relationships.

Alexander Black is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Integris Wealth Management, LLC since 2017. Prior to joining Integris, he worked at Moss Adams Wealth Advisors LLC for five years. Outside of his advisory role, he is a passive owner of a rental real estate business. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm that serves individuals, families, trusts, pension and profit-sharing plans, and both for-profit and not-for-profit entities. The firm employs a long-term, model-driven investment approach focused on strategic asset allocation using primarily passive mutual funds and ETFs to achieve diversification and tax efficiency.

Joel Knight is a financial advisor with American Investors Company, holding a Series 66 designation and over 40 years of industry experience. He has worked with American Investors Company since 1990 and operates Joel Knight Tax & Business Services, a bookkeeping and tax preparation business, since 1978. He has also been an independent insurance agent since 1991, though he is not actively selling life, accident, or health insurance at this time. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary asset management, financial planning, and 401(k) investment services, operating as both a registered broker-dealer and SEC-registered adviser.

Robert Hood is a financial advisor at Integris Wealth Management, LLC in Monterey, CA, holding a Series 65 designation. He has experience spanning roles in education and hospitality prior to joining Integris in 2025. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and various entities. The firm uses a long-term, model-driven investment approach focused on strategic asset allocation with primarily passive mutual funds and ETFs, providing customized financial planning and regular performance reporting.

Julie Roth is a CFP® and holds a Series 65 license with seven years of industry experience. She is currently with Integris Wealth Management, LLC, joining the firm in 2025 after prior roles at Creative Planning, LLC and Monterey Private Wealth, Inc. Roth serves as the Investment Committee Chair for the Community Foundation for Monterey County. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and both for-profit and not-for-profit entities. The firm employs a long-term, model-driven investment approach primarily using passive mutual funds and ETFs to achieve diversification, tax efficiency, and disciplined rebalancing.

Richard Hewitt is a CFP® with 19 years of industry experience, currently serving at Praetorian Wealth Management since 2008. He is based in Carmel, CA, and is part of a seven-advisor team. Praetorian Guard, a division of Praetorian Wealth Management, offers discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million and serves both non-high-net-worth and high-net-worth clients with a research-driven investment approach and integrated financial planning.

Alex Kiley is a financial advisor with Integris Wealth Management, LLC in Monterey, CA. He holds a Series 65 designation and has one year of industry experience, including prior roles at the Pebble Beach Company and California Polytechnic State University, San Luis Obispo. Integris Wealth Management serves individuals, families, trusts, pension and profit-sharing plans, and corporations by providing investment management and comprehensive financial planning. The firm employs a long-term, diversification-oriented investment approach using primarily passive mutual funds and ETFs, with an emphasis on disciplined rebalancing and tax-aware implementation.

Michelle Pimentel is a CFP® professional at Geometric Wealth Advisors, LLC with two years of industry experience. She has worked at Geometric Wealth Advisors since 2019 and previously was employed at Zeiders Enterprises, Inc. from 2014 to 2022. Geometric Wealth Advisors serves individuals, families, and trusts, including high-net-worth clients, by offering personalized wealth management that integrates discretionary investment management with comprehensive financial planning, tax, and estate planning support. The firm employs a multi-owner team model and focuses on long-term, broadly diversified investment strategies using mutual funds and ETFs.