Simcha Terwilliger is a CFP® and holds a Series 65 license with eight years of industry experience. He is currently with SLP Wealth and has prior experience at Fox & Company Wealth Management and The Advisory Firm of Katherine L. Brown, LLC. Terwilliger also works as a student loan consultant, providing repayment and forgiveness planning for federal and private student loans. SLP Wealth is an SEC-registered advisory firm serving individual clients and small-business owners with discretionary investment management and financial planning. The firm uses diversified, risk-based portfolios primarily composed of no-load mutual funds and ETFs and offers additional services such as tax preparation and non-discretionary 401(k) plans.

Mason & Associates is an independent, fee-only financial planning firm located in Newport News, Virginia. We provide ongoing comprehensive financial planning and tax planning advice to clients locally and throughout the United States. Our financial advisors specialize in providing financial planning advice to federal employees who are covered by the Federal Employee Retirement System (FERS) and Civil Service Retirement System (CSRS). The financial planning team helps federal employees maximize federal benefits and provides guidance in all areas of financial planning such as retirement planning, tax planning, and estate planning. Not a federal employee? No problem! We serve a variety of clients who have no ties to the federal government other than the taxes they pay. Our financial planning process and client experience allows us to serve families who are already retired or actively working. John leads Mason & Associates as President and Senior Financial Planner, bringing over 15 years of specialized expertise in federal employee financial planning. A CERTIFIED FINANCIAL PLANNER™ since 2012, John has built a reputation for delivering comprehensive, client-centered guidance across tax, retirement, and estate planning. John earned his Bachelor of Science in Business from Virginia Tech’s Pamplin School of Business, where he also completed his CFP® education requirement. He is an Investment Advisor Representative and maintains a Virginia Life and Health Consultant License. John is a member of the following professional organizations: •National Association of Personal Financial Advisors •XY Planning Network •Financial Planning Association As co-host of the Federal Employee Financial Planning Podcast, John has become a recognized voice in the federal benefits space. He is a sought-after speaker at industry conferences and educational events for federal employees, and his insights have been featured in leading publications. Outside the office, John and his wife, Sara, both Virginia Tech graduates, enjoy skiing, snowboarding, and exploring the outdoors in their camper. They’re proud parents to a young son who’s best friends with their golden retriever, Penny.

Michael Mason is a CFP® and ChFC® with 39 years of industry experience. He has worked at Mason & Associates, LLC since 2010 and previously held roles at Centaurus Financial, Inc. and Equitable Advisors. He leads a team of seven advisors based in Newport News, VA. Mason & Associates serves individual and high-net-worth clients as well as trusts, offering investment management, financial planning, and specialized services such as divorce planning and federal employee retirement education. The firm uses diversified, risk-based model portfolios and works with independent sub-advisers to tailor recommendations according to client goals and risk tolerance.

Katherine Brown is a CFP® with 21 years of experience in financial advising. She currently works at Joss Brown Wealth Advisors, where she has been with the firm since 2020, following 15 years operating her own advisory firm. Outside of her advisory role, she is a 50% owner of Maison Brune Investments, LLC, a real estate investment business she manages with her spouse. Joss Brown Wealth Advisors serves individuals, high-net-worth households, retirement plans, and charitable organizations, providing financial planning, investment management, and non-investment consulting on a fee-only basis. The firm manages approximately $162 million in regulatory assets and offers a combination of discretionary and non-discretionary services through multiple platforms and third-party managers.

Tommy is a graduate of Virginia Tech’s Pamplin School of Business, where he graduated magna cum laude with a Bachelor of Science in Business as a Finance major and completed the CERTIFIED FINANCIAL PLANNER™ (CFP®) education requirement. While pursuing his Bachelor’s degree, Tommy observed that taxation was integral in financial planning and decided to pursue a Master’s Degree in Accounting at Virginia Tech with a focus in taxation. Tommy is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Certified Public Accountant (CPA). He also holds the Personal Financial Specialist (PFS) designation from the American Institute of Certified Public Accountants (AICPA), as well as the Series 65 and the Virginia Life and Health Consultant Licenses. Tommy joined Mason & Associates in 2019 as a Senior Financial Planner, and earned a partnership position in 2020. Prior to joining Mason & Associates, Tommy was a Senior Financial Planner at a respected financial planning firm in Richmond, VA, and also has experience with a “Big 4” public accounting firm. Tommy’s primary responsibilities consist of working directly with Mason & Associates clients in all aspects of their financial plan, with a particular emphasis on the subjects of tax, retirement, and estate planning. Tommy a co-host of the Federal Employee Financial Planning Podcast. Tommy’s memberships and designations include: CERTIFIED FINANCIAL PLANNER™ (CFP®) Certified Public Accountant (CPA) Personal Financial Specialist (PFS) designation with the American Institute of Certified Public Accountants (AICPA) Life and Health Insurance Consultant License in Virginia Chairman and Past President of the Central Virginia Financial Planning Association (FPA) chapter Recognized by the Virginia Society of CPA’s as a Top 5 under 35 in 2018 Recognized by Investment News as 40 under 40 in 2018 Received 2017 Standing Ovation Award in Personal Financial Planning from the American Institute of Certified Public Accountants

Benjamin Raikes is a CFP® certificant with 12 years of industry experience. He is currently with Mason & Associates, LLC, where he has worked since 2022, following prior roles at Verus Financial Partners, Inc. and Coliseum Wealth Management, LLC. Mason & Associates serves individual and high-net-worth clients, as well as trusts, offering investment management and financial planning alongside services such as divorce planning and federal employee retirement benefits education. The firm employs diversified, risk-based model portfolios and coordinates with independent sub-advisers to tailor financial solutions to client needs.

Josef Mehall is a financial advisor with Advisory Alpha, LLC, holding a Series 65 credential and no prior industry experience. He has entrepreneurial experience through his ownership of Ideas by Mike LLC, a firm providing financial services, consulting, and education, as well as Mehall Financial LLC, which focuses on fixed insurance product sales. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a broad range of managed portfolio series using a primarily fund-of-funds approach.

Terry Crawford is a CFP® with eight years of industry experience, currently serving as an advisor at Procyon since 2021. His prior experience includes roles at Pivotal Planning Group, America's Auto Auction, Regent University, and Tull Financial Group. He also holds a CFO position at Peleton Entertainment, LLC, where he is responsible for bookkeeping and preparing financial records. Procyon provides investment management, financial planning, retirement-plan advisory, institutional consulting, and model-portfolio services to a diverse client base, including individuals, high-net-worth families, trusts, businesses, retirement plans, RIAs, pooled investment vehicles, and government clients. The firm manages approximately $9.2 billion in assets, combining internal portfolio construction with access to independent managers and AI-supported research, and is notable for its private fund advisory services and management of pooled investment vehicles.

Charles Jenks Jr. is a CFP® and ChFC® with 40 years of industry experience. He has been with Financial Security Advisory Inc since 1997. In addition to his advisory role, he serves as Vice President of Financial Security Group, Inc., where he is involved in life and health insurance sales and financial planning. Financial Security Advisory, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, and employer-sponsored plans. The firm focuses on asset allocation and long-term holdings, utilizing quantitative and qualitative analysis to select investments.

Scott Schuett is a financial advisor at Impact Partnership Wealth, LLC with three years of industry experience. He holds a Series 65 designation and has previously operated his own advisory business. Outside of his advisory work, Schuett is an owner and agent involved in insurance sales. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing within a discretionary trading framework supported by a third-party services platform.

Laura Gwathmey is a financial advisor at Prospera Financial Services, Inc. with seven years of industry experience. She holds the CFP® designation and Series 66 license. Gwathmey has been affiliated with Dominion Capital Partners since 2015, where she serves as an owner and advisor. Prospera Financial Services is a multi-team advisory firm with 271 advisors overseeing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities through financial planning, portfolio management, and access to various advisory programs and third-party platforms.

Pamela Mcwhorter is a financial advisor with NFSG Corporation, holding Series 63 and Series 65 designations and over 42 years of industry experience. Her prior roles include positions at Newbridge Securities Corp, Edward Jones, and Wells Fargo Advisors. She serves on the advisory board of the Virginia Medical Freedom Alliance, which focuses on medical legislation affecting children and young adults. NFSG Corporation provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm offers both discretionary and non-discretionary asset management, utilizing a variety of investment instruments and employing internal portfolio management alongside third-party asset manager arrangements.

B. Wistar Morris III is a financial advisor at Brown Advisory with 18 years of industry experience. He holds a Series 65 designation and has worked at Brown Advisory since 2018, as well as Signature Financial Management, Inc. since 2007. Brown Advisory provides investment and wealth-management services primarily to high-net-worth families, family offices, and select charitable trusts and foundations. The firm employs a long-term, full-market-cycle investment approach with diversified allocations, valuation discipline, and a combination of active and passive management, supported by in-house research and an Investment Solutions Group.

Reed Hurt is a CFP® professional with 10 years of industry experience. He has worked at Brown Advisory and Signature Financial Management, Inc. since 2018 and was previously with Bernhardt Wealth Management from 2016 to 2018. Brown Advisory serves high-net-worth individuals, families, family offices, and select charitable trusts and foundations, providing integrated wealth and portfolio management. The firm employs a long-term investment approach that combines global active and passive strategies, risk management through diversification and valuation focus, and utilizes both affiliated and external managers along with AI-enabled research tools.

Lloyd Noland is a financial advisor at Brown Advisory in Charlottesville, VA, with 14 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Brown Advisory since 2018, also maintaining a role at Signature Financial Management, Inc. since 2011. Brown Advisory provides integrated investment and wealth-management services primarily to high-net-worth families, family offices, and select charitable trusts and foundations. The firm employs a long-term, full-market-cycle investment approach with diversified allocations and combines in-house research with third-party manager selection to serve its clients.

Andrew Avery is a financial advisor at AlphaStar Capital Management with two years of industry experience. He holds a Series 65 designation and has worked at several firms including Paraclete Wealth Partners, Clearstead Advisory Solutions, and Wilbanks Smith and Thomas Asset Management. Prior to his advisory career, he held positions at Harris Teeter and Taco Bell. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, providing discretionary investment management, financial planning, participant account management, and subadvisory services. The firm employs strategic and tactical investment approaches using a range of securities and third-party portfolio construction technology, managing approximately $2.5 billion in assets across over 8,400 client relationships.

Chris Tremble is a financial advisor with Mutual Advisors, LLC in Hampton, VA, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Mutual Securities, Inc., Charles Schwab, and USAA Financial Services. Mutual Advisors, LLC serves a diverse client base ranging from individual investors to institutional clients, managing approximately $9.45 billion across 154 advisors. The firm offers a combination of active and passive portfolio management strategies tailored to clients’ objectives, using various analytical approaches and technology platforms to support customized investment solutions.

Christopher Stout is a financial advisor at AlphaStar Capital Management with a Series 65 credential. He has been active in the industry since 2016, including roles at Paraclete Wealth Partners and Paraclete Wealth Management. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, providing discretionary investment management, financial planning, participant account management, and subadvisory services. The firm uses a combination of strategic and tactical investment approaches across various asset types and employs third-party portfolio construction technology.

Sarah Holtzinger is a financial advisor at Brown Advisory with 10 years of industry experience. She holds a Series 65 designation and has worked at Brown Advisory since 2018, previously serving at Signature Financial Management, Inc. since 2013. Brown Advisory provides integrated investment and wealth-management services primarily to high-net-worth families, family offices, and select charitable trusts and foundations, employing a long-term, full-market-cycle investment approach with a focus on risk management through diversified allocations and valuation discipline.

Teague Avey is a CFP® professional with 10 years of experience in financial advising. He has worked at Brown Advisory since 2018 and previously spent time with Signature Financial Management, Inc. and Heritage Wealth Advisors. Brown Advisory serves high-net-worth individuals, families, family offices, charitable trusts, and foundations by providing integrated wealth management and portfolio management. The firm employs a long-term investment approach combining global active and passive strategies, utilizing affiliated and external managers to access alternatives and supplementing research with AI-enabled tools.