Sethalan Carter is a CFP® professional with three years of industry experience, currently serving at Partners in Financial Planning, LLC since 2021. Prior to joining the firm, he worked at Virginia Tech and Alleghany High School. Partners in Financial Planning, LLC provides discretionary investment management, ongoing financial planning, and related consulting to individuals, business entities, trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm manages approximately $779.8 million in assets across about 384 clients, employing a combination of long- and short-term strategies using equities, fixed income, mutual funds, and ETFs with fundamental and technical analysis.

James Pearman is a CFP® and PFS™ with 34 years of experience in financial planning. He has been with Partners in Financial Planning, LLC since 2009. Outside of his advisory work, he is a partial owner and consultant for Radtec, LLC, a company that owns and operates residential apartments in Radford, VA. Partners in Financial Planning, LLC serves individuals, businesses, trusts, estates, charitable organizations, and pension/profit-sharing plans by providing discretionary investment management and ongoing financial planning. The firm employs a combination of fundamental and technical analysis across various asset classes and manages approximately $779.8 million in assets for about 384 clients.

Sara Epperly is a CFP® professional with experience at Partners in Financial Planning, LLC beginning in 2023. Prior to her advisory role, she worked for Salem City Schools for nine years. Partners in Financial Planning, LLC is a team of eight advisors managing approximately $913.6 million for individuals, business entities, trusts, estates, charitable organizations, and retirement plans. The firm offers discretionary wealth management, ongoing financial planning, and consulting, including simple federal and state tax preparation as part of its base service.

Brian Bowen is a financial advisor with Creekmur Asset Management, LLC in Roanoke, VA, holding Series 63 and Series 65 licenses and 14 years of industry experience. Prior to joining Creekmur in 2025, he worked for 15 years at Integrity Financial Planning, Inc. He is also a managing member of Impact Tax Group, LLC, which provides tax preparation and planning services. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for about 1,900 individual and high-net-worth clients. The firm offers discretionary portfolio management and various financial planning services, utilizing third-party tools and managers to align investments with client risk profiles.

Kimberly Jenkins is a Series 65-licensed advisor at Beacon Wealth Consultants, Inc. in Roanoke, VA, with 14 years of industry experience. She has been with Beacon Wealth Consultants since 2012 and has worked in education since 1995. Beacon Wealth Consultants serves a diverse client base including high-net-worth individuals, trusts, estates, and charitable organizations, offering comprehensive wealth management, financial planning, and retirement plan consulting. The firm utilizes a structured investment approach with an internal committee, incorporates faith-based investment screening, and manages approximately $278 million in client assets.

Conner Compton is a financial advisor with Beacon Wealth Consultants, Inc. in Roanoke, VA. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at Virginia Tech and Pulaski County Emergency Management. Beacon Wealth Consultants serves individuals, trusts, estates, charitable organizations, business entities, and plan sponsors with comprehensive wealth management, financial planning, investment management, estate administration, and retirement plan consulting. The firm uses an internal investment committee to guide decisions and offers faith-based, Biblically Responsible Investment screening as part of its tailored client strategies.

Betty Davis is a CFP® professional with over 16 years of industry experience, currently serving at Q3 Advisors, LLC since 2025. She previously worked at Third Security LLC from 2008 to 2024. Q3 Advisors offers financial planning and tax-focused consulting services to individual clients through packaged programs such as Roth conversion planning and comprehensive financial plans. The firm operates on fixed, pre-determined fees and does not provide investment management, emphasizing planning-level recommendations and coordinating with independent CPA firms for tax preparation.

Emily Elfallah is a financial advisor at Creekmur Asset Management, LLC with three years of industry experience. She holds a Series 65 designation and previously worked at Barron Wealth Strategies and Integrity Financial Planning, Inc. Outside of her advisory role, she is licensed as an insurance agent specializing in life, health, and fixed annuities. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm provides discretionary portfolio management and various financial planning services, utilizing third-party tools and managers to tailor portfolios to client risk profiles.

Hannah Nolan is a CFP® with one year of industry experience, currently serving as a financial advisor at Werba Rubin Papier Wealth Management, LLC. Her prior roles include positions at Beacon Wealth, SageView Advisory Group, and PYA Waltman Capital. Werba Rubin Papier Wealth Management provides investment management, financial planning, pension consulting, and retirement-plan advice to individuals, high-net-worth clients, charitable organizations, and pension or profit-sharing plans. The firm employs a risk-targeted investment process based on Modern Portfolio Theory and uses diversified portfolios including no-load mutual funds, ETFs, stocks, and bonds tailored to client goals.

Richard Laymon Jr. is a CFP® professional with 24 years of experience in financial advising, currently serving at Beacon Wealth Consultants, Inc. since 2010. He holds Series 63 and Series 65 licenses and is an adjunct professor teaching retirement planning at Roanoke College. Beacon Wealth Consultants serves individuals, trusts, estates, charitable organizations, business entities, and plan sponsors offering comprehensive wealth management, financial planning, discretionary and non-discretionary investment management, estate administration, and retirement plan consulting. The firm employs a structured discovery process and an internal investment committee to tailor client strategies, emphasizing faith-based, Biblically Responsible Investment screening.

Christopher Bishop is a CFP® professional with nine years of industry experience, currently serving at Partners in Financial Planning, LLC since 2014. He holds a Series 65 license and is based in Salem, VA. Partners in Financial Planning, LLC offers discretionary investment management and ongoing financial planning services to individuals, business entities, trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm manages approximately $779.8 million in assets across about 384 clients, employing a range of investment strategies including equities, fixed income, mutual funds, and ETFs with fundamental and technical analysis.

Jonah Fitzgerald is a financial advisor at Creekmur Asset Management, LLC in Roanoke, VA. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at KPMG, H.K. Campbell & Company, and positions in academia and the food service industry. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm offers discretionary portfolio management and a variety of financial planning services, utilizing third-party tools and managers to align portfolios with client risk profiles.

Pamela Poldiak is a CFP® professional with 25 years of industry experience. She has been with Partners in Financial Planning, LLC since 2009. Partners in Financial Planning, LLC provides discretionary investment management, ongoing financial planning, and consulting services to individuals, business entities, trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm manages approximately $779.8 million in assets for about 384 clients, using a combination of long- and short-term investments across equities, fixed income, mutual funds, and ETFs, supported by charting, fundamental, and technical analysis.

Cassandra Laymon is a CFP® with 19 years of industry experience, currently serving at Beacon Wealth Consultants, Inc. since 2012. She holds the Series 66 designation and operates out of Roanoke, VA. Outside of advisory work, she is involved in term life insurance sales through a related business activity. Beacon Wealth Consultants is a team-based firm managing approximately $278 million in client assets. The firm provides comprehensive wealth management and financial planning services to individuals, trusts, estates, charitable organizations, business entities, and plan sponsors, employing a structured investment approach with an emphasis on faith-based, Biblically Responsible Investment screening.

Madison White is a financial advisor at Creekmur Asset Management, LLC with three years of industry experience. They hold the Series 65 designation and have worked previously at Integrity Financial Planning, Inc. Madison also maintains a part-time role as a life, health, and fixed annuities insurance agent. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million across about 1,900 individual and high-net-worth clients, offering discretionary portfolio management and various financial planning services tailored to different client needs.

Stephen Bain is a CFP® professional with 10 years of experience in financial advising, currently working at Partners in Financial Planning, LLC since 2016. He is based in Salem, VA, and operates within a team of seven advisors. Partners in Financial Planning, LLC provides discretionary investment management and ongoing financial planning services to individuals, businesses, trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm manages approximately $779.8 million in assets across about 384 clients, implementing portfolios through a combination of equities, fixed income, mutual funds, and ETFs, supported by charting, fundamental and technical analysis.

Jonathan Ingram is a financial advisor at Sollinda Capital Management LLC with 16 years of industry experience. He holds the Series 66 designation and previously worked at Capital Investment Advisory Services, LLC and Capital Investment Group, Inc. Ingram is also the founder and managing director of Retirement Fiduciaries of Virginia, LLC, a business focused on bookkeeping and tax-related document preparation. Sollinda Capital Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and profit-sharing plans, as well as sub-advisory services to other registered investment advisers. The firm employs multiple proprietary investment strategies and primarily manages accounts on a discretionary basis with an emphasis on allocation and risk management.

Mark Sewell Jr. is a financial advisor at Geneos Wealth Management, Inc. with six years of industry experience. He holds a Series 66 license and has worked at Geneos Wealth Management and IFA Wealth since 2019. Outside of his advisory role, he operates independently as a representative for fixed insurance products. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, and institutional clients. The firm offers financial planning, portfolio management, and access to third-party money managers through various traditional and wrap-fee programs, managing over $5.5 billion in client assets as of the end of 2024.

John Keeley is a financial advisor with Virtue Capital Management, LLC, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked at Virtue since 2020 and founded Keeley Financial, an insurance sales business, in 2014. Keeley also serves as treasurer of the Roanoke Cosmopolitan Club, overseeing financial activities for the club and its foundation. Virtue Capital Management is a multi-team advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm customizes portfolios based on client goals and risk tolerance, employing tactical, strategic, and dynamic investment approaches and providing services including portfolio management, financial planning, third-party manager due diligence, and sub-advisory support.

James Tate III is a financial advisor at Geneos Wealth Management, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Geneos Wealth Management since 2004. He is president of the 95th Rifles 1st Battalion Club and is involved in management consulting through Cogent Management Resources LLC. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, utilizing a range of analytic approaches and investment strategies tailored to client needs.