Meredith Jones is a financial advisor at Allvet Financial with a Series 65 designation and three years of industry experience. She previously worked at Student Loan Planner, SLP Wealth, and Vincere Wealth Management, among other roles. Outside of her advisory duties, she operates Dr. Meredith Jones, LLC, where she performs speaking engagements, consulting, and content creation. Allvet Financial is a fee-only registered investment adviser specializing in financial planning and investment management for veterinarians and students. The firm emphasizes passive portfolio construction and integrates planning areas such as cash flow, retirement, business, and student loan strategies.

John Bowen is a CFP® professional with 26 years of industry experience and has been a CPA since 1992. He is the owner of Bowen Financial Services, LLC, located in Midlothian, VA, where he serves as one of three advisors. Bowen also operates a separate CPA firm, providing tax compliance and consulting services. Bowen Financial Services, LLC offers fee-only financial planning and discretionary investment management for individuals, families, trusts, estates, and certain small businesses. The firm emphasizes strategic asset allocation with broad diversification, using low-cost, tax-efficient mutual funds and ETFs, and integrates tax and investment planning through its affiliation with a CPA practice.

Benjamin Wood is a financial advisor with BDC Capital Management, Inc., holding a Series 65 designation and 12 years of experience at the firm. He is based in Glen Allen, VA, and has spent his entire advisory career with BDC Capital Management. BDC Capital Management serves individuals, high-net-worth families, family-owned businesses, and charitable organizations with financial planning, discretionary portfolio management, and asset allocation services. The firm integrates investment management with tax and estate planning and provides business valuation and transition analysis for owner-run enterprises.

Richard Beale IV is a ChFC® credentialed financial advisor with 45 years of industry experience. He is a principal at Beale Healy Investment Advisors Inc. in Richmond, VA, where he has worked since 1982. Outside of advisory services, he is president and owner of Beale Healy Financial Group Inc., which provides insurance sales. Beale Healy Investment Advisors serves individual and high-net-worth clients with discretionary and non-discretionary portfolio management focused on individually held securities, alongside modular financial planning. The firm uses a committee-based approach combining fundamental, technical, and quantitative analysis, and employs a range of strategies from long-term holdings to short-term trading and options.

Marcelo Ampie Zelaya is a CFP® with four years of industry experience currently serving at Commonwealth Retirement Investments LLC. He has been with Commonwealth Retirement Advisors since 2021. Commonwealth Retirement Investments advises individuals and families, primarily those in or near retirement, providing personalized financial planning and discretionary portfolio management tailored to retirement goals. The firm manages approximately $377 million for around 337 households and employs strategies including dividend-growth equities, fixed income, tactical equity ETFs, annuities, and cash-management allocations.

Hi, I’m Lauren Zangardi Haynes, CFP®, CIMA® and founder of Spark Financial Advisors. At Spark Financial Advisors we are focused on helping high earning women, dual-career couples & business owners put an effective strategy in place to build wealth, manage taxes, and spend more time doing what they love. Our clients gain peace of mind knowing their finances are outsourced to a highly qualified team with expertise in building wealth and transitioning into retirement. I got my start in the financial services industry in 2005 with Bank of America. While working for U.S. Trust Bank of America Private Wealth Management I attained my CFP® designation and became a Certified Investment Management Analyst (CIMA®). I transitioned to a smaller Fee-Only financial planning firm to get broader experience beyond investment management and haven’t looked back. I have been quoted in the New York Times, Wall Street Journal, Forbes, USA Today, U.S. News and World Report among others, and have written for Richmond Family Magazine. I previously served on the South Region Board for the National Association of Personal Financial Advisors (NAPFA) the leading organization for fiduciary, Fee-Only financial planners. When I’m not geeking out on financial planning I like to spend time with my husband and 3 kids, read, watch stand-up comedy, and (attempt to) garden.

Maria Lavrentyeva is a financial advisor at BDC Capital Management, Inc. She holds a Series 65 designation and has been in the industry since 2023, including prior experience at Northwestern Mutual. BDC Capital Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, family-owned businesses, and charitable organizations. The firm employs a top-down investment approach that integrates fundamental, technical, and cyclical analysis, with ongoing portfolio monitoring and periodic rebalancing.

Richard Vernon is a financial advisor with Vernon Management Group, Incorporated in Richmond, VA. He holds Series 63 and Series 65 licenses and has 30 years of industry experience, having been with Vernon Management Group since 1996. Vernon Management Group serves individual and high-net-worth clients, as well as trusts, estates, pension plans, and other entities, primarily through separately managed accounts. The firm employs a proprietary, trend-focused investment process that utilizes technical analysis and active monitoring, offering discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Michael Ellis is a financial advisor with Steelhead Wealth Management in Glen Allen, VA, holding Series 63 and Series 66 licenses and 22 years of industry experience. His prior experience includes sixteen years at Northwestern Mutual Wealth Management Company and related entities. Outside of his advisory role, he is involved in insurance sales on a limited basis. Steelhead Wealth Management serves employer plan sponsors, trusts, estates, charitable organizations, corporations, and other business entities by providing discretionary investment management, financial consulting, and retirement plan advisory services. The firm employs a combination of quantitative and qualitative analysis, modern portfolio theory, and charting to manage client portfolios, primarily focusing on institutional and business clients.

Cynthia Bowen is a CFP® professional with five years at Bowen Financial Services, LLC and prior experience at DuPont totaling five years. She has two years of industry experience as a financial advisor. Outside of her advisory role, she is involved in a short-term rental real estate business. Bowen Financial Services serves individuals, families, trusts, estates, and small businesses, including many high-net-worth households, offering fee-only financial planning and discretionary investment management. The firm employs a strategic asset-allocation approach grounded in academic research and integrates tax compliance and consulting through an affiliated CPA practice.

Evan Moog is a CFA® charterholder and holds a Series 66 license, with 10 years of experience in the financial industry. He has worked at Wills Financial Group, LLC since 2026, following prior roles at Truist and Davenport & Company. Wills Financial Group, LLC provides discretionary portfolio management and advisory services to individuals, families, and institutional clients. The firm employs fundamental security analysis with a focus on balanced allocations across equities, bonds, mutual funds, and ETFs, and maintains an operational approach that excludes cryptocurrency purchases, wrap fee programs, and commissions.

Cory Nichols is a financial advisor at Yes Life Financial with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual in various wealth management and insurance roles. Yes Life Financial provides portfolio management and comprehensive financial planning services to individual clients, focusing on passive investment management using low-cost index mutual funds and ETFs. The firm offers virtual financial planning and structured subscription-style coaching, emphasizing scalable, retail-oriented delivery through a small advisory team.

Mark Leimberger is a financial advisor at Alpha Advisors, LLC in Richmond, VA, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Alpha Advisors since 2006. Alpha Advisors serves primarily individuals and families across various ages and wealth levels, overseeing approximately $256 million in assets for about 115 clients. The firm focuses on discretionary portfolio management, emphasizing asset allocation and diversification, and offers services including cash flow analysis, financial planning, and retirement plan rollover consulting.

Christopher Lee is a CFP® and Series 66-licensed advisor at Commonwealth Retirement Investments LLC with 12 years of industry experience. He has worked at Commonwealth Retirement Investments since 2017 and was previously with Lincoln Financial Advisors Corporation from 2014 to 2017. The firm serves individuals and families, primarily focusing on clients in or approaching retirement, providing personalized financial planning and discretionary portfolio management tailored to retirement goals. Commonwealth Retirement Investments manages approximately $377 million for around 337 households, employing strategies that include dividend-growth equities, fixed income, tactical equity ETFs, and annuities.

Bailey Thornton is a CFP® and holds a Series 66 license, with seven years of industry experience. He has worked at Kinloch Capital, LLC since 2023, following five years at Davenport & Company and two years at Harris Williams & Company. Kinloch Capital, LLC advises individuals, trusts, non-profits, pensions, and businesses, offering discretionary asset management, financial planning, and divorce planning services. The firm employs a technically driven allocation process using proprietary model portfolios and emphasizes tax-efficient, low-cost investment vehicles.

Simon Woon is a financial advisor with Paragon Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Paragon Financial Services since 2012 and has been affiliated with LPL Financial since 1995. Outside of advisory work, he is involved in selling long-term care and life insurance policies. Paragon Financial Services serves individual and high-net-worth clients, as well as retirement plans, trusts, and institutions, providing portfolio management, financial planning, pension consulting, and estate/tax coordination. The firm uses customized and model portfolios with tactical, quantitatively informed allocation strategies and integrates tax and estate planning services through affiliated partners.

Coleman Pollard is a CFP® professional with 27 years of industry experience, currently serving at Steelhead Wealth Management. His prior roles include fifteen years with Northwestern Mutual Wealth Management Company. Steelhead Wealth Management serves employer plan sponsors, trusts, estates, charitable organizations, corporations, and other business entities, providing discretionary investment management, financial consulting, and retirement plan advisory services. The firm employs a mix of quantitative and qualitative methods to construct and manage portfolios, focusing primarily on institutional and business-related clients.

Katherine Fonville is a financial advisor at Covenant Wealth Advisors in Richmond, VA, with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been leading Fonville Wealth Management LLC since 2010. Covenant Wealth Advisors is a fee-only firm serving individuals, families, trusts, estates, endowments, and family businesses. The firm uses a Modern Portfolio Theory-based investment approach with primarily passive funds and third-party portfolio management to deliver comprehensive wealth management and financial planning services.

Ryan Bernstine is a financial advisor at Hermitage Wealth with a Series 66 designation and two years of industry experience. He has been with Hermitage Wealth Management since 2025 and also works as an insurance broker. Outside of his advisory role, he is a tennis teaching professional at Hermitage Country Club, where he conducts group clinics and private lessons. Hermitage Wealth provides investment advisory, retirement plan consulting, and financial planning services to plan sponsors, corporations, and individual clients. The firm focuses on selecting and monitoring third-party money managers and offers both discretionary and non-discretionary portfolio management as well as fixed-fee or hourly financial planning.

Mark Livesay is a CFA® charterholder with 16 years of experience in the investment industry. He has been with The Capital Management Corporation since 2010. The Capital Management Corporation provides discretionary investment management services for individuals, families, foundations, endowments, retirement plans, and corporations. The firm emphasizes fundamental research through its Investment Policy Group and tailors portfolios to individual client objectives and risk guidelines.