Nicholas Ramsey is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 10 years of industry experience. His work history includes roles at Regions Bank, First Southern Bank, LPL Financial, and Northwestern Mutual. Outside of advising, he is involved in youth volleyball as an IHSA official, head coach, and club director. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Robert Loucks is a CFP®-designated financial advisor with LPL Financial in Carbondale, IL, and has 26 years of industry experience. He has been with LPL Financial since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Calen Mc Ginty is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked at Elavon Inc. and Automotive Finance of Illinois. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Micah Clarke is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. He has been with Cetera since 2016 and also leads Clarke CPA & Consulting Ltd, which provides accounting and financial planning services. Additionally, he assists with financial planning at Clarke Financial Ltd. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Jessica Bernhardt is a financial advisor with Merrill, holding Series 63 and Series 65 registrations and bringing 15 years of industry experience. Her prior roles include positions at Hightower Securities and Wells Fargo affiliates. She is listed as a part owner of a limited liability company unrelated to her advisory work, established by her husband for sales coaching. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Lisa Emling is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with LPL Financial since 2010 and leads First Southern Wealth Management since 2014. Outside of her advisory work, she serves on the City of Carbondale Economic Development Committee as chair of the Attracting and Retaining Business Sub-Committee and runs a retail crafts business called Back Roads Hand Crafted Decor. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Beth Walker is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 10 years of industry experience. Prior to joining LPL Enterprise in 2024, she worked at Prudential Insurance Company of America and Pruco Securities, LLC. She serves on the Parish and Finance Councils at Our Lady of Mount Carmel Regional Catholic Church and offers Medicare supplement products through Premier Senior Marketing. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm provides financial planning, consulting, model portfolios, third-party asset management programs, and access to a range of brokerage and insurance products.

Cody Hastings is a financial advisor at Edward Jones in Herrin, Illinois, with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Prior to that, he worked at Sam's Club starting in 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Robert Jilek is a financial advisor with Cetera, holding ChFC® and PFS™ designations, and has 28 years of industry experience. He has worked at Cetera Investment Advisers, LLC and Cetera Financial Specialists, LLC since 2017, and previously at J.W. Cole Advisors, Inc. from 2012 to 2017. Outside of his advisory work, he serves as a pastor at Union Gospel Mission Church and is a board member of Child Evangelism Fellowship. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Keith Larkin is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of finance, he serves as president of the Tennessee Reining Horse Association board and owns Larkin Equine LLC, a business involved in raising, training, showing, and selling horses. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of investment and insurance products through an integrated platform.

Lisa Vorce is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. She previously worked at Visionary Wealth Advisors and has been with Thrivent since 2016. Outside of her advisory role, Vorce is involved in several nonprofit organizations, including serving as a programming liaison for Little Black Book: Women in Business, a committee member for Eden's Glory, and a board member for First Priority of Metro East STL. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning on various topics and integrates planning with managed-account programs while maintaining separate service components.

James Hurd is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked in construction and roofing-related roles, including six years at Integrity Roofing & Exteriors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors, offering a range of investment strategies and fiduciary services.

Andrew Rogers is a financial advisor with OSAIC who holds Series 65 and Series 63 licenses and has 11 years of industry experience. He previously worked at Alliance Wealth Management and currently co-owns a screen printing business, The Ink Spot. Rogers also owns Rogers Strategic Wealth, where he sells insurance and health insurance products. OSAIC serves a broad client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services utilizing advanced asset-allocation tools, with portfolios that can include a range of securities and may be managed on discretionary or non-discretionary bases.

Terry Grissom is a Series 66-credentialed financial advisor with two years of industry experience, currently affiliated with LPL Enterprise. Prior to joining LPL Enterprise, he worked at Integrity Alliance, The Assurance Group, MWA Financial Services, and Modern Woodmen of America. Grissom also serves as a board member of the nonprofit Blazing Star Lodge #458. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services leveraging its integrated platform, model portfolios, third-party management, and affiliated insurance products.

Brendan Lewis is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Paycom Payroll LLC and Caterpillar Financial Services Corp. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds.

Aaron Hale is a financial advisor with LPL Enterprise and holds Series 65 and Series 63 licenses. He has eight years of industry experience and has previously worked at firms including MWA Financial Services Inc, Modern Woodmen of America, The Assurance Group, and Integrity Alliance, LLC. Hale serves on the boards of two nonprofit organizations, Johnson County 2000 and Arrowleaf. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, operating an integrated platform that combines adviser programs with brokerage and insurance product sales.

David Fry is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Tison Financial Group. Outside of his advisory work, he serves as secretary on the Board of Directors for the Southern Illinois Chili Cook Off and is involved in buying, selling, and trading collectible sneakers with his son. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with its financial advisors.

Colin Dyel is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he worked at First Southern Bank for eight years and has a background that includes positions at Old Navy and Southern Illinois University Carbondale. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from LPL Research and third-party subadvisors.

Jerry Kuhnert is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo in 2020, he worked at District #300 Schools, St. Vincent Hospital, and Indiana University - Bloomington. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

John Forbes is a financial advisor with LPL Financial in Carbondale, IL, holding Series 63 and Series 66 designations and 30 years of industry experience. He has worked at Linsco/Private Ledger since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.