Valerie Hurst is a financial advisor at United Capital Financial Advisors with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Goldman Sachs & Co LLC and CETERA Advisor Networks LLC. Hurst serves on the advisory board of the McHenry Mansion, a local historical landmark hosting weddings, public tours, and fundraising events. United Capital provides national financial planning and discretionary investment management for individual and high-net-worth clients, retirement plans, and institutional accounts. The firm supports customized investment solutions and operates a platform, FinLife Partners, that assists independent advisors with technology and practice management services.

Christopher Barber is a financial advisor with Mutual Advisors, LLC in Modesto, CA, holding Series 65 and Series 66 licenses and having 19 years of industry experience. Prior to joining Mutual Advisors in 2020, he worked at Incapital LLC, Griffin Capital Securities, Inc., and Merrill. He is also an independent insurance agent affiliated with Swain Financial Services, Inc., selling fixed life insurance policies. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, estates, retirement plans, qualified purchasers, and institutional investors. The firm offers asset management and financial planning services using a mix of active and passive strategies, supported by various analytical approaches and third-party platforms.

Zeid Muhammad is a financial advisor with Foundations Investment Advisors LLC and holds a Series 65 designation. He has been with Foundations since 2025 and has prior experience as a contract project engineer at Progressive Global Energy since 2018. Outside of his advisory role, Zeid offers life insurance and annuities as an independent agent through InVita Financial LLC. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis alongside model portfolios and an asymmetric rebalancing approach to manage investments.

Ryan Bertrand is a financial advisor at MissionSquare Retirement with nine years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Bertrand is based in Modesto, CA. MissionSquare Retirement serves state and local government employers, their employees, and select nonprofit entities by administering retirement plans and providing plan administration, recordkeeping, education, and advisory services. The firm’s Guided Pathways offering includes discretionary Managed Accounts and nondiscretionary Fund Advice developed in partnership with Morningstar Investment Management, delivered through multiple channels exclusively within MissionSquare-administered accounts.

Andrew Wolf is a financial advisor at United Capital Financial Advisors with 13 years of industry experience. He holds the Series 66 designation and has worked previously at Goldman Sachs & Co LLC, CETERA Advisor Networks LLC, and Girard Securities Inc. United Capital provides national financial planning and discretionary investment management services to a broad range of clients, including individual and high-net-worth households, retirement plans, and corporate or institutional accounts. The firm’s investment teams develop client-specific financial plans and manage accounts on a discretionary basis, supporting customization options such as ESG and faith-based portfolios.

James Simos II is a CFP® with 23 years of industry experience, currently serving as a financial advisor at B. Riley Wealth Advisors, Inc. since 2018. His prior experience includes roles at National Securities Corp and Infinity Securities, Inc. He is also a partner at Adelphia Capital LLC, where he manages commercial real estate investments. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7 billion in client assets through 274 advisors. The firm provides a wide range of services including advisory programs, financial planning, and retirement solutions to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans.

Gina Leguria is a financial advisor with Integrity Advisory Solutions in Modesto, CA, holding a Series 65 designation and two years of industry experience. She has a background that includes roles at Brokers Financial and Yosemite Community College District, and she has operated her own law firm since 2009. Leguria serves as Vice President of the Stanislaus Estate Planning Council and is a board member of United Cerebral Palsy of Stanislaus County. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and business clients through a network of independent advisors, managing approximately $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services using a variety of asset allocation strategies and third-party platforms.

Donna Fredrickson is a financial advisor at Wedbush Securities Inc. in Modesto, CA, with 25 years of industry experience. She holds Series 66 and Series 63 designations and has been with Wedbush Securities since 2015. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a range of services including wealth management, fixed income, commodities, securities lending, capital markets, and portfolio management tailored to client objectives and risk tolerances.

Bryan Turnbull is a financial advisor with PNC Wealth Management in Modesto, CA, holding Series 65 and Series 63 licenses and 17 years of industry experience. His prior roles include positions at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, and Compass Bank, where he worked for up to a decade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees, utilizing mutual funds and ETFs managed by PNC or third-party strategists.

Jeffrey Bowman is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He has worked at Integrated Wealth Concepts since 2023 and has over 20 years of experience as a principal at Grimbleby Coleman CPAs, Inc. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm provides discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, utilizing customized portfolios with a combination of mutual funds, ETFs, equities, and fixed income.

Jeroen Hoogeveen is a financial advisor at Transamerica Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2012. He also has a longstanding association with World Financial Group dating back to 2001. Outside of advisory services, he is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm uses a model portfolio approach implemented through multiple program platforms and third-party managers, supported by an extensive advisor network.

Mark Kleiderlein is a CFP® professional with 30 years of experience in the financial services industry. He has worked at Principal Financial Services since 2004 and leads the Kleiderlein Wealth Advisory Group. Kleiderlein serves as chairman of the building team and elder board at Big Valley Grace Community Church and is a board member of the Miracle League of Stanislaus County. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Manoj Bains is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding one year of industry experience. He has prior experience working at Grimbleby Coleman Advisors & Accountants and Encompass Health, including a role as senior manager at Grimbleby Coleman Advisors & Accountants. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach while also managing shorter-term trades and overseeing third-party asset managers.

Flora Burke is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. Her prior roles include positions at Agia, E*TRADE Capital Management, Bank of America, Merrill, and Waddell & Reed. Outside of her advisory work, she is also an agent for non-securities insurance products with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and providing various overlay options to tailor client portfolios.

Jeffrey Cleek is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Valic Financial Advisors since 1997 and also serves as an assistant softball coach for the varsity team at Big Valley Christian High School. Additionally, he acts as an agent for non-securities insurance products through Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Andre Brown is a financial advisor at VALIC Financial Advisors with three years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining VALIC Financial Advisors, he worked at several firms including MML Investors Services, Northwestern Mutual, New York Life, and Morgan Brown Associates Inc. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and managed account programs through a large network of advisors and utilizes centralized technology and model solutions to support its client base.

Craig Silcox is a financial advisor with Valic Financial Advisors in Modesto, California, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked with Valic Financial Advisors since 1996 and is also an agent for non-securities insurance products with Agia. Outside of his advisory role, Silcox serves as Treasurer and trustee on the board of the Washington Hospital Foundation, where he chairs the Investment and Audit Committee. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer that serves primarily U.S. individual clients, including high net worth and ultra-high net worth individuals, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account programs through a large network of advisors, utilizing centralized technology and model solutions to manage approximately $29.2 billion for close to 300,000 clients.

James Cabral is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with multiple firms, including WealthWave and American Financial Network, and currently engages in estate planning support through Net Law Group, LLC. His other activities include roles in health insurance supplement sales with Champion Health, Inc. and group employee benefits life insurance with Senior Life Insurance Company. Transamerica Financial Advisors serves a wide client base, including individuals, retirement plans, trusts, and businesses, using a large advisor network and multiple program platforms. The firm’s investment approach relies primarily on model portfolios and third-party managers, with approximately $1.7 billion in regulatory assets under management.

Francisco Ortiz Zepeda is a financial advisor at Eagle Strategies (NY Life) with three years of industry experience. He holds Series 63 and Series 65 credentials. Prior to his current role, he worked in various capacities including positions at the San Joaquin County District Attorney's office, Humana, Constellation Brands, and E&J Gallo Winery. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages a substantial portion of assets on a non-discretionary basis.

Tommy Roy is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His work history includes roles at Agia, Transamerica Financial Advisors, Le Tote, World Financial Group, and CVS Caremark. Outside of finance, he owns a wood fencing company, Out of Sight Fencing Inc., which operates primarily in Tracy, CA. Valic Financial Advisors serves individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.