Leo Biscocho is a financial advisor at Coppell Advisory Solutions LLC with two years of industry experience. He holds a Series 63 designation and has worked at Fusion Capital Management since 2023, VG Capital Financial Services since 2019, and BIG Services from 2009 to 2019. Coppell Advisory Solutions LLC, operating as Fusion Investment Advisors, serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses an open-architecture platform and combines internally developed and independent asset allocation models with fundamental and technical analysis to implement discretionary investment strategies.

Kevin Schneider is a financial advisor with BFC Planning, Inc. in Stockton, CA, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. His prior work includes seven years at Wells Fargo Advisors LLC and roles at Berthel Fisher & Company Financial Services and Financial Services International Corp. He is a member of the San Joaquin Estate Planning Council, a professional organization for estate planning practitioners. BFC Planning, Inc. serves a broad client base including individuals, corporations, banks, pension and profit-sharing plans, trusts, and estates through approximately 200 investment adviser representatives. The firm offers financial planning, discretionary and non-discretionary portfolio management, and access to various sub-advisory programs, utilizing multiple platform arrangements and investment strategies.

Philip Garcia is a Series 65 licensed advisor with 17 years of industry experience. He is currently affiliated with Coppell Advisory Solutions LLC and has worked at Fusion Capital Management, Global Asset Management Group, and VG Capital Financial Services. Outside of his advisory role, he manages a life and health insurance agency, overseeing operations and training of sub-agents. Coppell Advisory Solutions LLC serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning. The firm employs a tailored investment process combining internally developed and third-party asset allocation models, fundamental and technical analysis, and ongoing portfolio supervision.

Cecilia Pena is a financial advisor with Coppell Advisory Solutions LLC and holds six years of industry experience. She has worked with Fusion Capital Management since 2021 and has been involved with Financial Leadership Advisors, Inc., Global Equity Lending, and World Leadership Group since 2007. In addition to her advisory work, she is also licensed as an insurance agent with active lines of authority in Accident & Health and Life insurance. Coppell Advisory Solutions LLC serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm employs a tailored investment process that integrates asset allocation models, fundamental and technical analysis, and ongoing portfolio supervision.

John Peterson is a Series 65-licensed financial advisor with 12 years of industry experience. He is currently with Coppell Advisory Solutions LLC and has prior experience at Fusion Capital Management and Global Asset Management Group, Inc. In addition to his advisory role, he is involved in insurance sales, focusing on life, health, fixed, and fixed indexed annuity products. Coppell Advisory Solutions LLC provides discretionary portfolio management and financial planning services to a diverse client base, including individuals, trusts, estates, and business entities. The firm uses an open-architecture platform with a broad investment toolkit and offers tailored investment strategies supported by continuous monitoring and periodic rebalancing.

Nicholas Hagan is a financial advisor with PNC Wealth Management in Stockton, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Citigroup, Merrill, Fidelity Investments, and Bank of America, among others. Outside of advising, he is involved in a non-investment related condo rental business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution available by invitation to employees with PNC Bank online credentials. The firm uses algorithm-driven risk assessments and third-party strategists to manage investments primarily via mutual funds and ETFs.

Melvin Muela is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has a diverse work history including roles at Champion Health, Inc., Wash & Post Inc., and Blue Shield of California Life & Health Insurance Company. Outside of advisory work, Muela owns Gordito Burrito, Inc., a restaurant business in Sacramento, and is involved with Life Song of Stockton as a board member. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large network of advisors and multiple program platforms. The firm’s advisory model primarily uses model portfolios and third-party managers, offering integrated retirement plan solutions and a range of affiliated investment and insurance products.

Belinda Duran is a financial advisor at SPC with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Parkland Securities, Western International Securities, and Financial West Group. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, providing both discretionary and nondiscretionary investment management options.

Adam Moskowitz is a financial advisor with Transamerica Financial Advisors in Stockton, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. In addition to his advisory role, he serves as president of the Kiwanis Club of Stockton and is involved with several professional and community organizations, including the Silver Lake Chamber of Commerce and The Loudest Wavemakers, Inc. Transamerica Financial Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services, providing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Steve Ruiz is a financial advisor with PlanMember Securities Corporation, holding 37 years of industry experience. He has been involved with the Envoy Program since 2000 and has operated under his own name since 1985. Outside of his advisory role, Ruiz is an agent selling fixed annuities and life insurance through his own business, Ruiz & Associates. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages unitized, risk-based mutual-fund portfolios, offering education and support services including seminars and personalized retirement planning.

Juliana Lanier is a financial advisor with Transamerica Financial Advisors, holding a Series 66 designation and 16 years of industry experience. She has been with Transamerica Financial Advisors since 2013 and also serves as president and broker of record for Realta Corporation, a real estate brokerage. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through multiple program platforms. The firm serves individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses.

Dale Immekus is a financial advisor with Independent Financial Group, LLC in Lodi, CA, holding Series 63 and Series 66 designations and 18 years of industry experience. He previously worked at Creative Financial Designs, Inc and CFD Investments, Inc. Outside of his advisory role, he owns and operates Dedicated Financial & Insurance Services, which offers securities, advisory, and insurance services. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm manages approximately $11.3 billion in regulatory assets and offers a range of advisory programs through its AccessPoint platform and third-party asset managers.

Edward Santos is a financial advisor with PlanMember Securities Corporation who holds a Series 63 designation and has 20 years of industry experience. He has worked with Northern California Planners and PlanMember Securities Corporation since 2006. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm’s investment approach is based on a top-down strategic asset allocation framework with risk-based mutual fund portfolios ranging from conservative to aggressive.

Jeff Berg is a financial advisor with Eagle Strategies (New York Life) based in Stockton, California. He holds a Series 66 designation and has 25 years of industry experience. Berg has worked with Eagle Strategies since 2009 and has been associated with New York Life entities since 2006. Outside of advising, he is involved in insurance brokering for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers advice through multiple program types, operating primarily on a non-discretionary asset management basis within an integrated New York Life affiliate structure.

Richard Cutler is a financial advisor with Transamerica Financial Advisors in Stockton, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His work history includes roles at Champion Health, Inc., WealthWave, American Gateway Mortgage & Realty, and World Financial Group, alongside his tenure at Transamerica Financial Advisors. Outside of traditional advisory work, he is involved in health insurance supplement sales and mortgage loan origination. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers for investment management and offers an integrated retirement plan ecosystem supported by multiple advisory platforms.

Eric Prusinski is a CFP® and holds a Series 66 license with six years of industry experience. He is currently affiliated with Commonwealth Financial Network and Your Dedicated Fiduciary, having previously worked at Brunette & Associates and Capital Group. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing advisory programs, wealth management, retirement plan consulting, and a range of operational and compliance services. The firm offers advisors discretion to construct client portfolios from diverse securities and manages model portfolios through its Investment Management and Research team.

Richard Holmes is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has held roles at several other firms, including American Pacific Mortgage Corporation and WealthWave. Holmes is involved in several business ventures outside traditional advisory work, such as estate planning education with InheritGuard, LLC, and college loan reduction services through College Loan Freedom. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, and corporations. The firm provides a combination of advisory and broker-dealer services, offering proprietary and third-party model portfolios with discretionary and non-discretionary program options.

David Benavides is a financial advisor at PNC Wealth Management with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, Lowes, and Mutual of Omaha. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and third-party strategists to manage investments primarily via mutual funds and ETFs.

Albert Paula is a financial advisor with Eagle Strategies (NY Life) based in Lodi, CA, holding Series 63 and Series 66 designations and 21 years of industry experience. He has worked with Eagle Strategies since 2012 and operates Parkwest Financial & Insurance Solutions, focusing on brokering insurance products. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm manages a majority of its assets on a non-discretionary basis and offers customized advice across multiple program types within an integrated New York Life affiliate structure.

Max Paulsen is a financial advisor with Eagle Strategies (New York Life) based in Stockton, California. He holds Series 63 and Series 65 licenses and has four years of industry experience. Paulsen has worked at Eagle Strategies since 2025 and is also associated with Richard R. Paulsen Insurance Services. He founded the Good Guys Open Golf Tournament, an event aimed at community engagement through golf. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services with an emphasis on tailored solutions, managing the majority of its assets on a non-discretionary basis.