Jacob Rosenthal is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with clients to develop strategies aligned with their financial goals, assisting with areas including college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, individual and corporate investment strategy, and retirement income. Jacob provides guidance that evolves as clients' needs change and connects them to specialists in banking, credit, home financing, and small business solutions. He holds a Bachelor's Degree from Saint Mary's College of California and has earned the Personal Investment Advisor (PIA) designation. Jacob takes a personalized approach, emphasizing understanding clients' full financial picture and what matters most to them and their families. Outside of his professional role, Jacob enjoys golfing, playing ice hockey, soccer, and cooking. He also serves on the board of a local car club that connects various cities in the Central Valley and participates in a recreational hockey league.

Jill Sidman is a financial advisor at Charles Schwab with 20 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios with strategic asset allocation.

Charles Truong is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior roles include positions at Bank of the West, Merrill, Wells Fargo, U.S. Bancorp Advisors, and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and advanced research and operational tools.

Christopher Brown is a financial advisor with LPL Financial in Stockton, California, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, utilizing a range of investment strategies supported by research and technology tools.

Elizabeth Chapman is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and one year of industry experience. Her prior work includes roles at Centene Health Net Federal Services, Centene Health Net, BAC Community Bank, San Joaquin County Probation Department, and Wells Fargo and Co. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Anthony Bott is a financial advisor with Morgan Stanley in Stockton, CA, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has worked with Morgan Stanley since 2015 and has been part of Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated advisors and estate planning groups. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models to support its advisory services.

Jacqueline Gotelli is a financial advisor with Merrill in Stockton, CA, holding a Series 66 credential and five years of industry experience. Her prior roles include positions at Bank of America, N.A. and academic work at the University of Tennessee. Outside of finance, she is involved in family-owned businesses related to land acquisition and management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Beverly Mulligan is a financial advisor at Merrill with 15 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Valencia is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 13 years of industry experience. He has been with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, combining centralized custody and order-routing with access to alternative investments and cash-sweep services.

Peter Gibson is a financial advisor with Wells Fargo Clearing in Stockton, CA, holding a Series 66 license and 16 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association for six years before joining Wells Fargo in 2021. Outside of his advisory role, he has ownership interests in agricultural and land holding entities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of investment vehicles, such as insurance-related products and bank deposit sweep options.

Leonilo Garces is a financial advisor with Wells Fargo Clearing based in Stockton, CA. He holds a Series 63 designation and has 35 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Jordon Chee is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works alongside a team of specialists to offer goals-based wealth management services tailored to accomplished professionals and successful business owners. He is committed to cultivating long-lasting relationships through exceptional service, customized advice, and a disciplined investment approach. Jordon's areas of expertise include college education planning, personal retirement planning, and retirement income. He holds several professional designations: CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's degree from Sonoma State University. In addition to his professional work, Jordon participates in community volunteering activities aligned with the Merrill tradition. His personal interests include basketball, camping, football, golfing, hiking, music, spending time with his family, tennis, traveling, and watching movies.

Daniel Christ is a CFP® with 38 years of experience in the financial industry, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is a board member of the San Joaquin County Estate Planning Council, where he assists in finding speakers for member meetings. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment vehicles, such as insurance-related products and bank deposit sweep options.

Casey Knowles is a Series 66-licensed financial advisor with Morgan Stanley in Stockton, CA, bringing 25 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, Knowles is the sole proprietor of Knowles Vineyard, a farming operation in Lodi, California. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that includes scenario modeling and offers both direct and employer-sponsored financial plans.

William Hawkins is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior roles include positions at Global Retirement Partners LLC and Financial Telesis Inc. Hawkins has also been involved with Woodside Financial Partners, a related investment advisory entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and technology tools.

Brian Soon is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The BWS Group since its inception in 2001. He began his career with Merrill Lynch Wealth Management in 1997 and focuses on developing and implementing customized wealth management plans for clients. Brian acts as a client relationship manager, overseeing the application of the Group’s tailored wealth management process and client service commitment. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Brian holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He earned a bachelor’s degree from the University of California system and a master’s degree from the California State University system. Outside of his professional endeavors, Brian enjoys golfing, running, and spending time with his family.

Brian Rambo is a CFP® certificant with 21 years of industry experience, currently affiliated with OSAIC. He has previously worked at Securities America Advisors, Inc. for 15 years. Brian also owns Rambo Wealth Management, a commission-based firm involved in investment management, life insurance, and variable annuity sales. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors, offering integrated brokerage and advisory services with access to multiple investment platforms and third-party managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

John Kjerulf is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and previously worked at Securities America Advisors and Edward Jones. Prior to his advisory career, he operated Kjerulf Law for two years. OSAIC serves a broad mix of retail and institutional clients through an extensive network of advisors and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. Its investment approach includes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing across various asset classes.

Michael Bott is a financial advisor with Morgan Stanley in Stockton, California. He holds a Series 66 credential and has one year of industry experience. Prior to joining Morgan Stanley, he worked at Harmony Communities, US Bank, and Summit Funding. Outside of his advisory role, he manages a single-family rental property. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and planning tools to support client financial goals.

Neal Fearn is a Certified Financial Planner (CFP®) with over 33 years of industry experience, currently serving at Morgan Stanley since 2009. He is also affiliated with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering customized financial planning supported by structured discovery processes and firm-approved analytical tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct client relationships and corporate financial planning agreements.