John Lavalle is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

John Bennish is a financial advisor with Edward Jones in Ocean Pines, MD, holding Series 63, 65, and 66 licenses and 33 years of industry experience. He has worked at Edward Jones since 2018 and previously held positions at Infinex Investments, Inc. and Bank of Delmarva. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offers a range of advisory programs including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Diana Curran is a financial advisor at OSAIC with 20 years of industry experience. She holds Series 63 and Series 65 registrations and previously worked for 15 years at American Portfolios Financial Services. In addition to her advisory role, she provides pension consultations to New York City school teachers. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs a variety of asset-allocation tools and supports both discretionary and non-discretionary account management.

John Kilian is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Merrill since 2008 and at Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a committee member on the board of directors for the Salisbury Symphony Orchestra, a charitable organization. Merrill serves a broad client base including individuals, retirement plans, corporations, and institutional clients by offering managed accounts, third-party manager selection, discretionary portfolio management, and brokerage and custody services. The firm integrates closely with Bank of America affiliates and emphasizes manager selection, tax-efficient strategies, and multiple program types that accommodate both client and advisor discretion.

Joseph Ries IV is a financial advisor at Stifel with 29 years of industry experience. He has held the ChFC® designation and securities licenses Series 63 and Series 65. Ries has worked at Stifel since 2007. He serves as a board member of Scottish Rite Holding Company. Stifel provides brokerage and investment advisory services to a broad client base, including individuals, institutional clients, and charitable organizations. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to offer capital market analysis and asset allocation guidance.

Tylor Lennox is a Series 66-licensed financial advisor with eight years of industry experience, currently with Cambridge Investment Research Advisors since 2019. Prior to his financial advisory career, he worked in the restaurant industry and has served on the Worcester County Chamber of Commerce board in Ocean Pines. He is also the owner of Lennox Distribution, LLC, a retail sales business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides multiple investment platforms and both discretionary and non-discretionary portfolio management options, with proprietary and third-party model strategies.

Hunter Selzer is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch and Salisbury University. His background also includes roles at Shenandoah University and Stephen Decatur High School. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Michael Truitt serves as a Senior Resident Director with expertise in financial advisory services. He has been active in the financial services industry since 1982, providing advice and guidance to individuals, small businesses, and non-profit organizations. His approach emphasizes the interrelation of financial decisions and their potential impact on overall financial status. Mike holds the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. He also is a Certified Plan Fiduciary Advisor. He earned a Bachelor of Arts degree in U.S. History from the University of Maryland at College Park in 1982 and entered the securities business immediately thereafter. He resides in Bishopville, Maryland with his wife Beth. Mike serves as a Trustee of Worcester Preparatory School and is involved with the Community Foundation of the Eastern Shore and the Links at Lighthouse Sound Golf Course. His professional affiliations include memberships with the Community Foundation of Eastern Shore and the Salisbury Lions Club.

Charles Adams is a financial advisor at Edward Jones in Berlin, MD, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Michelle Gerlitzki is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked for ten years at the Life Crisis Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Phyllis Mitchell is a CFP® with 45 years of experience in the financial advisory industry, currently affiliated with Cambridge Investment Research Advisors. Her prior roles include positions at National Planning Corporation and long-term ownership of Phyllis R. Mitchell Financial Services, Inc. She serves as a board member of the Ocean Pines Chamber of Commerce and the Community Foundation of the Eastern Shore and is involved in several nonprofit and community organizations. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of investment implementation options, combining proprietary strategies with access to third-party managers and emphasizing tailored approaches to client objectives.

Michael De Bord is a Series 66-licensed financial advisor with Edward Jones in Berlin, MD, where he has worked since 2013, bringing 13 years of industry experience. He has spent his entire professional career at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and provides affiliated capabilities including a trust company and proprietary mutual funds.

Susan Seifert is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2005 and holds Series 63 and Series 66 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Michael Leonard is a financial advisor at LPL Financial with 34 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes 18 years at Lincoln Financial Advisors Corporation and over two decades with Osaic FA, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to institutional platforms.

Carrie Dupuie is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. She has been affiliated with Raymond James since 2011 and concurrently serves in the military as a Dental Healthcare Manager and medical technician. Outside of her advisory role, she manages a support company unrelated to investments. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm employs tailored, non-discretionary planning using risk profiling and modeling tools, and features notable municipal advisory services and employer-focused retirement plan consulting.

John Hart is a financial advisor with Ameriprise in Germantown, MD, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Treasurer on the boards of The Village at Manchester Farm and the Barefoot Country Condominium Association. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Troy Lennox is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Cambridge Investment Research since 2009. Outside of his advisory role, he is an independent insurance agent involved with various insurance companies and owns Coastal Wealth Management, LLC, a financial services firm based in Berlin, Maryland. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and a mix of proprietary and third-party investment strategies.

Anna Newton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She works collaboratively with clients to develop personalized financial strategies aimed at pursuing their long-term goals. In her role, Anna provides access to investment insights from Merrill and the banking and lending solutions of Bank of America to support flexible wealth management approaches aligned with clients' needs. Anna has been recognized for her expertise in the industry, having been named to the 2024 Forbes "Top Women Wealth Advisors Best-in-State" list and the 2023 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Anna earned her Bachelor's Degree from High Point University. Committed to community involvement, Anna participates in local volunteer organizations and serves on the Board of Trustees for Wor-Wic Community College, continuing the Merrill tradition of community engagement.

Andrea Hastings is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 designations. She has 28 years of industry experience, previously working at National Planning Corporation and Mitchell & Hastings Financial Services. Hastings is also the owner of Andrea Hastings Financial Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client needs.

Cynthia Hill is a financial advisor with Ameriprise who holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her prior roles include positions at LPL Financial and PNC Investments. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, personalized retirement income recommendations through a centralized consulting team.