George Breeden II is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America, and United Advisors. Outside of his advisory work, he serves as a volunteer board member for several community organizations and is involved in entrepreneurial ventures including BSquared Ventures, LLC, which markets various products and media. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individual, institutional, and nonprofit clients. The firm provides a range of services including investment management, financial planning, and retirement plan consulting, utilizing multiple program models supported by proprietary and third-party platforms.

Robert Sullivan is a financial advisor with Centaurus Financial, Inc. in Chester, MD, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Centaurus Financial since 2011 and also leads Sullivan Financial, LLC, a firm he has been involved with since 1991. Outside of investment advising, he is active in marketing deferred sales trusts and providing insurance products including life insurance, long-term care, and Medicare supplements. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, and institutions, offering financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements. The firm combines multiple analytical approaches and offers access to model overlay programs and third-party money managers.

Steven Ringer is a financial advisor with Truist Advisory Services holding a Series 66 designation. He has recent experience across various Truist entities since 2018 and began his advisory role in 2026. Prior to Truist, he worked at Dentz Inc - Dennys from 2015 to 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, participant advice, and a manager-selection program, implementing advice through discretionary and non-discretionary manager relationships supported by advanced research and inter-affiliate integration.

Karen Baer is a financial advisor with Focus Partners Wealth, LLC, holding Series 63 and Series 65 licenses and with 28 years of industry experience. Her prior roles include positions at The Colony Group, LLC, Bridgewater Wealth & Financial Management, LLC, Triton Wealth Management, and LPL Financial. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with services including investment management, financial and tax planning, family office and business management, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies and offers access to private and registered pooled vehicles.

Brett Sause is a financial advisor with Eagle Strategies (New York Life) based in Easton, MD, holding a Series 63 designation and over 20 years of industry experience. He has worked with Atlantic Financial Group, NYLIFE Securities, and New York Life Insurance Company. Outside of financial advising, he operates maritime-related businesses including professional captain services, charter cruises, and produces "Marine Minute," a video and podcast series for the maritime community. Eagle Strategies serves a broad client base of individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored solutions across multiple program types and maintains a predominately non-discretionary asset management approach.

John Cvach is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has worked at firms including Arbor Point Advisors and Securities America, Inc. In addition to his advisory role, he serves as president of Cvach Financial Services, a tax preparation and bookkeeping business, and treasurer of the nonprofit Goodwill Fire Company Inc. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, and nonprofits. The firm provides investment management, financial planning, retirement consulting, and third-party manager services delivered through multiple program models, with custodial relationships primarily through Schwab and Fidelity.

Michael Mc Guire is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Securities America, Inc., PJ Robb Variable Corp, Crump Life Insurance Services, and Bankers Life. Outside of his advisory work, he is involved in selling sports cards on eBay and operates as a member of McGuire Enterprises LLC, a partnership with his wife. Osaic Advisory Services, LLC is a registered investment adviser serving a diverse clientele, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and a variety of proprietary and third‑party platforms.

Scott Eglseder is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Commonwealth since 2009 and is also president and sole owner of Eglseder Retirement Specialists, Inc. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Brian Hardman is a financial advisor with Eagle Strategies (NY Life) based in Stevensville, MD, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. His career includes long-term roles at Nylife Securities Inc. and New Life Insurance Co., alongside ownership of Alpha Solutions Group since 2020. Outside of his advisory work, he owns and operates a charter fishing boat, Lead Doy Charters, and serves as a board member of the Upper Bay Charter Captain's Association. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a range of program types and emphasizes tailoring recommendations to client goals, primarily managing assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Andrew Bull is a financial advisor with PNC Wealth Management, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Cambridge Investment Research, Badger Creek Advisors, and Voya Investment Management. Outside of advising, he is involved as an agent with Aurora Insurance Group and Baker Wealth Management. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account that uses algorithmic risk assessment and implements investments via approved model strategies with mutual funds and ETFs.

Tracy Simpkins is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 designations and 18 years of industry experience. Her prior roles include positions at Merrill, Truist Investment Services, and BB&T Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and third-party strategists to manage investments primarily in mutual funds and ETFs.

William Ryon is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Private Advisor Group and LPL Financial since 2011 and previously held roles at Ridgeway Conger Advisory Services and Merrill. Outside of advisory services, he provides retirement and lifestyle education courses through the Retirement Educators Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and managed account solutions. The firm employs a fiduciary-based model, utilizing a variety of investment strategies and technology platforms while providing access to both proprietary and third-party managers.

Robert Moon is a financial advisor at Rockefeller Financial LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill and Bank of America. Outside of his advisory role, he operates a hobby farm raising goats, cows, and pigs. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm offers portfolio management, financial planning, and brokerage services through a Private Advisor model supported by the Rockefeller Global Investment Management platform.

Robert Petty is a financial advisor with Morgan Stanley in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and extensive investment resources.

Stephen Sciannella is a financial advisor at Edward Jones in Arnold, MD, holding Series 65 and Series 63 licenses with three years of industry experience. He previously worked at Cambridge Investment Research, Inc. and spent eight years at Paychex, Inc. before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Christopher Wilhoit is a financial advisor with LPL Financial in Stevensville, MD, holding a Series 66 designation and 25 years of industry experience. He previously worked at Kestra Financial Services, Inc. from 2016 to 2019 before joining LPL Financial in 2019. LPL Financial serves a broad client base including individuals, retirement plans, banks, and corporations, offering financial planning, advisory programs, and consulting services through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes a range of model portfolios, research, and technology-driven tools in its investment approach.

Thomas Hill is a financial advisor at Morgan Stanley with 56 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Outside of advising, he is a general partner in Good News LLC, which owns private alternative investments. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning based on structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines a range of retail and institutional services with access to private funds and structured products.

Thomas Hutcheson III is a financial advisor with Morgan Stanley in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley since 2009, working at both Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by firm-approved tools and methodologies such as Monte Carlo simulations.

Carrie Guy is a financial advisor at Morgan Stanley in Birmingham, AL, holding a Series 66 designation with three years of industry experience. She has worked at Morgan Stanley since 2022 and previously held positions in the retail and food service sectors, including Wing Zone and Rock N Roll Sushi. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Victor Roy is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior work includes nine years at UBS Financial Services before joining Morgan Stanley in 2022. Outside of his advisory role, he serves on the board of the Brian Westbrook Foundation, a nonprofit focused on education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and proprietary market estimates.