Gregg Reich is a financial advisor with Raymond James Financial, holding a Series 66 designation and 21 years of industry experience. He has been with Raymond James since 2018 and also serves as a private wealth advisor at Sturdy Financial Services. His work history includes prior roles at Cetera and Sturdy Savings Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutions. The firm provides tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals.

John Kaighn Jr. is a financial advisor with OSAIC, holding a Series 63 designation and bringing 32 years of industry experience. He previously worked at Royal Alliance Associates, Inc., Signator Investors, Inc., and Jersey Benefits Advisors, where he also served as president. Kaighn is involved in insurance sales through Jersey Benefits Group, Inc., where he holds a treasurer position. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary account management.

Richard Less Jr. is a financial advisor at Morgan Stanley with 36 years of industry experience. He has been with Morgan Stanley and its predecessor, Morgan Stanley Smith Barney, since 2009. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools and methodologies such as Monte Carlo simulations to model financial outcomes.

James Mccormick is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Michael De Marco is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2004. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Matthew Menke is a financial advisor at LPL Financial with 28 years of experience in the industry. He holds the ChFC® and Series 63 designations. His career includes roles at Royal Alliance Associates and American Express Financial Advisors Inc. In addition to his advisory work, Menke coaches boxing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and various institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Gary Padussis is a financial advisor at Cetera with 40 years of industry experience. He holds a Series 63 designation and has worked with Cetera and its affiliates since 2013. Outside of his advisory role, he is involved as an FAA flight instructor, serves as a board member and treasurer for local organizations, and owns Coho Brewing Company. Cetera Investment Advisers LLC is an SEC-registered advisor supporting a large nationwide network of independent advisors. The firm serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a range of portfolio management and financial planning services, utilizing a multi-manager platform with both discretionary and non-discretionary program options.

James Wallace is a Financial Advisor with Merrill Lynch Wealth Management, based in the Wayne, Pennsylvania office. He has worked in the financial services industry since 1987, bringing several decades of experience to his role. Prior to joining Merrill Lynch in January 2011, he served as a Wealth Management Advisor with Morgan Stanley and UBS Financial Services. Early in his career, he gained experience at Bloom Egan, a trading firm on the Philadelphia Stock Exchange, and later worked on the Option Strategies Desk at Butcher & Singer. Additionally, he formed a partnership with his wife, Nancy, known as the Wallace Rainer Group. Mr. Wallace holds a Bachelor of Science degree in Business Administration from Wheeling Jesuit University. He also holds the designation of Personal Investment Advisor (PIA). Beyond his professional commitments, James Wallace is involved in community activities, serving on the Gentleman's Committee for the Devon Horse Show and volunteering at the Radnor Hunt Club.

Jacqueline Fiore is a financial advisor with Edward Jones in Wildwood Crest, NJ, holding a Series 66 designation and 19 years of industry experience. She has worked at Edward Jones since 2006. Outside of her advisory role, she serves as president of the Greater Wildwood Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of advisors and branch offices.

Heather Cripps is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has worked at LPL Financial since 2011 and also at Crest Financial Services since 2010. Outside of her advisory work, she provides notary public services for clients through Crest Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, leveraging model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Sarah Schall is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation. Outside of her advisory role, she occasionally works as a substitute teacher at Avalon Stone Harbor Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs and affiliated offerings, managing over $1 trillion in assets through a large national network of advisors and branch offices.

Svetlana Kaploun is a financial advisor with OSAIC, holding a Series 66 designation and bringing eight years of industry experience. She previously worked at Securities America Advisors, Securities America Inc., and National Planning Corporation. Outside of financial advising, she has worked as a home health aide providing personal care services to elderly clients. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes for discretionary or non-discretionary management.

Brian Aguilar is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he assists clients with retirement planning, asset allocation, income strategies, estate planning considerations, and addressing family and legacy needs. He works closely with clients to support their financial goals throughout various life events. Brian has held positions as a Vice President and Financial Consultant at Charles Schwab from 2015 to 2019, and as a Vice President and Branch Manager at E*Trade Financial from 2006 to 2015. His professional experience spans over a decade in financial consulting and branch management. Outside of his professional career, Brian has interests in beach activities, fitness, pets, and tennis.

Robert Hennessy is a CFP®-designated financial advisor with 43 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Outside of his advisory role, he is also involved in life and health insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and investment management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved software and offers a range of programs including asset management and educational seminars.

Eric Duca is a Certified Financial Planner (CFP®) with Edward Jones in Sea Isle City, NJ, and has 10 years of industry experience. He has been with Edward Jones since 2016 and serves as a Certified Financial Planner through the Certified Financial Planner Board of Standards. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies. The firm manages approximately $1.01 trillion in assets under management and is notable for its extensive network of financial advisors and branch offices nationwide.

Donna Ferren is a financial advisor at Edward Jones with 33 years of industry experience. She has been with Edward Jones since 1995 and holds Series 63 and Series 65 designations. Outside of her advisory role, she serves on the board of directors for the Middle Township Chamber of Commerce, where she helps organize the membership directory and participates in chamber events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, all delivered through a nationwide network of over 23,000 financial advisors.

David Metz is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and over 30 years of industry experience. His prior roles include positions at Securities America, Inc., Securities America Advisors, LPL Financial, and National Planning Corporation. Outside of his advisory work, he is the owner of Native Cultures, a non-investment-related business. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage, advisory services, financial planning, and access to third-party money managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, providing integrated solutions for individual and institutional investors.

David L'erario is a financial advisor at Osaic Wealth, Inc. with 47 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Woodbury Financial Services, Inc. for 14 years before joining Osaic in 2024. Osaic Wealth, Inc. serves a broad client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and third-party money managers to construct diversified portfolios across various investment types.

Amy Weinberger is a financial advisor at Osaic with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Questar Capital Corporation and Woodbury Financial Services, Inc. Outside of her advisory role, she is president of Green Earth Financial Professionals, LLC, through which she offers fixed annuities, disability, health, life insurance, employee benefits, and long-term care products. She also partners with her husband in a family partnership to educate their children. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a range of investment options and utilizes asset-allocation tools, risk assessment, and automated rebalancing to manage portfolios.

Andrew Lavelle is a Senior Financial Advisor at Merrill Lynch Wealth Management, working as a Personal Investment Advisor (PIA). He focuses on providing clients with comprehensive wealth management strategies that integrate portfolio management, lending, tax mitigation, and estate planning. Andrew's expertise includes college education planning, family wealth management strategies, liquidity management, managing new wealth, philanthropic planning, small business strategies, individual and corporate investment strategy, and tax minimization. He assists clients such as executives, business owners, real estate investors, and other professionals in navigating significant financial events and developing tax-efficient plans to acquire real estate, fund education, manage liquidity needs, and support estate planning. He holds a Bachelor's degree and a Master of Business Administration (MBA) from the University of Scranton. Andrew is involved in community activities through the Military Support & Assistance Group (MSAG) affiliated with Bank of America. Outside of his professional role, his personal interests include biking, boating, golfing, hiking, ice hockey, pickleball, skiing, and traveling.