Lauren Fortier is a CFP® professional with 11 years of industry experience. She has worked at Amara Financial, LLC since 2020, following previous roles at Brio Financial Group and Ameriprise Financial Services. Fortier holds a Series 66 license. Amara Financial, LLC serves individuals, including high-net-worth clients, corporations, and employer-sponsored retirement plans by providing investment management, financial planning, and retirement plan consulting. The firm employs a goal-based investment approach grounded in Modern Portfolio Theory, using diversified portfolios constructed primarily with ETFs and mutual funds.

Timothy Bayless is a financial advisor with Brotherhood Retirement who holds a Series 65 credential. He has been in the industry since 2016, with prior experience at Envoy Financial and as a self-employed advisor. Brotherhood Financial, LLC serves employer-sponsored retirement plans and their participants, providing retirement plan consulting, participant education, and administrative support. The firm uses an unaffiliated retained adviser for fractional Chief Investment Officer services and maintains an Investment Committee to oversee investment due diligence and policy guidance.

Chris Franz is a financial advisor with Bauer Wealth Management Inc. in Colorado Springs, CO, holding a Series 65 designation and six years of industry experience. He is the Managing Director of the Pioneer Fund, a private equity fund he founded in 2016 that focuses on sourcing, acquiring, and managing small manufacturing companies and limited partner investments. Prior to this, he has been associated with IPS, Inc. since 2005. Bauer Wealth Management (dba Bauer Heitzmann) serves individuals, high-net-worth and ultra-high-net-worth families, trusts, small businesses, and charitable organizations. The firm employs an investment approach centered on asset-class allocation combining passive index-based products with tactical rebalancing and customized Investment Policy Statements, and utilizes both traditional and private investment vehicles.

Russell Adelmann is a CFP® professional with 27 years of experience in financial advising. He has been with Adelmann Financial, Inc. since 1994 and holds a Series 63 designation. The firm provides continuous investment supervisory services and ongoing financial planning to individuals, trusts, and employer-sponsored retirement plans. It manages portfolios primarily with exchange-traded funds and no-load or load-waived mutual funds, using an approach guided by Modern Portfolio Theory that combines passive and active management with an emphasis on asset allocation over security selection.

Stephen Heitzmann is a financial advisor at Bauer Wealth Management Inc. in Colorado Springs, CO, with 14 years of industry experience. He holds a Series 66 designation and has worked at Bauer Wealth Management since 2017, previously serving at Altruistic Investing, LLC, TIAA-CREF, and T. Rowe Price Advisory Services, Inc. He is the CEO of Altruistic Investing, LLC. Bauer Wealth Management, dba Bauer Heitzmann, is an SEC-registered advisory firm with a four-advisor team managing approximately $206 million for around 160 clients. The firm provides discretionary portfolio management, family office and concierge wealth management, pension consulting, and financial planning, primarily serving individuals, high-net-worth families, trusts, small businesses, and charitable organizations. Their investment approach focuses on long-term asset allocation using passive index-based products combined with tactical rebalancing and may include alternatives, derivatives, and leverage.

Nolan Hughes is a financial advisor at Brotherhood Retirement with 19 years of industry experience and holds a Series 66 designation. His prior roles include positions at LPL Financial, Wunderlich Securities, B. Riley Wealth Management, and Morgan Keegan & Company. He is also the founder of Oyster Consulting LLC, where he provides outsourced compliance consulting. Brotherhood Financial, LLC serves employer-sponsored retirement plans and participants, offering retirement plan consulting, participant education, and administrative support. The firm employs a retained, unaffiliated registered investment adviser for fractional Chief Investment Officer services and maintains an Investment Committee to guide plan investment decisions.

William Hammer is a CFP® professional with 25 years of industry experience. He currently works at Modern Financial and has prior experience at Cambridge Investment Research Advisors, Cambridge Investment Research, Inc., and Cetera Advisors LLC. Outside of advising, he is writing a book about biblical life and financial principles. Modern Financial Asset Management, LLC manages approximately $35 million in discretionary assets for individuals, pension plans, charities, and businesses. The firm uses a tactical asset-allocation approach combining fundamental and technical analysis, offers various financial planning and consulting services, and incorporates third-party model portfolios through the Altruist Model Marketplace.

Lucas Laudick is a financial advisor at Advisers Investment Management, Inc. with five years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with firms including Latitude Tax Advisors, LLC, where he also serves as Office Manager, REACOS, Inc., Rod Ermel Associates, Inc., Kinder Morgan, T. Rowe Price, and TRC of Southern Colorado. Advisers Investment Management, Inc. provides financial planning, investment counsel, discretionary portfolio management, and retirement-plan advisory services to individuals, pension plans, endowments, foundations, non-profits, and corporations. The firm follows an evidence-based investment process using globally diversified model portfolios and manages roughly $105 million across about 570 discretionary accounts.

Eric Jackson is a CFP®, ChFC®, and PFS™ credentialed advisor with 18 years of industry experience. He has worked at Best Life Infinity, LLC since 2022 and has held roles at American Tax & Financial Planners since 2017, where he also provides tax preparation and planning services outside of investment advisory. His background includes positions at several financial firms, including Investment Advisor Alliance and E. C. Jackson & Associates. Best Life Infinity, LLC is a six-advisor team providing investment management and comprehensive financial planning to individual and high-net-worth clients, including military survivors and combat veterans. The firm employs a diversified investment approach using both active and passive strategies, options, and third-party model portfolios, managing approximately $48 million across about 110 client relationships.

Aaron Milledge is a CFP® with 10 years of experience in the financial services industry. He is currently affiliated with Targeted Wealth Solutions in Colorado Springs, CO, and has prior work experience with Frontier Airlines and the United States Air Force Reserve. In addition to his advisory role, Milledge serves as a Field Grade Officer in the U.S. Air National Guard and is involved in residential mortgage origination through Stratec LLC. Targeted Wealth Solutions serves individual and high-net-worth clients, retirement plans, foundations, and charitable organizations. The firm provides comprehensive financial planning, portfolio management, fiduciary services, and financial coaching, employing a portfolio construction approach based on Modern Portfolio Theory, quantitative models, and factor diversification.

Michael Carrico is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Financial Action, Inc. He has previously worked at Howe And Rusling, Inc., Empower Advisory Group, Empower Financial Services, Inc., and T Rowe Price. Financial Action, Inc. is an SEC-registered investment adviser offering investment management, financial planning, and retirement plan services to individuals, families, trusts, retirement plans, and corporations. The firm manages portfolios primarily in equities, fixed income, mutual funds, and ETFs, emphasizing long-term holdings and periodic rebalancing.

Jacob Williams is a financial advisor at Carlson Financial with 13 years of industry experience and holds the Series 66 designation. He has worked at Carlson Financial since 2021, and previously held roles at Charles Schwab & Co., Inc. and Compassion International. Carlson Financial is a multi-office firm managing approximately $632 million in discretionary assets for about 1,100 client households. The firm serves individuals, trusts, small businesses, family offices, and institutional clients, offering comprehensive financial planning and investment advisory services with a cash-flow–based approach and portfolios focused on equities and exchange-traded funds.

Jason Roque is a CFP® with 18 years of experience in the financial industry. He has been with Financial Action, Inc. since 2013. Outside of his advisory role, he is the owner of Roque Property Management, LLC, a vacation rental business in Fort Myers, Florida. Financial Action, Inc. serves individual investors, families, and participants in employer-sponsored defined contribution plans, providing written financial plans and both discretionary and non-discretionary investment advisory services. The firm uses a diversified investment approach based on fundamental, cyclical, and secular analysis, with regular portfolio monitoring and client reviews.

Bryan Jepson is a Series 65-licensed advisor at Targeted Wealth Solutions with three years of experience in financial advising. He concurrently works as an emergency physician at Emergency Medical Specialists, PC, a role he has held since 2017. Targeted Wealth Solutions serves individual and high-net-worth clients, as well as retirement plans, foundations, and charitable organizations. The firm provides comprehensive financial planning and portfolio management using a Modern Portfolio Theory framework complemented by quantitative models and factor-driven diversification.

Brandon Ridenour is a financial advisor at Financial Action, Inc. with eight years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Kassira Wealth Management LLC and T. Rowe Price. Financial Action, Inc. serves individual investors, families, and participants in employer-sponsored defined contribution plans by providing financial planning and both discretionary and non-discretionary investment advisory services. The firm employs a diversified investment approach based on fundamental, cyclical, and secular analysis, with portfolios monitored weekly and reviewed quarterly.

Kelly Fasterling is a financial advisor with Aspen Creek Wealth Management, LLC, holding a Series 65 credential and eight years of industry experience. Prior to joining Aspen Creek Wealth Management, Fasterling worked at Tyler Wealth Management and Horter Investment Management. Outside of financial advising, Fasterling is involved in real estate investing and serves as president of an oil and gas drilling business. Aspen Creek Wealth Management, LLC is an eight-advisor team providing discretionary portfolio management, financial planning, retirement-plan consulting, and investment consulting for individuals, high-net-worth clients, business owners, and employer-sponsored retirement plans. The firm uses a combination of fundamental, technical, charting, and cyclical analysis and offers structured and alternative investments to eligible clients.

George Gay is a CFP® professional with 26 years of experience, currently serving at First Affirmative Financial Network LLC since 1999. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he prepares a small number of tax and sales tax returns and provides bookkeeping services for two small businesses. First Affirmative Financial Network serves individuals, trusts, estates, nonprofit organizations, and retirement plans through a nationwide adviser network. The firm focuses on values-aligned and faith-based investing, integrating ESG analysis with traditional asset allocation and stewardship practices.

Christopher Reed is a financial advisor at Financial Action, Inc. in Monument, Colorado, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has been with Financial Action, Inc. since 2006. Outside his advisory role, he owns Paragon Capital, LLC, and has ownership in Raton Gas Transmission, a utilities business. Financial Action, Inc. serves individual investors, families, and defined contribution plan participants by providing financial planning and both discretionary and non-discretionary investment advisory services. The firm uses a diversified investment approach based on fundamental, cyclical, and secular analysis, with portfolios monitored weekly and reviewed quarterly.

Brittany Rogers is a CFP® and Series 65 credentialed advisor with eight years of industry experience. She currently works at Sovereign Financial Group, Inc., where she has been since 2023, following five years at Accelerated Wealth Advisors, LLC. In addition to her advisory role, she is involved in life insurance sales as a registered agent. Sovereign Financial Group provides investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, retirement plans, businesses, and other registered investment advisers. The firm employs a primarily long-term, portfolio-focused investment approach using low-cost mutual funds and ETFs alongside individual securities and options, supported by fundamental and technical analysis with AI tools.

Meredeth Mcdowell Iversen is a financial advisor with Financial Action, Inc. She holds a Series 65 credential and has three years of industry experience. Prior to joining Financial Action, she worked at Financial Future Services, LLC for ten years and spent twenty years at JP Morgan Chase Bank NA (formerly Banc One). Financial Action, Inc. serves individual investors, families, and participants in employer-sponsored defined contribution plans by providing financial planning and investment advisory services. The firm employs a diversified investment approach based on fundamental, cyclical, and secular analysis, with regular portfolio monitoring and client reviews.