Philip Chauche is the principal advisor at Chauche & Associates LLC, an independent firm based in Germantown, MD. He holds the CFP® and CFA® designations and has 19 years of industry experience. He has operated Chauche & Associates since 2003. Chauche & Associates LLC manages portfolios for a limited number of individual clients, focusing on fee-for-service financial planning and portfolio management. The firm employs a top-down investment approach with diversified holdings and personalized asset allocation, generally favoring no-load and low-load mutual funds.

I founded Luminate Financial Planning because I am passionate about the power of planning and about helping you build a life based on what matters most to you. Financial planning is a mix of art and science. It’s not just about the numbers, but what the numbers mean for you. It's how you can use money as a tool to build your own great life. I will work with you to simplify and take control of your financial life. I will empower you to align your financial assets with your own values and goals. I believe that financial planning should be transparent, using a fee-only structure to minimize conflicts of interest. No commissions and no hidden fees. I personally understand the transformative power of sound financial planning and advice. Before leaving my prior career in corporate finance, and before I knew financial planning was even a profession, I built my own extensive plan for my family. We wanted to figure out if I could take time off of my career to start a family and become a stay-at-home mom while our kids were young. That basic plan (built with an Excel spreadsheet) served as a guidepost for the financial decisions my family and I have faced. My background  I have an MBA in Finance from Georgetown University and an undergraduate degree in Business Administration from Bloomsburg University. I hold the CFP® certification and passed the Series 65 Uniform Investment Adviser exam. I worked as an associate financial advisor and wealth planner for an independent broker-dealer before launching my own practice.

Andrew Meringoff is the sole advisor at Meringoff Wealth Management Group, LLC in Rockville, MD, with 26 years of industry experience. He holds Series 63 and Series 65 designations and has led his independent firm since 2008. In addition to his advisory role, he is an independent insurance agent, though he is not actively selling insurance. Meringoff Wealth Management Group provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and pension and profit-sharing plans. The firm constructs customized portfolios using primarily low-cost mutual funds and ETFs, with a long-term, fundamental investment approach complemented by technical analysis for trade timing and rebalancing.

Eugene Fisher is the sole advisor at Fisher Financial, P.A. in Rockville, MD, with 22 years of industry experience. He has been with Fisher Financial since 1986. Fisher Financial, P.A. is a CPA-based, state-registered investment adviser that provides investment manager selection, financial planning, and income and estate tax planning primarily for high-net-worth individuals, businesses, and tax-exempt organizations. The firm coordinates with third-party managers rather than directly managing client assets and incorporates tax considerations into its planning and recommendations.

Gregory Gooden is a financial advisor at RGC Wealth Planning Group in Ashburn, VA, holding a Series 65 credential. He has a background in technology and consulting, having worked at Microsoft Corporation, Amazon Web Services, Deloitte Consulting, and BambeCo. Outside of advising, he is involved with Gooden Publishing House, which produces financial education content under the Smart Money Whispers brand. RGC Wealth Planning Group provides comprehensive, planning-centered financial advice tailored to individuals, families, professionals, business owners, and high-net-worth clients. The firm focuses on education and consultative planning without discretionary trading authority or asset-based fees.

We believe wealth should provide greater freedom, not greater complexity. Rule72 Financial helps individuals and families thoughtfully coordinate their investments, financial planning, and the important decisions that come with significant wealth. **A Personal and Family Approach** We begin with what matters to you—your family, priorities, concerns, and the life your wealth is intended to support. From there, we build a financial strategy around those priorities and help carry it forward over time. Many of the families we work with have accumulated wealth gradually through successful careers, disciplined saving and investing, business ownership, or an inheritance. They may have accounts spread across different institutions, tax considerations to manage, retirement decisions approaching, or simply more financial complexity than they want to manage alone. Our role is to bring those pieces together. **Thoughtful Investing. Coordinated Planning.** Investment management and financial planning should not operate separately. We manage portfolios in the context of your retirement income, taxes, cash flow, estate plan, charitable giving, family priorities, and other financial decisions. That means going beyond making recommendations. We help determine what should be done, explain the choices clearly, and implement and manage the strategies you choose. You remain in control of the destination; our job is to help navigate the financial decisions required to get there. **A Deliberate Approach to Markets** Good wealth management rarely requires reacting to every market move. We believe portfolios should have a purpose within the larger financial plan. Our approach emphasizes diversification, tax awareness, appropriate risk, disciplined portfolio management, and staying focused on the decisions that matter most. Rather than adding complexity for its own sake, we look for thoughtful strategies that can be understood, implemented, and maintained. **Working With the People You Trust** Wealth decisions often extend beyond investments. When appropriate, we work alongside your CPA, estate attorney, and other professionals so tax, estate, investment, and planning decisions can be considered together rather than in isolation. **Stewarding Wealth Across Generations** Whether your wealth was built over decades, inherited from someone important to you, or created through a business or career transition, eventually the question becomes larger than investment performa

John Vyge is a CFP® professional with 21 years of experience in financial planning. He founded Bold Financial Planning in 2004 and currently operates as the sole advisor at Hillebrand Financial Planning LLC in Ashburn, VA. Hillebrand Financial Planning LLC provides fee-only financial planning and investment management services to individuals, trusts, and small businesses. The firm emphasizes a strategic, core-and-satellite investment approach using passive index and ETF exposures, offers various engagement models including project-based planning and educational workshops, and manages approximately $60.9 million in assets across 37 clients.

Tarif Homsi is a financial advisor at NoorVest LLC with nine years of industry experience. He holds the Series 66 designation and has prior experience at JPMorgan Securities LLC, UBS Financial Services, and Spire Wealth Management. NoorVest LLC provides discretionary and non-discretionary investment management, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm follows a Halal-compliant investment approach using third-party screening tools and proprietary macroeconomic models, and it offers fixed membership and flat fee structures alongside model-driven tactical portfolios.

I'm the founder of Gilmore Financial Planning. I work with people building towards financial freedom, from visualizing possibilities, to mapping out what steps to take, to actually living it. I'm a fiduciary, paid only by the flat, transparent fee we agree on, and you keep full control of your own accounts. I'm a CERTIFIED FINANCIAL PLANNER® and an Enrolled Agent, an IRS credential reflecting demonstrated tax knowledge. I race regularly at US Masters rowing regattas and love going on adventures with my husband, four boys, and two dogs. Our family budget has categories for rowing and for camping equipment. I understand what it means to plan around the things that matter.

Nicholas Herman is a financial advisor at Elite Financial Group in Gaithersburg, MD, holding a Series 65 designation with 18 years of industry experience. He previously worked at Capital Financial Partners from 2005 to 2018. Outside of his advisory role, Herman is the CEO of a general contracting company and is also active as a real estate agent and insurance agent. Elite Financial Group provides portfolio management services primarily for individual and high-net-worth clients, using a combination of charting, fundamental, and technical analysis within a long-term trading framework. The firm’s approach includes managing portfolios with mutual funds, equities, fixed income, ETFs, annuities, and TIPS.

Henry Stern is the sole advisor at HDS Capital Management, Inc., an independent firm based in Potomac, MD. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Stern has led HDS Capital Management since 1999. HDS Capital Management provides tailored portfolio management and investment advice to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager review across a broad range of securities, combining long-term and short-term strategies while continuously monitoring client accounts.

Stephanie Bigwood is a CFP® and ChFC® with 30 years of experience in financial advisory and related fields. She is the principal of Goldsborough Capital Management, LLC, a firm she has led since 2012. In addition to her advisory work, she manages Goldsborough Tax and Accounting Services, LLC, where she prepares tax returns. Bigwood is also involved with the TowsonTowne Rotary Foundation as a board member. Goldsborough Capital Management provides investment advisory and portfolio management services to individuals, trusts, retirement accounts, employee benefit plans, corporations, foundations, and charitable organizations. The firm designs portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including asset allocation, option strategies, and the use of sub-advisers.

Justin Bacon is a CFA® charterholder with nine years of experience in the financial industry. He is the principal of Own Your Monday Wealth Management, LLC, and previously worked at VWG Wealth Management, Avendra, and Fidelity. Own Your Monday Wealth Management, LLC is a fee-only registered investment adviser serving individual and high-net-worth clients with wealth management services that combine discretionary portfolio management and financial planning. The firm utilizes an investment approach based on asset allocation and Modern Portfolio Theory, employing both passive and active vehicles tailored to clients’ objectives and risk tolerances.

Victoria Mcgruder is a Series 66–registered financial advisor with nine years of industry experience. She is the sole advisor at FinPowered Female LLC, an independent firm she has led since 2021. Prior to founding FinPowered Female LLC, Mcgruder worked at Bank of America and Merrill from 2015 to 2019. FinPowered Female LLC primarily manages pooled investment vehicles and institutional assets while also serving a limited number of individual non–high-net-worth clients. The firm combines institutional portfolio management with investor education through seminars and workshops and offers certain advisory services on an hourly fee basis rather than a percentage of assets under management.

Kevin O Neil is a financial advisor at KO Financial with 24 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to founding KO Financial, he worked at Cary Street Partners Investment Advisory LLC and Rafalko Advisors, Inc. Outside of his advisory role, he is a licensed insurance agent with the Hilb Group, where he sells and services life, health, disability, and dental insurance plans. KO Financial is a solo-registered investment adviser serving primarily individual clients, as well as corporate pension and profit-sharing plans. The firm offers asset management, financial planning, and retirement-plan consulting, employing modern portfolio theory and asset-dedication models to build tailored portfolios and maintain alignment with clients’ objectives and risk tolerances.

I’m an advice-only financial planner based in North Bethesda, MD. I offer three services: The Hour, The Plan and The Clubhouse. My current clients are generally seeking help with: 1) Planning for retirement or financial independence (FIRE). 2) Major life decisions such as getting married, buying a home, starting a family, receiving an inheritance, starting to invest, etc. 3) A second opinion on their self-managed or advisor-managed investment portfolio. Check my guide, Where to Start With Money? https://nineinningfinance.com/writing/nine-inning-finance-guide-where-to-start-with-money To learn more, visit www.nineinningfinance.com. Read Nick’s newsletter here: https://moundvisits.substack.com/

Kevin Boss is a CFP® and ChFC® with four years of industry experience, currently serving as the sole advisor at Boss Financial Strategies, LLC. His prior work includes roles at Signet Technologies, Inc. and Carrier Global Corporation. In addition to his advisory duties, he is a licensed insurance agent and dedicates part of his time to insurance sales and service. Boss Financial Strategies provides discretionary portfolio management and financial planning services primarily for individuals, families, and trusts. The firm employs both fundamental and technical analysis to tailor investment strategies ranging from long-term buy-and-hold to short-term trading and options, managing approximately $9.9 million across about 32 clients without an account minimum.

Dean Daniel is the principal of Daniel Capital Management, LLC and holds a Series 65 designation with 18 years of industry experience. He has been with Rosemore since 2014 and occasionally provides strategic finance consulting services to corporations and start-ups on an hourly basis. Daniel Capital Management offers investment advisory services primarily to high-net-worth individuals, municipal entities, other investment advisers, and nonprofit clients, generally focusing on accounts of $2 million or more. The firm pursues absolute returns through multi-asset investing and a dynamic allocation approach that incorporates macro, micro, and quantitative analysis, including the use of hedging, derivatives, and illiquid securities.

Sean Falk is a financial advisor with Peak Investment Advisors, Inc. in Germantown, MD, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been with Peak Investment Advisors since 2006 and also manages Peak Insurance & Benefit Services, LLC, an insurance and benefit services firm serving individuals, employers, and groups. Additionally, he works part-time as a tax preparer during tax season. Peak Investment Advisors, Inc. provides discretionary asset management to individuals, trusts, pension plans, and other entities, combining fundamental, cyclical, and technical analysis with a primarily buy-and-hold investment strategy. The firm manages accounts on a discretionary basis and refers clients to unaffiliated third-party money managers.

Mary Boland is a CFP® professional with one year of experience at Brass Capital. Prior to joining Brass Capital, she worked at Dominion Financial Consultants, LLC, and has a background that includes roles at Florida Atlantic University and involvement with Fields of Athenry Farm, LLC. Brass Capital provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, utilizing client-specific investment policy statements and a variety of analytical methods with a long-term trading orientation. The firm offers family-office style ongoing services and manages approximately $72.7 million in discretionary assets under management.