Charles Dozois is a financial advisor at Allied Planning Partners with 25 years of industry experience. He has worked at Fidelity Investments in various capacities from 2001 to 2026, including roles at Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. His credentials include Series 63 and Series 66 licenses. Allied Planning Partners provides fee-only financial planning and educational seminars primarily for individuals and high-net-worth clients. The firm focuses on producing written financial plans and investment recommendations without managing or holding client assets, employing fundamental analysis and modern portfolio theory to tailor advice based on client-specific factors.

Ronald Mahorney is a CFP® professional with 38 years of experience in financial advising. He is the principal and sole advisor at Cincinnati Wealth Management, Inc., where he has worked since 2017. Prior to that, he operated Mahorney Retirement Specialist, Inc. for 18 years and spent over two decades at LPL Financial. Cincinnati Wealth Management, Inc. is a boutique independent advisory firm serving individuals, families, trusts, and business entities. The firm focuses on discretionary portfolio management, financial planning, and hourly consulting, utilizing mutual funds and ETFs with an emphasis on tax-aware planning and treating cash as an asset class.

Chrysantha Clark is a CFP®-certified financial advisor with 15 years of industry experience. She is the principal advisor at Chrys Financial Planning, LLC, an independent firm she has led since 2022. Prior to founding Chrys Financial Planning, she worked at Pillar Financial Advisors, LLC and Meridian Wealth Management, LLC. Chrys Financial Planning provides wealth management and project-based financial planning services to individual and high-net-worth clients. The firm employs a passive investment approach based on modern portfolio theory, utilizing ETFs, mutual funds, and fixed income, alongside fundamental analysis for individual securities selection.

John Cioffi III is a financial advisor at Vertice Capital Partners, LLC in Cincinnati, OH, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill and Fidelity. Outside of advisory work, Cioffi serves as vice president of the Sutherland Community Home Owners Association and owns an LLC that holds interests in various restaurant franchises. Vertice Capital Partners provides portfolio management and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, and separately managed accounts. The firm employs a combination of quantitative, fundamental, technical, and cyclical analysis with long-term, short-term, and options strategies, managing accounts on a discretionary basis aligned with documented risk tolerances.

Vincent Forte is a financial advisor at Shawnee Investments & Planning with 10 years of industry experience. He has worked at several firms including HD Vest Advisory Services and Concentric Wealth Management. He holds a Series 66 designation and maintains an insurance license for client advice and education, though he does not receive commissions or renewal payments for these services. Shawnee Investments & Planning is a small, independent advisory firm serving individual clients, retirement plan sponsors, foundations, charities, and small businesses. The firm offers comprehensive financial planning, portfolio management, and educational workshops, and applies a Modern Portfolio Theory-based investment approach with core-and-satellite construction and fundamental equity analysis. The firm is notable for its pension and retirement-plan consulting services and regular complimentary educational workshops.

Susan Pack is a CFP® and PFS™ credentialed financial advisor with 26 years of industry experience. She has been the sole advisor at Pomeroy Financial Planning, LLC in Cincinnati, OH since 1996. Pomeroy Financial Planning is an independent, fee-only firm serving individuals, trusts, estates, and related small-business entities. The firm offers comprehensive and segmented financial planning and investment consulting through a consultative, non-discretionary approach that emphasizes strategic, long-term asset allocation primarily using low-cost index funds and ETFs.

As a client of F2 Wealth, you will enjoy a sense of freedom that comes with having the confidence that you are making the best financial decisions for you and your family. The clients we serve tend to be mid to late career professionals or small business owners. Oftentimes it's a blend of both where we have helped clients successfully navigate the transition from employee to entrepreneur. One area of focus that is shared with all of our clients is planning for a successful retirement. We incorporate both life planning and financial planning to help you navigate the transition from your working years to your retirement years so that you can live your best life. Our clients choose to work with us for our experience and the breadth and depth of the services we offer. Some services are reoccurring while others may only be needed during certain stages of life or life events. Whatever your needs, we follow a rigorous client service calendar that allows you to benefit from our range of services on a proactive basis. These services include, life planning, financial planning, tax planning, investment management, estate planning, insurance planning, and retirement planning. Within these areas there are certain areas of specialization that clients further benefit from including stock option planning, inheritance planning, education planning, retirement income planning, and business planning for the self-employed. Now that you’ve learned about the clients we serve and what we do, you may be interested in a more personal introduction. I’m Eric Ross, CFP®, Principal and Lead Advisor at F2 Wealth. I’ve served as a senior leader during my career as a management consultant and wealth advisor at global firms and boutique firms. Over the course of my career I’ve had the opportunity to serve hundreds of individuals and families seeking to be stewards of their financial lives. I’ve been a speaker at financial industry conferences and my expertise has appeared in national media outlets. I volunteer as a Certified Business Coach to help entrepreneurs successfully launch their businesses. I’m also highly engaged in the financial planning community having served in leadership roles at national organizations and participating in the financial planning student program at The Ohio State University where I also serve as a mentor in The Fisher College of Business. I’m excited to meet you and to help you lead a confident financial life.

Thomas Isgrig is the sole advisor at Isgrig Capital Asset Management, LLC in Cincinnati, OH, holding a Series 65 designation with 20 years of industry experience. He has led his independent advisory firm since 2005. Isgrig Capital Asset Management serves individual and institutional clients, including pension and profit-sharing plans, trusts, and charitable organizations. The firm provides modular financial planning, qualified plan consulting, and third-party investment adviser recommendations, typically outsourcing portfolio management while focusing on broadly diversified, tax-efficient indexed ETFs and mutual funds.

Michael Masterson is a CFA® charterholder with 13 years of industry experience. He is the sole advisor at Masterson Investment Counsel, an independent firm he has led since 2019. His prior experience includes roles at Bank of America and 1919 Investment Counsel, LLC. Masterson Investment Counsel provides discretionary portfolio management and retirement-plan advisory services to individual and institutional clients, incorporating customized Investment Policy Statements that may include ESG, faith-based, or values-based guidelines. The firm uses a value-oriented, fundamental research approach with multi-year investment horizons and manages a diversified client base that includes pension and profit-sharing plans, charitable organizations, and sovereign wealth-type mandates.

Neil Gartner is a CFP® and Series 65-licensed financial advisor with 10 years of industry experience. He has been the sole advisor at Gartner Financial Advisors, an independent firm based in Loveland, Ohio, since 2015. Gartner Financial Advisors provides financial planning and portfolio management services to individuals and high-net-worth clients. The firm uses Modern Portfolio Theory to construct tailored asset allocations focused on value, safety, quality, and risk control, and offers both standalone financial plans and an integrated “Concierge” service combining ongoing planning with portfolio management.

Keshar Ghimire is a financial advisor at Devtara Financial with a Series 65 designation and no prior industry experience. He has worked at the University of Cincinnati since 2016, currently serving in an academic role. Outside of advising, he maintains full-time academic employment as an economics professor. Devtara Financial offers comprehensive financial planning and advisory services to individuals, families, and small business owners, focusing on passive investing and Modern Portfolio Theory. The firm provides advice-only financial plans without managing client assets, using an hourly fee model and emphasizing long-term, low-cost investment strategies.

Michael Schelle is a CFP® with eight years of industry experience, currently serving as the sole advisor at Cloudsplitter Financial Planning, LLC in Cincinnati, OH. His prior experience includes positions at Clear Perspectives Financial Planning, LLC and The Mather Group, LLC. Cloudsplitter Financial Planning, LLC is a fee-only independent firm serving individuals and high-net-worth clients. The firm offers comprehensive financial planning and investment advisory services with a focus on tax-aware, diversified portfolios primarily constructed with low-cost passive ETFs and individual or municipal bonds.

Edward Smith is the principal of Smith Capital Management, LLC in Loveland, Ohio, holding the ChFC® designation and Series 63 license with 20 years of industry experience. He has been with Smith Capital Management since 2009 and maintains long-term relationships with several life insurance companies. In addition to his advisory work, he is a licensed independent insurance agent selling fixed insurance products. Smith Capital Management primarily serves individual clients and small business retirement plan sponsors, providing financial planning and discretionary portfolio management. The firm combines fundamental and technical analysis, uses option strategies and ETFs for portfolio management, and supports pension consulting and fiduciary services.

Jonathan Ford is the sole advisor at JFJ Advisory Services LLC in Morrow, Ohio, holding a Series 65 credential with three years of industry experience. Prior to founding JFJ Advisory Services in 2022, he worked at Mathanasium and Microcenter. JFJ Advisory Services provides personalized financial planning and discretionary investment management to individuals and families, along with retirement plan consulting for employer plan sponsors. The firm employs long-term buy-and-hold strategies with tactical adjustments, managing portfolios that may include stocks, bonds, ETFs, options, and digital assets.

Danielle Seurkamp is a CFP® professional with 14 years of experience in financial planning. She is the founder and sole advisor at Well Spent Wealth Planning, where she has worked since 2019. Prior to that, she spent five years at The Asset Advisory Group, Inc. Well Spent Wealth Planning is an independent, fee-only registered investment adviser serving individuals and families with comprehensive financial planning and discretionary investment management. The firm employs a fundamental, long-term investment approach using low-cost mutual funds and ETFs, with a focus on charitable giving considerations and personalized portfolio oversight.

Ralph Hodge is a financial advisor at Silverleaf Investment Group, LLC in Cincinnati, OH, holding Series 63 and Series 66 licenses with 20 years of industry experience. He previously worked at Stanford Group Company and UBS Financial Services before joining Silverleaf Capital Advisors in 2008. Silverleaf Investment Group is an independent advisory firm that manages approximately $34 million in assets, focusing primarily on income-oriented bond portfolios and private equity. The firm serves private and institutional clients, offering customized investment strategies centered on risk management and cash-flow objectives, and often acts as a sub-advisor to other wealth management firms.

Chad Lively is a CFP® and holds a Series 66 license with five years of experience in financial advising. He founded Lively Financial LLC, where he serves as the sole advisor, and has prior experience with firms including Bankers Life and Touchstone Securities. Outside of his advisory work, he is a tax expert at Intuit, a role unrelated to his investment activities. Lively Financial LLC serves individual and high-net-worth clients as well as charitable organizations, providing portfolio management and financial planning that includes tax planning and preparation. The firm emphasizes non-discretionary management and incorporates a range of investment analyses and strategies, while also offering educational resources such as a monthly newsletter and seminars.

Joshua Deeter is a CFP® professional with 22 years of industry experience. He is the principal advisor at Deeter Advisory Group, LLC, an independent firm he founded in 2010. Prior to that, he worked at David Bodnar Advisors LLC and Advantage Capital Corporation. He serves on the board of the Gyro men's social club in Cincinnati. Deeter Advisory Group provides comprehensive financial planning, portfolio management, and estate and wealth planning primarily for individuals, trusts, and estates, while also serving retirement plans and charitable organizations. The firm develops tailored financial profiles and investment plans, typically managing portfolios on a discretionary basis with a long-term investment orientation, and offers specialized services including pension consulting and charitable giving strategies.

Ryan Cullen is the founder and principal owner of Cullen Investment Group with six years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Cullen Cioffi Capital Management. Outside of his advisory work, he is involved with AchievePoint Academy and RENEW Employment Services. Cullen Investment Group is an independent registered investment adviser serving institutional-type and high-net-worth clients. The firm employs a multi-disciplinary investment approach that includes fundamental, technical, cyclical, and quantitative analysis, with a focus on ETFs, options strategies, and portfolio management executed through Interactive Brokers.

Kurt Jacobsma is a financial advisor at Jacobsma Financial in West Chester, Ohio, holding a Series 65 designation with two years of industry experience. His prior work includes roles at Range USA, RSM US, LLP, Deloitte & Touche, LLP, and The Woods. Jacobsma Financial is a fee-only, sole-proprietor investment adviser serving individuals, families, trusts, estates, and a broad range of institutional clients. The firm employs a strategic, long-term asset allocation approach based on fundamental, technical, and cyclical analysis, primarily using ETFs, mutual funds, and selected individual securities.