Janeen Ingram is a financial advisor with LPL Financial in Carson City, NV, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. Her prior experience includes roles at Calton & Associates, Smoke Junction Inc., Ameritas Investment Corp, and Morgan Stanley DW Inc. Since 2015, she has been involved in non-variable insurance commission trails related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions with a range of advisory and brokerage services, including financial planning and model portfolio programs.

Kendra Wilson is a financial advisor at Edward Jones in Carson City, NV, with 11 years of industry experience. She holds the ChFC® and Series 66 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Justman is a financial advisor with Wells Fargo Clearing Services, LLC, holding Series 63 and 65 licenses and bringing 50 years of industry experience. He previously worked at UBS Financial Services for ten years. Outside of his advisory role, he serves as an advisor for the Donovan & Bank Foundation, which provides counseling and mentorship for veterans. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and combines research-driven investment evaluation with a broad range of financial products.

Daniel Bowler is a financial advisor with LPL Financial in Carson City, NV, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He worked at Raymond James Financial and Raymond James Financial Services for 25 years prior to joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, with advisors implementing a range of strategic and tactical investment approaches.

Michael Ashton is a Series 66-registered financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones in 2022, he worked for the Douglas County Professional Education Association and spent 20 years with the Douglas County School District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jennifer Nelson is a financial advisor with Cetera in Carson City, NV, holding a Series 66 designation and four years of industry experience. She has worked at Avantax Advisory Services and Avantax Insurance Agency, and has been associated with Sierra Financial Advisors, LLC since 2011 in a client relations role. In addition to her advisory work, she is an insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that includes model portfolios, third-party managers, and custom strategies.

Joseph Tartaglini Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2017 and previously held roles at Bank of America and Merrill from 2012 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through Wealth Advisors, delivering services alongside affiliated brokerage and investment management capabilities.

Leilani Borer is a financial advisor with Ameriprise in Carson City, NV, holding a Series 66 designation and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009. Outside of her advisory role, she serves on the Board of Directors for JW House, where she also acts as a student board moderator. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, using a centralized consulting team to deliver non-discretionary, research-driven recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Jennifer Rust is a financial advisor at Edward Jones with 17 years of industry experience. She holds the ChFC® designation and Series 66 license, and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Merkouris is a financial advisor with Edward Jones in Carson City, NV, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management through a large national network of advisors and branch offices.

Robert Cleland is a financial advisor with Ameriprise in Campbell, CA, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as President on the Board of Directors for Shelley Estates Homeowners Association. Ameriprise provides a retirement-income planning service aimed at individuals near or in retirement who meet certain asset thresholds. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations incorporating tax-efficiency and withdrawal strategies, primarily for clients with assets managed within Ameriprise accounts.

Miguel Soriano is a financial advisor with Ameriprise in Carson City, NV, holding a Series 66 designation and five years of industry experience. His background includes roles at Ameriprise, Marriott International, and Diablo Valley College. Outside of advisory work, he is a Notary Public and operates an independent insurance brokering business specializing in Medicare Supplement plans. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service, providing personalized retirement planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Stevan Lyon is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 22 years of industry experience. His prior work history includes roles at Waddell & Reed, Inc. and involvement with various insurance carriers. Outside of his advisory work, he is co-owner of SW Lyon LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Sandra Heers is a CFP®-designated financial advisor with Ameriprise, based in Gardnerville, NV, and has 34 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in commercial real estate ownership. Ameriprise serves individuals approaching or in retirement, offering specialized retirement-income planning that combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team delivering tailored recommendation reports.

Thomas Oskam Mouton is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill and Bank of America N.A. since 2022. His prior experience includes roles at Prime Communications, AT&T, and the University of Reno. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Michael Ambrogio is a financial advisor at Edward Jones in Carson City, NV, holding Series 63 and Series 65 credentials with six years of industry experience. His prior roles include positions at Alight Financial Solutions, Triad Advisors (Obsidian Planning Solutions), AIG Retirement (Valic), JPMorgan Chase Bank N.A., and Bloom Advisors. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

James Ardissono is a CFP® with 31 years of industry experience, currently advising at Raymond James Financial Services Advisors, Inc. since 2019. He previously worked at Wells Fargo Advisors for 10 years and has led Ardissono Wealth Management since 2009. Outside of advisory, he is managing director and branch manager of a support company named ARDISSONO. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Timothy Sullivan is a financial advisor at Edward Jones in Carson City, NV, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked in the automotive retail sector and managed operations at Battle Born Harley-Davidson. Outside of his advisory role, he owns an apiary business called Sage Valley Hives. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large national network of financial advisors and branch offices.

Pablo Gutierrez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he works as a driver for Uber and Lyft on a limited basis. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Adam Taggart is the sole advisor at Thoughtful Money LLC in Reno, NV, holding Series 63 and Series 65 credentials with two years of industry experience. He has previously worked at Wealthion and has been involved with Electrum LLC and Greylock Peak Investments, LLC for over a decade. Outside of his advisory work, he provides occasional media consulting services through Electrum LLC. Thoughtful Money serves individual and organizational clients by matching them to pre-screened, unaffiliated registered investment advisers via an online platform. The firm also publishes a subscription periodical and hosts periodic online conferences, operating on a model that emphasizes client choice and scalability rather than managing assets directly.