Brian Runkles is a CFP® professional with 28 years of industry experience. He is a managing partner at Veridian Capital Partners and has held roles at Purshe Kaplan Sterling Investments and Ameriprise Financial Services. Outside of advising, he owns and manages Brian L Runkles, Inc., a pass-through entity supporting his financial practice. Veridian Capital Partners provides investment advisory and financial planning services to individuals, trusts, estates, business clients, and employer retirement plans. The firm offers discretionary management through its wrap fee program and utilizes a broad range of investment strategies, including alternatives and derivatives within separately managed accounts.

Tyler Kitner is a financial advisor at Hoxton Planning & Management, LLC with a Series 65 designation and one year of industry experience. Prior to joining Hoxton Planning & Management, he worked at Jefferson Security Bank and has experience in retail and education. Hoxton Planning & Management, LLC provides financial planning, consulting, investment, and wealth management services to a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and government entities. The firm employs a strategic asset allocation approach informed by Modern Portfolio Theory and combines active management with diversified portfolios tailored to client risk tolerance, time horizon, and tax considerations.

Angel Martinez is a financial advisor at Veridian Capital Partners with Series 63 and Series 65 credentials and four years of industry experience. He previously held roles at PNC Investments and PNC Bank, as well as positions at NYLIFE Securities LLC, New York Life Insurance Co, and Wells Fargo affiliates. Outside of advising, Martinez operates an eBay resale business and helps homeowners recover funds through a nonprofit organization addressing tax sale and foreclosure losses. Veridian Capital Partners is a team-based registered investment adviser serving individuals, trusts, estates, and businesses with discretionary portfolio management, financial planning, and retirement consulting. The firm employs a multi-method investment approach utilizing a broad range of strategies, including derivatives and options, and manages approximately $471 million in regulatory assets across about 762 client relationships.

Rhiannon Turner is a financial advisor at Hoxton Planning & Management, LLC with one year of industry experience. She holds a Series 65 designation and has prior experience at Martinsburg Institute, Taco Bell, and Shepherd University. Hoxton Planning & Management, LLC provides financial planning, consulting, investment, and wealth management services to individuals, trusts, estates, charitable organizations, corporations, and state and municipal government entities. The firm employs a strategic asset allocation approach informed by Modern Portfolio Theory and tailors portfolios to client risk tolerance, time horizon, and tax considerations.

Ryan Buck is a financial advisor with ON Investment Management Company, holding a Series 66 credential and bringing 23 years of industry experience. His prior work includes roles at The O.N. Equity Sales Company, Investment Professionals, Ohio National Financial Services, and Freedom Broker Services. Outside of advising, he serves as treasurer for the Covert Resort Association and consults on charitable gifts for non-profit entities related to special needs education. ON Investment Management Company is a SEC-registered adviser providing financial planning, portfolio management, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors. The firm offers a combination of discretionary and non-discretionary services and maintains a dual-registration model involving broker-dealer activities.

Alexandra Stickelman is a financial advisor at Root Financial Partners with 11 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Turning Point Financial and Cambridge Investment Research Advisors. In addition to her advisory duties, she consults for RegTech companies on compliance-related development. Root Financial Partners provides investment management and comprehensive financial planning to individual clients, trusts, estates, small businesses, and retirement-plan relationships. The firm’s investment approach emphasizes broadly diversified, passive allocations using index funds and ETFs, tailored to clients’ goals, risk tolerance, and tax considerations.

John Dallavalle is a ChFC® credentialed financial advisor with 38 years of industry experience, currently serving at Founders Financial Securities LLC. He has held roles at Frederick Financial Planners, Inc. and operated Dallavalle Financial prior to his current position. Outside of advisory work, he serves as treasurer and officer for the National Christian Choir, a nonprofit organization, and chairs the investment committee for the Frederick Rescue Mission. Founders Financial Securities LLC serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, third-party asset manager access, financial planning, retirement consulting, and integrated brokerage and insurance services, utilizing both traditional and subscription-based delivery methods.

Justin Yoo is a financial advisor at Financial & Tax Architects, LLC in Urbana, MD. He holds a Series 65 credential and has professional experience at Bravium Consulting and Element Materials Technology. Financial & Tax Architects provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, focusing on those nearing or in retirement. The firm employs proprietary investment strategies using ETFs, individual securities, and trend-aware rebalancing, with most client relationships managed on a discretionary basis.

Raymond Cooley is a financial advisor at Waverly Advisors, LLC with 33 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Waverly Advisors in 2026, he worked at Wealthplans, LLC for five years and spent over 27 years with Avantax Advisory Services and Avantax Investment Services. Outside of advisory work, he is president of Cooley & Associates, P.C., a tax preparation and accounting firm, and serves on the boards of multiple local organizations in Frederick, MD. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and operates with a range of affiliated entities, including a state-chartered trust company and a tax and accounting business.

David Urovsky is a financial advisor with Spire Wealth Management, LLC in Frederick, MD, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at Spire Investment Partners, LLC, Lincoln Financial Advisors, and Wealth Advisors Group. Outside of his advisory role, he is also a full-time insurance agent with Spire Insurance Agency, focusing on life insurance sales. Spire Wealth Management provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement plans, managing approximately $4.5 billion in assets for over 6,100 clients. The firm offers a combination of advisor-led portfolios, model asset allocation strategies, and sub-advised solutions, employing tactical, active, and passive investment approaches tailored to client objectives.

Herbert Wolf III is a financial advisor at Capitol Securities Management, Inc. with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Raymond James Financial Services and Cantella & Co., Inc. Outside of advising, he is a general partner and property manager at Wolf Realty Associates, a commercial real estate business. Capitol Securities Management serves individual, corporate, charitable, and plan sponsor clients by providing brokerage and advisory services, financial planning, pension consulting, and insurance products. The firm employs a range of investment strategies and offers access to managed accounts, wrap fee programs, third-party money managers, and model portfolios.

Christopher Murray is a financial advisor at Inspire Advisors, LLC with 16 years of industry experience. He holds Series 63 and Series 65 credentials and founded Murray Financial Group, where he worked for over two decades before joining Inspire Advisors. Outside of his advisory work, he is a partner in a real estate business, Degaran, LLC. Inspire Advisors manages approximately $1.33 billion in discretionary client assets, primarily serving individual and high-net-worth clients as well as institutions and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary tools and employs a variety of portfolio construction methods, frequently utilizing sub-advisors and its own proprietary ETFs.

Veralynn Morris is a financial advisor at AdvisorNet Wealth Partners with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Capital Portfolio Management, Inc. and Potomac Financial Services Group LLC. She is also a Certified Divorce Financial Analyst and provides mediation and expert witness services related to marital property for divorcing couples. AdvisorNet Wealth Partners offers investment management, financial planning, and retirement-plan consulting to individuals, trusts, corporations, and qualified plans. The firm constructs diversified portfolios using equities, fixed income, mutual funds, and ETFs, and manages accounts with both discretionary and non-discretionary approaches.

Eric Dallavalle is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously operated Dallavalle Financial from 2015 to 2022 and has been with Founders Financial Securities since 2012. Outside of his advisory role, he serves as Treasurer for the Rotary Club of Carroll Creek’s Tour de Frederick community event. Founders Financial Securities serves a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and integrates advisory, brokerage, and insurance services through various programs and third-party sub-advisors.

Augustus Martz is a financial advisor with OneSeven, holding a Series 66 designation and 17 years of industry experience. He has worked at firms including Truist Advisory Services and M&T Securities. Martz is the owner of Martz Financial, a DBA under OneSeven. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach using diversified portfolios and offers both discretionary and non-discretionary arrangements.

Steven Switlick is a financial advisor with Lombard Advisers Incorporated, holding Series 63 and Series 65 designations and bringing 48 years of industry experience. He has been with Lombard Advisers since 2000 and Lombard Securities since 1999. Lombard Advisers provides personalized investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs both discretionary and non-discretionary programs and uses a combination of fundamental, technical, charting, and cyclical analysis to construct and monitor portfolios.

Ryan Timmins is a Series 65-licensed advisor with Independent Wealth Network, Inc. in Frederick, MD, with three years of industry experience. He has worked with Evergreen Financial Group, LLC (formerly Holt Advisory Group) and Holt Advisory Group. Independent Wealth Network, Inc. serves individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and corporations. The firm offers discretionary portfolio management, financial planning, and advisory support, employing a range of strategies including fundamental and technical analysis, options, and third-party model portfolios tailored to client goals.

Erik Holt is a financial advisor with Independent Wealth Network, Inc. He holds a Series 66 designation and has 21 years of industry experience. His prior roles include positions at Emerson Equity LLC, Brokers International Financial Services, LLC, and Broker Dealer Financial Services/IAC. Holt is also involved in managing a fixed insurance business focused on life, disability, and health insurance. Independent Wealth Network serves a diverse client base including individuals, trusts, pension plans, estates, charitable organizations, and corporations. The firm combines fundamental and technical analysis with various trading strategies and access to third-party managers to tailor investment approaches according to client goals and risk tolerances.

Tiffany Amspacher is a financial advisor at Founders Financial Securities LLC with a Series 66 designation. She joined the firm in 2024 and has prior experience in various roles including hospitality and education. Outside of advising, she works part-time as a golf cart bartender and a catering bartender. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers portfolio management, financial planning, retirement consulting, and other services through various programs and sub-advisory relationships.

David Latch is a CFP® and holds a Series 65 license with 15 years of industry experience. He has worked at Royal Fund Management, LLC since 2013 and was previously with Frederick Tax Pros from 2015 to 2019. Outside of his advisory role, he serves as president and insurance agent at Liberty Insurance, LLC, an independent insurance agency where he assesses client needs for life, disability, annuity, and long-term care insurance. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and defined contribution plan participants. The firm provides portfolio management, financial planning, and pension consulting, employing a range of investment strategies with regular portfolio monitoring aligned to documented risk tolerances.