Anthony Libero is a financial advisor at Benjamin F. Edwards & Company, Inc. with two years of industry experience. He holds a Series 66 designation and has worked previously at This Cigna Group and The Deauville Inn, among other roles. Benjamin F. Edwards & Company, Inc. provides investment advice and related services to individual investors, retirement plans, trusts, estates, and corporate clients. The firm offers a range of investment strategies, including model-based and customized portfolios, and combines financial planning with ongoing portfolio management and due diligence.

Michael Lynch Jr. is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and over 21 years of industry experience. Prior to joining Empower Advisory Group in 2025, he worked for GWN Securities Inc. for 15 years and had a brief period with Timeshare Legal, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed accounts.

Christopher Clayton is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend And Kent, Inc. since 2000 and owns Clayton/Montgomery Group, LLC, a life insurance brokerage. Outside of his advisory work, he oversees operations for Margate Dairy Bar, a service industry business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset managers and financial planning. The firm emphasizes client-directed implementation and oversight with a significant portion of assets managed on a non-discretionary basis.

Steven Michalkowski is a financial advisor at Benjamin F. Edwards & Company, Inc. with 15 years of industry experience. He previously worked at UBS Financial Services and Bank of America, N.A., including a role at Merrill. Outside of his advisory work, he serves as Treasurer for the Board of Trustees at Lacey United Methodist Church, overseeing funds from a property sale for capital improvements. Benjamin F. Edwards & Company provides investment advice and related services to a diverse client base, including individuals, retirement plans, trusts, estates, and corporate clients. The firm offers a range of model-based and customized investment strategies, combining active and passive portfolios, with ongoing due diligence and monitoring.

Rj Amato III is a financial advisor at Voya Financial Advisors, Inc. with one year of industry experience. He holds Series 63 and Series 66 designations. In addition to his advisory roles, Amato has maintained a position with Spirit Halloween since 2014 and has served the Galloway Township community since 2022. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, and institutional clients, providing financial planning, portfolio management, and consulting services. The firm offers various advisory programs with an emphasis on non-discretionary recommendations and operates both as an SEC-registered investment adviser and a broker-dealer.

Virginia Shirtsa is a financial advisor at PNC Wealth Management with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been affiliated with PNC Bank since 2014. Her current role at PNC Investments LLC began in 2025, following a prior four-year tenure with the firm. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for PNC Bank employees. The firm uses algorithm-driven risk assessments to guide investment strategies implemented via approved models managed by PNC or third-party strategists.

David Anderson is a Series 66-registered advisor with PNC Wealth Management, based in Absecon, NJ, and has eight years of industry experience. Prior to joining PNC in 2026, he worked at Thrivent Financial and Thrivent Investment Management Inc for eight years. Outside of finance, he is the owner of Edge Salon & Spa, a beauty salon business. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithmic risk assessments and delegates portfolio management to third-party strategists, focusing on mutual funds and ETFs with an annual rebalancing approach.

Claire Kuhar is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 credential and 25 years of industry experience. She has worked at Hornor, Townsend & Kent since 2020 and previously spent 18 years with Next Financial Group, Inc. In addition to her advisory role, Kuhar operates as a Certified Public Accountant and serves on the Board of Directors for Stockton University’s Scholarship Foundation, which raises funds for student scholarships. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Brian Lodato is a financial advisor with Empower Advisory Group, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, Advised Assets Groups, LLC, and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm emphasizes long-term portfolio returns and integration with Empower’s administrative platforms in the delivery of its services.

Pamela Tracey is a financial advisor with Kestra Advisory who holds a Series 66 designation and has 25 years of industry experience. She has worked with Kestra Investment Services and Kestra Advisory since 2019 and previously spent eight years at Saxony Capital Management and Saxony Securities. In addition to her advisory work, she is president and owner of Tracey & Tracey CPAs LLC, overseeing tax and accounting operations. She also serves as treasurer for James Fudge & Salt Water Taffy Company, a seasonal retail business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services such as fiduciary consulting, plan-level investment advice, and employee education. The firm manages approximately $79.8 billion in assets and serves notable clients including sovereign wealth funds.

Linda Straubmuller is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. She holds the Series 66 designation and has been with Janney since 2007. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Michael Brown is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has been with Janney in various capacities since 2010. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Richard Micliz is a CFP® professional with 23 years of experience, currently serving at Hornor, Townsend & Kent, LLC. He has been associated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2012. Outside of his advisory role, he is involved in insurance sales and comprehensive financial planning through several related business activities, including ownership of Comprehensive Planning Concepts and a strategic partnership with Baer Mallozzi Risk Management and Advisory Services, LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a non-discretionary investment approach and offers a range of financial planning, consulting, and retirement plan services.

Richard Getzoff is a financial advisor with &PARTNERS, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Wiley Bros. - Aintree Capital, Ampersand Partners, and Wells Fargo Advisors. &PARTNERS serves a diverse client base, including individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers a wide range of services such as investment advisory, brokerage, financial planning, ERISA consulting, and investment banking, utilizing both proprietary and third-party investment strategies supported by the Envestnet platform.

Chiara Renninger is a CFP® professional with 22 years of industry experience, currently serving at Focus Partners Wealth, LLC since 2024. Prior to this, she worked at Bam Management, LLC and Buckingham Strategic Wealth, LLC for eight years. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth clients, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach that combines fundamental and quantitative analysis with a wide range of investment strategies, offering both discretionary and nondiscretionary advice across managed and held-away assets.

James Burton is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Janney Montgomery Scott since 2007 in various roles. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Jodie Booth is a financial advisor at Kestra Advisory with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Private Advisor Group, LPL Financial, and MassMutual. Booth is also a financial advisor at Reich Asset Management LLC, where she provides insurance-related services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including plan sponsors. The firm provides fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions, serving approximately $79.8 billion in assets under management.

Mary Ziegler is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 registrations and with 15 years of industry experience. She has worked at both Guardian Life Insurance Company and Park Avenue Securities since 2010. Outside of her advisory role, she serves on the board of directors for DASI Inc. and is involved in commercial real estate loan brokerage through Palace Commercial Funding. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and access to proprietary and third-party investment advisory programs.

William Steen is a Series 66 licensed financial advisor at Janney Montgomery Scott with 12 years of industry experience. He has been with Janney Montgomery Scott since 2016 and previously operated Jack's Beach Service for 11 years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Joseph Sheehan is a financial advisor with Janney Montgomery Scott in Linwood, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and previously spent 22 years at Merrill. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.