Ethan Loewen is a financial advisor with Edward Jones located in Charles Town, WV. He holds Series 63 and Series 66 licenses and has 17 years of industry experience. Prior to joining Edward Jones in 2021, he worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Vernon Dabney is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 12 years of industry experience. He previously worked at Edward Jones for eight years before joining Raymond James in 2022. Dabney is also the founder of Forethought Wealth Management LLC, where he serves as financial advisor and office manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized services in municipal and public finance.

Nicholas Aberegg is a financial advisor with Equitable Advisors in Martinsburg, WV, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 2007. Outside of his advisory work, he serves on the boards of the Eastern Panhandle WVU Alumni Association and the Eastern West Virginia Community Foundation, where he is also involved in scholarship committee activities. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through a range of third-party asset managers and LPL programs. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Leslie Crabill is a financial advisor with LPL Financial in Charles Town, WV, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. She has been with LPL Financial since 2011 and is also associated with Bct since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Bruce Neterer is a financial advisor with LPL Financial in Hagerstown, MD, holding a Series 66 designation and two years of industry experience. He has worked at LPL Financial and Sterling Financial Management since 2019 and has teaching experience at California University of Pennsylvania and Waynesboro Area High School. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, retirement plan consulting, and brokerage services. The firm provides both discretionary and non-discretionary management and utilizes model portfolios and research from LPL Research, third-party subadvisors, and TAMP sponsors.

David Neterer is a financial advisor with LPL Financial in Hagerstown, MD, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2010 and has additionally been involved in pension administration services as a third-party administrator for municipal pension plans. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of financial planning, advisory programs, and brokerage services supported by research and model portfolios.

Bradley Close is a financial advisor at Cetera with a Series 66 credential and seven years of industry experience. He has previously worked at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, he serves on the boards of the Berkeley County Development Authority, the Eastern WV Regional Airport Authority, and Hope Community Church, and is a principal and CFO at an accounting and tax preparation firm. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers, supporting a broad range of investment strategies and program structures.

Daniel Stevens is a financial advisor with LPL Financial in Berkeley Springs, WV, holding Series 65 and Series 63 registrations and 14 years of industry experience. His prior roles include eight years at CBIZ Financial Solutions Inc. and his current position as Vice President at CNB Bank. Outside of his advisory work, he is active as a musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kyle Anderson is a financial advisor at Equitable Advisors with one year of industry experience. Prior to joining Equitable Advisors, he worked for ten years at Battery Mart of Winchester, Inc. He holds the Series 66 designation. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Edward Stone Jr. is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Outside of his advisory role, he is involved with EWS Medical LLC, a business he has operated since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Andrew Beckwith is a financial advisor with Equitable Advisors in Martinsburg, WV. He holds Series 63 and Series 66 licenses and has nine years of industry experience, including eight years at Bank of Charles Town before joining Equitable Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory, brokerage, and insurance channels to tailor services based on client goals, risk tolerance, and time horizon.

Baylee Dunham is a financial advisor at Equitable Advisors with a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors in 2024, Dunham held roles in various industries including retail and food service. Dunham also serves as executor of a will and trust for grandparents. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, delivering advisory and brokerage solutions primarily through LPL-sponsored programs and endorsed third-party managers.

Susan Cummings is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations across the United States. The firm provides a range of advisory programs, financial planning, and brokerage services utilizing model portfolios, third-party subadvisors, and various investment strategies.

Naima Ama is a financial advisor with Morgan Stanley in Hedgesville, WV, holding a Series 66 designation and three years of industry experience. She previously worked at Bank of America, Merrill, and has experience in both higher education and retail sectors. Outside of finance, she has been involved with One Hour AC LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Robert Denton is a CFP®-certified financial advisor with 20 years of industry experience, currently with LPL Financial since 2023. His prior roles include positions at SCF Investment Advisors, Northwestern Mutual Wealth Management Company, and Northwestern Mutual Life Insurance Company. He is involved with several insurance-related business activities under Robert C Denton and Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning services, and retirement plan consulting, employing both discretionary and non-discretionary management strategies supported by research from LPL Research and third-party subadvisors.

Brian Yurek is a CFP® and ChFC® financial advisor with Edward Jones in Williamsport, MD. He has 13 years of industry experience, all of which has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

John Everson is a CFP®-certified financial advisor with Ameriprise, bringing 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as president of the Tuscarora Springs Homeowners Association and is a deacon at the Church of Christ in Martinsburg, WV. Ameriprise provides a retirement-income planning service geared toward clients approaching or in retirement, typically serving those with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Jason Marshall is a financial advisor with Edward Jones in Berkeley Springs, WV, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Zing Funding, CBSI Inc, and CNB Bank, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary wrap fee strategies, and affiliated investment products. The firm operates under a fiduciary standard and maintains a large national network of financial advisors and branch offices.

Amber Connors is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she worked at Navy Federal Credit Union and has been involved in personal business ventures related to yoga and lifestyle coaching. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional entities, offering a range of advisory, brokerage, and insurance services. The firm collaborates extensively with third-party asset managers and program sponsors to deliver tailored financial solutions.

Daniel Kelly is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. He previously worked at FAI Wealth Management and has held multiple roles within Raymond James over the past several years. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.