A Maryland native, Kerrie describes her work as, “a bit of a love letter to all the people and movements who made it possible to be here.” After graduating from Stanford University, Kerrie started her career in business with a focus on client management and operations at Yahoo!, ClearCompany, and MD Energy Advisors. These early positions revealed her strong mentoring abilities and interests in career development. Kerrie honed these skills in her following positions as Director of Student Entrepreneurship at Johns Hopkins University and Chief Revenue Officer at Invanti, a startup studio and fund focused on supporting pre-idea founders to develop sustainable business ventures seeking to impact kitchen table problems. In 2020, after two successive experiences of personal loss, the start of the COVID-19 pandemic, and the country’s short-term, non-curative responses to state-sanctioned murder of Black bodies, Kerrie had reached a critical juncture. She wanted a career that would allow her to give the best of herself to something that was truly making a difference. As Kerrie puts it, “some people learned to bake bread – no disrespect to sourdough starters – I learned financial planning.” With a Certificate in Financial Planning from Howard University, she transformed a hobby of mentoring co-workers into Equip Advisory. Kerrie’s greatest skill is her ability to listen and understand what you are trying to do and translate that into a concrete plan. She believes that impact at this individual level is what allows underserved communities to build wealth and effect change.

Marcie Flynn is a financial advisor with Monarch Financial, LLC in Fallston, MD. She holds Series 65 and Series 66 designations and has six years of industry experience, including three years at Morgan Stanley Smith Barney LLC. Monarch Financial LLC offers wealth management, discretionary investment management, and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm primarily constructs portfolios using ETFs, mutual funds, individual stocks, and bonds, following a long-term approach that incorporates both fundamental and technical analysis.

Raffaele Mazzone is a Series 66 registered advisor with five years of industry experience. He is currently with Legacy Financial Advisors and has previously worked at Founders Financial Securities LLC, Triad Advisors, and The Prosperity Consulting Group. Outside of his advisory work, Mazzone coaches for Pipeline Soccer Club. Legacy Financial Advisors provides financial planning, investment management, retirement plan advisory, and business consulting services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm employs a disciplined, goals-based investment process and offers both discretionary and non-discretionary arrangements, with an emphasis on retirement plan fiduciary services and business consulting.

Gregory Bowser is a CFP® professional with 39 years of industry experience, currently serving at Safe Harbor Retirement Planners. His prior roles include fourteen years at Safe Harbor Financial Group LLC and ongoing involvement with Asset Management Services, Inc. Since 2025, he has also operated Cruisin the Bay Tours LLC. Safe Harbor Retirement Planners provides discretionary asset management and retirement-plan advisory services to individual and high-net-worth clients, using a globally diversified approach focused on low-cost index ETFs and individual equities. The firm offers tailored investment strategies with ongoing monitoring and conducts educational seminars and workshops for the public.

John Moran is a CFP® with 12 years of industry experience, currently serving as an advisor at Bay Harbor Wealth Management, LLC. He has worked at Bay Harbor since 2014 and has experience with Global Financial Private Capital, LLC. In addition to advisory services, Moran is involved in insurance and annuity sales. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm uses a combination of directly managed accounts and third-party managers, implementing risk-based asset allocation strategies across various investment vehicles.

Mark Sullivan is a financial advisor at Mount Vernon Associates Inc in Baltimore, MD, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Mount Vernon Associates since 1994. Mount Vernon Associates provides discretionary portfolio management to individuals, high-net-worth clients, corporate pension and profit-sharing plans, Taft-Hartley plans, and tax-exempt institutions. The firm employs a top-down investment process for equity and fixed-income portfolios, emphasizing active credit analysis, risk controls, and transparent performance reporting.

David Sitzer is a financial advisor with Financial Dimensions, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Janney Montgomery Scott and First Financial of Maryland Federal Credit Union, where he serves as Chief Investment Officer managing a substantial fixed income portfolio. He is also involved in the Financial Managers Society, Maryland chapter, contributing to organization management and event planning. Financial Dimensions LLC provides personalized financial planning and investment management services to individuals, trusts, estates, and small businesses, employing a strategic asset-allocation approach that incorporates both index funds and selective active management. The firm is affiliated with First Financial of Maryland Federal Credit Union and offers additional services including tax preparation and insurance products.

Thomas Taylor is a financial advisor at Chesapeake Financial Advisors in Towson, MD, with 26 years of industry experience. He holds the PFS™ designation and Series 65 license and has been with Chesapeake Financial Advisors since 1998. Chesapeake Financial Advisors serves individuals, high-net-worth clients, families, trusts, estates, pension and profit-sharing plans, charitable organizations, and family businesses, providing personalized financial planning and portfolio management. The firm employs a strategic asset allocation approach combining passive index/ETF exposures with selected active funds, stocks, and bonds, and manages approximately $263.7 million in assets with an eight-advisor team.

Jakob Kelly is a financial advisor at Chesapeake Capital Management, LLC with a Series 65 credential and two years of industry experience. Prior to joining Chesapeake Capital Management, he worked in various roles including at Ram Landscaping and State Farm. Outside of advisory work, he has worked as a restaurant waiter at Liberatore's Ristorante & Catering since 2020. Chesapeake Capital Management serves individual and high-net-worth clients by providing portfolio management and financial planning through a team of seven advisors. The firm offers both discretionary and non-discretionary advisory solutions, client education programs, and a wrap-fee management option.

Jonathan Brooks is a CFP® professional with experience at Blue Curve Advisory, LLC since 2022. He has a background that includes roles in education and insurance. Outside of advisory work, he serves as a part-time assistant swim coach at Cardinal and Gold Aquatics. Blue Curve Advisory provides discretionary portfolio management, financial planning, and standalone tax preparation services to individuals, pension and profit-sharing plans, and corporations. The firm uses model portfolios and methods such as fundamental analysis and modern portfolio theory to manage approximately $103.2 million in discretionary assets for over 300 clients.

James Simmons is a CFP® and holds a Series 66 license with 28 years of experience in the financial services industry. He has worked at Purshe Kaplan Sterling Investments and The Simmons Partnership, Inc. since 2011. In addition to his advisory role, he is involved in the sales and service of fixed life insurance and annuity contracts as an insurance agent. The Simmons Partnership, Inc. advises individuals, trusts, foundations, pension plans, and corporations, serving both high-net-worth and non-HNW clients with financial planning, retirement-plan consulting, and portfolio management. The firm constructs portfolios based on client-specific asset allocation guidelines using a variety of investment vehicles and provides services on discretionary and non-discretionary bases.

Ricci Reber is a financial advisor at The Simmons Partnership, Inc. with two years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at the Public Company Accounting Oversight Board, the University of Baltimore Merrick School of Business, and the U.S. Congressional Budget Office. Outside of his advisory role, he serves as Chief Financial Officer and manager of Salt Tides, LLC, a vacation rental business in Cape Cod where he oversees financial and legal matters. The Simmons Partnership, Inc. provides personalized financial planning, investment management, and retirement-plan consulting to individuals, trusts, foundations, retirement plans, and corporate clients. The firm utilizes fundamental research complemented by technical analysis to create individualized asset allocations and offers both discretionary and non-discretionary portfolio management.

Lance Scott is a financial advisor at Bay Harbor Wealth Management, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at Bay Harbor Wealth Management and Global Financial Private Capital. Outside of advising, he serves as vice president on the board of his local homeowners association and is involved in thoroughbred horse racing through a family-owned LLC. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm employs a risk-based asset allocation approach using a mix of directly managed accounts, model portfolios, and third-party managers, overseeing approximately $337 million for around 385 clients with a four-advisor team.

Sam Beritela is a financial advisor at Sunlight Peaks Financial Partners, LLC with three years of industry experience. He holds a Series 65 designation and has worked at Sunlight Peaks since 2021, following prior roles including a year at WMS Partners and periods of self-employment. Outside of advising, Beritela is involved with Outlier Realty Capital, providing financial and corporate strategy consulting in real estate investment. Sunlight Peaks Financial Partners serves a small, family-oriented client base, typically accredited investors with at least $1 million in investable assets. The firm offers investment consulting, private investment sourcing, and financial planning through a non-discretionary, consultative model focused on buy-and-hold strategic asset allocation and detailed due diligence on private funds.

Rebecca Hergenroeder is a CFP® and ChFC® with 33 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. since 1999 and is also affiliated with LPL Financial LLC. In addition to her advisory work, she is a commissioned notary. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, employing an investment approach that blends active and passive funds with tactical risk management tools.

Lisa Hergenroeder is a CFP® and ChFC® with 28 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. and LPL Financial LLC since 2003. Her background includes selling long-term care and term life insurance. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, implementing investment strategies that combine active and passive funds, periodic rebalancing, and risk-based manager evaluation.

Nicolas Abrams is a CFP® with 25 years of industry experience. He is currently with Opulentia, LLC and has previously worked at Ameritas Advisory Services and AJW Financial Partners, where he continues as an insurance broker. Outside of his advisory role, he is a real estate partner at Trocellus Enterprise, LLC. Opulentia provides wealth management, financial planning, investment and portfolio management, and consulting services to individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm delivers customized portfolios using mutual funds, ETFs, and third-party managers, emphasizing manager selection, model allocations, and regular portfolio reviews.

Ryan Brady is a financial advisor at Grigg Financial, LLC with a Series 65 designation and one year of industry experience. Prior to joining Grigg Financial, he worked at the Securities and Exchange Commission and has held academic positions at Anne Arundel Community College, the United States Naval Academy, and the University of Maryland Baltimore County. Grigg Financial provides financial planning and discretionary portfolio management to a diverse client base including individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations. The firm implements client strategies primarily through model portfolios and sub-advisers, with an investment approach that includes equities, fixed income, mutual funds, ETFs, derivatives, structured products, and privately offered Delaware Statutory Trusts.

Scott Hoskins is a financial advisor with Nazelrod & Associates Financial Services, Inc. He holds a Series 66 designation and has 22 years of industry experience. Prior to his current role, he worked at LaSalle St Securities, Bank of America, and Merrill Lynch. Nazelrod & Associates provides investment advisory and financial planning services to individual clients and trusts, including both high-net-worth and non-HNW households. The firm offers a single wrap-fee program that integrates portfolio management with tax, estate, and insurance planning, using a top-down asset allocation approach implemented mainly through mutual funds and packaged products.

Vladislav Zagranichny is a financial advisor with Legacy Financial Advisors in Towson, MD, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. His prior experience includes roles at PKS Securities, Cetera, and Avantax Advisory Services. Outside of advisory services, he is president of ZAG Consulting Group, LLC, a CPA practice providing accounting and tax services. Legacy Financial Advisors offers financial planning, investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The firm employs a disciplined, goals-based investment approach featuring strategic asset allocation, diversification, and regular portfolio evaluations, with a focus on retirement plan fiduciary services and business consulting.