Gregory Gottlieb is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Concurrent Investment Advisors, LLC and its affiliate Cornerstone Private Wealth Partners. Prior to this, he worked at UBS Financial Services and has experience in the hospitality sector with Highgate Hotels, Equinox Hotels, and Wynn Las Vegas. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm offers wealth management, financial planning, and retirement advisory services, utilizing customized, primarily long-term portfolios that include ETFs, mutual funds, individual securities, and alternative investments.

Richard Micliz is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® certification and securities licenses Series 63 and Series 65. He has 24 years of industry experience, including 14 years with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent. Outside of his advisory role, he is involved in insurance sales and comprehensive financial planning through related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform offering both advisory and broker-dealer services with a range of account options and third-party asset manager relationships.

James Burton is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Janney Montgomery Scott since 2007 in various roles. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Brett Hina is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include long tenures at UBS Financial Services Inc. and Citigroup Global Markets. Outside of advising, he teaches a college course at Stockton University and serves on the board of The Starting Point, a nonprofit focused on addiction recovery and mental wellness. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and alternative investments, supported by a network of approximately 286 advisors.

Mary Ziegler is a financial advisor at Guardian Life with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at both Guardian Life Insurance Company and Park Avenue Securities since 2010. Outside her advisory role, she is a member of the board of directors for DASI Inc. and is involved with Family First Funding and Palace Commercial Funding, businesses related to mortgage and commercial real estate loans. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, retirement plan sponsors, and organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and proprietary investment solutions.

William Steen is a Series 66 licensed financial advisor at Janney Montgomery Scott with 12 years of industry experience. He has been with Janney Montgomery Scott since 2016 and previously operated Jack's Beach Service for 11 years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Joseph Sheehan is a financial advisor with Janney Montgomery Scott in Linwood, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and previously spent 22 years at Merrill. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Lisa Ruela is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 credential and bringing 11 years of industry experience. Her prior work includes a 21-year tenure at UBS Financial Services before joining Concurrent and Purshe Kaplan Sterling Investments in 2025. Concurrent Investment Advisors, LLC is an SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by extensive platform integrations and affiliated sub-advisory arrangements.

Daniel Cewe is a Series 66-registered advisor with PNC Wealth Management, bringing 18 years of industry experience. He has worked at PNC Investments LLC since 2015 and previously held roles at Citizens Securities, Inc., Merrill, and Wells Fargo Clearing. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessments and third-party strategists for portfolio management.

Patrick Geubtner is a financial advisor with GWN Securities Inc. in Northfield, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with GWN Securities since 2013 and also operates his own law office specializing in wills and trusts since 1998. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals, through discretionary managed accounts and model portfolios. The firm employs a range of investment strategies, including traditional asset allocation and legacy market-timing approaches, and manages approximately $3.65 billion across more than 37,000 client accounts.

Eric Pepper is a financial advisor at Ameritas Advisory Services, LLC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Ameritas in various capacities since 2003. In addition to his advisory role, he is a partner at Pepper and Pepper Ltd, where he sells traditional life insurance and annuities. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers asset management, financial planning, retirement plan advisory, and variable product subaccount management through a range of program platforms and utilizes both firm-developed and third-party model portfolios.

Louis Barberio III is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Penn Mutual and Connecticut General Life Insurance Company during his career. Barberio serves as a board member and investment committee member for the Stockton University Foundation and is a member of the parish council at St. Gianna Parish. Hornor, Townsend & Kent (HTK) serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisers, providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing substantial assets under advisement.

Daniel Lesneski is a CFP® with 16 years of industry experience. He is currently with Concurrent Investment Advisors, LLC and Purshe Kaplan Sterling, having previously worked at UBS Financial Services and Morgan Stanley. Concurrent Investment Advisors, LLC is a multi-team firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Michelle Keates is a financial advisor at Janney Montgomery Scott with over 32 years of industry experience, including 25 years at Janney. She holds Series 63 and Series 66 designations. Outside of her advisory role, Keates serves on the Board of Trustees at Stockton University, where she chairs the Investment Committee and contributes to several other university committees. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a combination of in-house portfolio management and third-party managers, offering brokerage, financial planning, consulting, and multiple advisory programs.

Craig Blum is a CFP® professional with 27 years of industry experience. He is currently with Benjamin F. Edwards & Company, Inc., having joined in 2026 after 12 years at UBS Financial Services and prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he serves as secretary of a family-owned business, Cheri Blum Studios. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a network of over 500 advisors. The firm offers a range of advisory and brokerage services including wrap-fee programs, financial planning, investment management, and retirement plan consulting.

Peter Tampellini is a CFP® with 35 years of experience in the financial services industry. He has been with Benjamin F. Edwards & Company, Inc. since 2012, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser that serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a variety of advisory programs, financial planning, investment management, and brokerage services, combining proprietary strategies with third-party model providers.

Brandon Hina is a financial advisor at Concurrent Investment Advisors, LLC with a Series 65 designation and one year of industry experience. His prior roles include positions at Cornerstone Private Wealth and Affiliated Distributors, as well as an internship at UBS Financial Services. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and may include individual securities and alternative investments, supported by a network of approximately 286 advisors.

Joseph Ruffenach Jr. is a financial advisor with GWN Securities Inc. and holds a Series 63 designation. He has 35 years of industry experience and has been involved with Siracusa Benefits Programs since 1985, where he currently serves as president. He sells 403(b) plans, fixed and indexed annuities, and occasionally life and long-term care insurance, primarily through GWN Securities. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning offerings. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and employs both traditional asset allocation and tactical strategies in its portfolio management.

Rafael Roque Espinosa is a financial advisor with Empower Advisory Group based in Northfield, NJ. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior work includes positions at GWFS Equities, Prudential Investment Management Services, Prudential Insurance Company of America, MassMutual, and MML Investors Services. Outside of his advisory role, he serves as a contracted financial officer for Outco Inc., where he analyzes and summarizes financial statements for the executive board. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing, delivered through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Paul Oakley is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in financial services. His expertise encompasses retirement income planning, tax-efficient investing, portfolio management, and services tailored for endowments, foundations, non-profits, defined benefit plans, and small business strategies. Paul also focuses on employee financial health, liquidity management, managing new wealth, and serves clients in the sports and entertainment sectors. Paul holds a Bachelor’s degree in Political Science from Rutgers University and has a background in Securities Law and Compliance. He maintains several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Paul serves as President of the Lisa Oakley Memorial Foundation, a non-profit organization funding cancer research and patient care in the South Jersey and Philadelphia area. He resides in Egg Harbor Township and enjoys baseball, music, reading, swimming, and writing in his personal time.