Eric Allen is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Generation Capital Group LLC, Regional Investment Advisors, and Minnesota Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, supported by proprietary research and technology tools.

Dominic Romano is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 11 years of industry experience. He has previously worked at Cantella & Co., Inc. Romano is also involved in tax preparation and owns Romano Buonadonna Financial Services LLC. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, charities, and trusts—offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides multiple portfolio management options, including proprietary and third-party strategies, with flexibility for discretionary or non-discretionary implementation.

Martha Toledo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

David Weiss Sr. is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 30 years of industry experience. His career includes long-term roles at American Portfolios Financial Services, Inc. and Dempsey, Weiss & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a range of advisory and brokerage services. The firm supports its advisors with model portfolios, third-party asset management, and technology tools, managing over $819 billion in discretionary assets across more than 22,800 advisors.

Nicholas Fresolone is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial for 12 years before joining OSAIC in 2023. He also serves as Vice President and Chief Compliance Officer at Plan One Financial Group and is active as an insurance agent. OSAIC Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, employing various portfolio construction and management tools.

Douglas Kramer is a CFP® with six years of industry experience, currently serving as a financial advisor at Cetera. His prior roles include positions at Vanguard Advisers and Commonwealth Financial Network. Outside of advising, he has experience running a farming business, Blueberry Bill Farms LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through multiple program structures and a range of third-party and affiliated managers.

Julia Marino is a financial advisor at OSAIC with two years of industry experience and holds a Series 66 credential. Prior to joining OSAIC, she worked at Equitable Advisors, LLC. Marino is also involved as a client service associate with Howard Mattson LLC and Plan One Financial Group, and holds a licensed insurance agent role. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services across multiple platforms, employing asset-allocation tools and automated rebalancing to manage portfolios with a broad range of investment options.

John Dempsey is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, and has 30 years of industry experience. His prior roles include over two decades at American Portfolios Financial Services, Inc., and long-term involvement with Dempsey Weiss and Associates. Outside of advisory work, he is the owner of J. Faith Hair Studio. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms.

Anthony Romano is a financial advisor at Cambridge Investment Research Advisors with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Cantella & Co., Inc. and his own firms, including Romano Buonadonna Financial Services LLC. Romano serves as secretary and board member of a New Jersey nonprofit and is involved in tax consulting and insurance services through separate business entities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of portfolio management options and utilizes both proprietary and third-party strategies tailored to client objectives.

Joseph Gaunt is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2018, following brief positions at Newfield National Bank. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Lauren Cosgrove is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. She has been with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Brett Buonadonna is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 30 years of industry experience. His prior roles include more than a decade at Cantella & Co., Inc. and ongoing involvement with Romano & Buonadonna Financial Services, LLC. He also serves as an independent insurance agent and is a board member of CEO Group in Vineland, NJ. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, with investment options across various platforms and models tailored to client objectives.

Stanley Hadam is a financial advisor with Wells Fargo Clearing in Vineland, NJ, holding Series 63 and Series 65 credentials and 44 years of industry experience. He previously worked at Wells Fargo Advisors LLC and Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third parties to evaluate investment options, offering both brokerage and advisory solutions across a broad client base.

Juan Cuello is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he held positions at HireGenics, Premier Research, Scientific Search, and Mass Mutual, and served 20 years in the New Jersey Army National Guard. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carol Sumoski is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 12 years of industry experience and previously worked at Edward Jones and Cantella & Co., Inc. Sumoski serves as a board member of the Shiloh Zoning Board in New Jersey. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through financial planning, investment management, and retirement advisory services. The firm offers a range of portfolio management strategies via multiple custody platforms and supports both discretionary and non-discretionary approaches tailored to client objectives.

Susan Bruce is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and with 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of her advisory role, she teaches Bible application to life at Fervent Church in Voorhees, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions with research from Wells Fargo Investment Institute and third-party data.

Billie Jo Davey Salter is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. With over 27 years of combined experience in the investment industry, she specializes in various financial areas including Investments, Managed Portfolios, Annuities, Estate and Trust Planning services, and Retirement Planning. She also holds roles as a Portfolio Advisor and Vice President, leveraging her background to offer personalized wealth management strategies tailored to clients' individual goals and priorities. Her professional journey includes extensive work in High Net worth Trust Departments, Estate and Trust Administration, Estate Administration Law, and Brokerage Wirehouse Sales. Billie Jo is committed to understanding her clients comprehensively, encompassing both their financial and personal lives, to better anticipate their needs and serve as a trusted resource for various financial matters. Billie Jo holds a Bachelor's Degree from Rowan University and a Paralegal Degree. She has completed the Florida Bankers Association Trust School and has served as the Treasurer of the Clayton Educational Foundation. She maintains memberships with community organizations such as the North Italy Club of Vineland, Cumberland County Women's Republican Organization, and the Pittsgrove Township Republican Organization. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA).

Lauri Howe is a financial advisor with Fidelity Investments, holding a Series 66 designation and 10 years of industry experience. Her career history includes roles at Edward Jones, Wells Fargo Clearing Services, Fifth Third Securities, TD Bank, and multiple tenures at Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage registered investment companies.

Cynthia Theis is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has previously worked at JP Morgan Chase Bank NA and JP Morgan Securities LLC before joining Wells Fargo Clearing Services LLC and later Wells Fargo Advisors Financial Network. Outside of her advisory role, she serves as power of attorney for her spouse in investment-related matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu, including specialized services such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Derrick Wilson is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including Gusto, Equity Services Inc, National Life Group, and The Vanguard Group. Outside of his advisory role, he is CEO of Selective Financial Solutions LLC, a business involved in insurance and tax preparation. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions focused on diversified portfolios and long-term strategies.