Richard Mootz Jr. is a CFP® professional affiliated with OSAIC, bringing 27 years of industry experience. He worked at Securities America Advisors and SECURITIES AMERICA, inc. for 15 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account platforms. The firm uses multiple analytical tools and third-party solutions to construct portfolios incorporating a wide array of asset types, operating under both discretionary and non-discretionary management.

Zoey Rash is a Series 66 licensed financial advisor with Edward Jones in Chico, CA. She has worked in the financial industry since 2019, including three years at Bank of America prior to joining Edward Jones. There are no additional business activities reported. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

John O'Hara is a Series 66-registered financial advisor with LPL Financial, based in Chico, CA, with six years of industry experience. Prior to joining LPL Financial in 2019, he worked for Northrop Grumman from 2012 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of investment strategies and operational tools.

Daniel Vincent is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has worked at various firms including Avantax and 1ST Global Advisors, and he is the sole owner and president of Vincent Financial Group, Inc., which provides tax and investment services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jose Ascencio is a financial advisor with Raymond James Financial in Chico, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Tri Counties Bank since 2012 and with Raymond James Financial Services Advisors, Inc. since 2011. Outside of his advisory roles, he is also an associate employee at Tri Counties Advisors, where he spends significant time advising. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through unique affiliations.

Max Miracle is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He previously worked at Cetera Advisor Networks and Cetera Wealth Services, LLC, with a combined tenure of over two decades before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary account management.

Matthew Arness is a financial advisor at Stifel with 30 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Sherri Parr is a financial advisor at Stifel with 20 years of industry experience. She holds a Series 63 designation and has been with Stifel Nicolaus & Co. since 2008. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies that support asset allocation and planning analyses, with clients maintaining discretion over implementation.

Eric Magnuson is a financial advisor with Wells Fargo Clearing in Chico, CA, holding a Series 63 designation and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Stacey Axtell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Matthew Donner is a financial advisor with LPL Financial in Chico, California, holding Series 63 and Series 66 licenses. He has 15 years of industry experience, including prior roles at Cetera Advisor Networks and Cetera Wealth Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Kenneth Mason is a financial advisor with LPL Financial, holding a Series 66 designation and 38 years of industry experience. His prior roles include positions at SagePoint Financial, OSAIC Services, and American General Securities. Outside of his advisory work, he serves as a junior varsity coach at Hamilton High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Brandon Lopez is a financial advisor with Cambridge Investment Research Advisors who holds the Series 66 designation and has 17 years of industry experience. Prior to joining Cambridge in 2026, he worked at Cetera and Liberty Bell Financial Group and spent seven years with LPL Financial. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through independent Financial Professionals. The firm offers a range of investment solutions across multiple platforms and incorporates both proprietary and third-party strategies.

Joe Caligiuri is a financial advisor at LPL Financial with 33 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2004. In addition to his advisory role, he owns PianoVision Tab, a business he has operated since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a broad range of advisory options delivered through a large network of investment adviser representatives.

Randall Korte is a financial advisor at Edward Jones in Chico, CA, holding a Series 66 designation with eight years of industry experience. He has worked at Edward Jones since 2018 and previously at Horizon Seating from 2015 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with offerings that include discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branch offices.

Stephen Lim is a financial advisor with LPL Financial in Chico, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior roles include positions at FSC Securities Corporation and Associated Planners Investment Advisory Inc. He is also involved in non-variable insurance business activities through Lim & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions, offering a range of advisory services including financial planning and third-party asset management.

David Green is a financial advisor with Edward Jones in Chico, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering both discretionary and non-discretionary investment strategies through a nationwide network of financial advisors and branch offices.

Michael Neuliep is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he has been involved with Greyhound Combustion since 2005. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Larrabee is a CFP® with three years of industry experience, currently affiliated with LPL Financial in Chico, CA. He has previously worked at Cetera Wealth Services, Liberty Bell Financial Group, and Mechanics Bank. Outside of his advisory work, he owns Parabolics, a non-investment business entity based in Sacramento, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting account management with discretionary and non-discretionary strategies.

Elijah Hostettler is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and various companies outside of finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.