Michael Forcade is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2008, accumulating 18 years of industry experience. He is based in North East, Maryland. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers various advisory strategies through a nationwide network of financial advisors and branch offices.

Brady Emmi is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2022, he worked at Vector Marketing and Buddies Burgers. Outside of his advisory role, Emmi coaches junior varsity and freshman lacrosse at Salesianum School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian McLaughlin is a financial advisor with Merrill located in Newark, DE, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

John Delp is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 43 years of industry experience. He has been associated with Primerica Advisors since 1982 and Primerica Financial Services since 1991. Outside of advisory work, he is involved in selling loan products and home security services through affiliates of Primerica, and he owns Delp Financial Corporation, a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, managing potential conflicts through disclosure and oversight.

Sherley Legerme is a financial advisor with Primerica Advisors in Newark, DE, holding Series 65 and Series 63 licenses and with 13 years of industry experience. She has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. Outside of her advisory role, she is involved in the sale of home security and automation products as well as loan product referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates on a large scale and primarily utilizes model-delivery strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Jonathan Williams is a financial advisor at Edward Jones in Oxford, PA, holding the Series 63 and Series 65 designations with two years of industry experience. He previously worked with Florida Financial Advisors (DBA Tristate Financial Advisors) and has held roles in various firms including Nyle Maxwell and Capstone Logistics. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Steven Kranzley is a financial advisor at Ameriprise in West Grove, PA, holding Series 63 and Series 65 designations with 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he owns a retail business called Kranzley Group and participates in a residential solar referral program. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Paul Gibler is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its predecessor, American Express Financial Advisors Inc., since 1993. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm utilizes internal research, third-party data, and algorithmic tools while operating within a defined investment universe that includes affiliated product offerings.

Robert Bechtold is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc., Securities America, Inc., and Securities Service Network. In addition to his advisory role, he operates an investment advisory business under the name WL Bechtold & Co. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to support portfolio construction and management.

Anthony Johnson is a financial advisor at Edward Jones with 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1997. Outside of his advisory role, he serves on the United Way of Delaware Advisory Board Investment Committee, is a trustee and chair of the finance committee at St. Anne's Episcopal School in Middletown, DE, and is a researcher, author, and speaker on historical topics. He also serves as a board member for Nehemiah Gateway Corp in Wilmington, DE. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branches and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Matthew Brown is a CFP® with 29 years of experience in the financial industry. He has worked at Edward Jones since 2019 and previously held roles at JPMorgan Securities, JPMorgan Chase Bank, and J.P. Morgan Institutional Investments. Brown serves as a director on the Padua Academy Foundation, where he participates in reviewing investment manager performance and making financial aid recommendations. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated services. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Douglas Loew is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 65 licenses, with 40 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Independent Advisers Group Corp. He also operates his own business focused on the sale and service of fixed insurance and investment products. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers comprehensive portfolio management, financial planning, and access to various program platforms and third-party managers across multiple discretionary and non-discretionary structures.

Curtis Shambaugh is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, he operates Shambaugh Financial LLC, providing financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and consulting services, with access to multiple program structures and third-party managers.

Michael Mctyre is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63, 65, and 66 designations. His prior experience includes roles at Morgan Stanley and Eaton Vance Distributors. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and extensive assets under management.

Lee Margerison is a financial advisor with LPL Financial in Newark, DE, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with LPL Financial since 2006. His prior insurance work included renewing long-term care policies through Genworth Financial, though he is no longer active in outside insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and a range of investment strategies.

Robert Watson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2021 and has been associated with M & T Securities since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research from internal and third-party sources.

John Bish is a financial advisor with Wells Fargo Advisors and holds a Series 66 designation. He has 25 years of industry experience, including 17 years at Stifel Independent Advisors, LLC. Outside of his advisory work, he serves as an adjunct professor of finance at Wilmington University and is a board member of American Paradigm Schools, a public education organization. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services that address various financial needs and uses Wells Fargo research and tools to develop tailored recommendations for its clients.

Mark Bacon Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of experience at the firm. He is based in Newark, DE. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Edwin Dooley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked at M&T Securities since 2006 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Douglas Mac Cormack is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 21 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2009 and at Fulton Bank since 2018. Outside of his advisory role, he works part-time as a scout for the Dubuque Fighting Saints hockey team on the East Coast. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm provides tailored, non-discretionary planning supported by analytical tools and maintains a notable affiliation with a municipal advisor that supports its public finance activities.