Brian Lantz is a financial advisor at Truist Advisory Services with four years of industry experience. He holds a Series 66 designation and has a background that includes roles at Truist Investment Services, the Defense Information Systems Agency, and several technology firms. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program implemented through a mix of discretionary and non-discretionary arrangements, supported by AI-enabled research tools and extensive inter-affiliate coordination.

Michelle Seville is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 designations and having 15 years of industry experience. Her career includes roles at Truist Advisory Services since 2021 and prior positions with Bb&T Securities and Bbtis. Outside of her advisory work, she serves as a lay minister and worship leader at The Tuscarora Lutheran Parish. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Nathanael Hanft is a CFP® with 23 years of experience in the financial services industry. He is currently affiliated with Wealth Enhancement Advisory Services, LLC and has prior experience with firms including Serafini Financial Group and Commonwealth Financial Network. Hanft is also involved with an insurance agency, Opal Medigap. Wealth Enhancement Advisory Services (WEAS) provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment process blending passive and active managers, supported by an internal Investment Committee.

Charlene Bridger is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and bringing nine years of industry experience. She has previously worked at Triad Hybrid Solutions, Epic Wealth Management, Gray-Pilgrim & Associates, and Edward Jones. Bridger also serves as a consultant for Gray Pilgrim & Associates, a firm specializing in accounting and business consulting. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides investment management, financial planning, retirement plan consulting, and other related services through multiple program models, utilizing a combination of proprietary and third-party platforms.

Alexis Bush is a financial advisor with CWM, LLC, holding a Series 65 credential and four years of industry experience. Her career includes roles at Carson Wealth, Bowers Advisory Group, Bowers Insurance, and MVB Bank. CWM, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a network of more than 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services using discretionary model portfolios overseen by an in-house Investment Committee.

Scott Ford is a financial advisor at CWM, LLC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Carson Wealth, Cetera Advisor Networks, LPL Financial, and Cornerstone Wealth Management Group. Outside of his advisory role, Ford is involved in multiple business activities including authoring financial education materials, chairing the Four World International Institute focusing on social networks and environmental restoration, and volunteering with Eastern Panhandle Search & Rescue. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools, with a strong operational focus on retirement plans and institutional services.

Joshua Hoffman is a Series 66-licensed financial advisor at PNC Wealth Management with three years of industry experience. He has held roles at several firms, including Merrill, Morgan Stanley, and Bank of America. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm uses algorithm-driven risk assessments and implements investments via mutual funds and ETFs with annual rebalancing, delegating portfolio management and proxy voting to third parties.

James Kampstra is a CFP® professional with 17 years of industry experience, currently serving at Osaic Advisory Services, LLC. His prior roles include positions at Triad Hybrid Solutions, Triad Advisors, Ferrara Kampstra, and Geneos Wealth Management, Inc. He is involved in several outside activities, including serving on the boards of the Totem Pole Playhouse, a nonprofit summer theatre, and the Adams County Community Foundation. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and third-party platforms for portfolio management.

Sevda Yakhuzova is a financial advisor at CWM, LLC with a Series 65 credential and one year of industry experience. Her prior roles include positions at Carson Wealth, Middletown Valley Bank, and United Bank. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing discretionary management with model portfolios overseen by an in-house Investment Committee.

Forrest Miles is a financial advisor with LPL Financial in Hagerstown, MD, holding Series 63 and Series 65 credentials and having 41 years of industry experience. His prior roles include positions at PNC Investments, Truist Investment Services, and Davenport & Company LLC. Outside of his investment advisory work, he is involved with Miles Financial Solutions LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services through a large network of advisors, supported by various advisory platforms and operational tools.

Evan Vink is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Sterling Financial Management, the Department of Defense, and Red Bull. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management through a large network of advisors.

Daniel Ramos is a financial advisor at Edward Jones with seven years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Edward Jones in 2021, he worked at Wells Fargo Clearing and Wells Fargo Bank, NA from 2014 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Shane Small is a financial advisor with Cetera Investment Advisors and holds a Series 66 designation. He has 16 years of industry experience, including a decade with Cetera and First United Bank and Trust. He serves as a board member of Waynesboro Country Club. Cetera Investment Advisors operates as a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides portfolio management, financial planning, and access to third-party money managers through various program structures nationwide.

Courtney Carberry is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. Her prior roles include positions at WatersEdge Wealth Management and Honeywell. She is based in Woodsboro, MD. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and delivers written recommendations in collaborative annual planning relationships.

Grant Keyser is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and currently in his first year in the industry. Prior to joining Wells Fargo, he held various roles in hospitality and real estate sectors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

William Abeles Jr. is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Abeles serves as treasurer for the Hagerstown-Wesel Sister City Affiliation and is a member of the board of trustees for the YMCA of Hagerstown. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Amy Stine is a financial advisor at Edward Jones in Waynesboro, PA, holding a Series 66 designation with two years of industry experience. She has been with Edward Jones since 2017, including a role with the Arts Alliance of Greater Waynesboro from 2016 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and approximately $1.01 trillion in assets under management. The firm is notable for its extensive retail advisor and branch network and offers various managed solutions and affiliated investment products under a fiduciary standard.

Eric Morrow is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. His prior work includes roles at CUSO Financial Services, Cetera Advisor Networks, Summit Financial Group, and M&T Securities. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-assisted advice primarily for clients with Ameriprise-managed accounts.

Erik Hendricks is a financial advisor at Edward Jones with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of advisors and branch offices.

James Holzapfel is a financial advisor at Morgan Stanley with over 54 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Holzapfel is involved in several community and nonprofit activities including serving as vice president of the Washington County Museum of Fine Art, a finance committee member for St. Marks Episcopal Church, and a trustee of the Holzapfel Family Charitable Foundation. He is also engaged in recreational business ventures related to baseball through Holzapfel Baseball, LLC and Downtown Baseball, LLC. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm offers structured planning using proprietary tools and emphasizes advisory services without providing individual security recommendations as part of standalone planning.