Nathanael Hanft is a CFP® with 23 years of experience in the financial services industry. He is currently affiliated with Wealth Enhancement Advisory Services, LLC and has prior experience with firms including Serafini Financial Group and Commonwealth Financial Network. Hanft is also involved with an insurance agency, Opal Medigap. Wealth Enhancement Advisory Services (WEAS) provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment process blending passive and active managers, supported by an internal Investment Committee.

Charlene Bridger is a financial advisor at Osaic Advisory Services, LLC with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Triad Hybrid Solutions and Epic Wealth Management, LLC. Bridger also serves as a consultant for Gray Pilgrim & Associates, an accounting and business consulting firm. Osaic Advisory Services is an SEC-registered enterprise adviser serving a diverse client base, including individuals, pension plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs and financial planning services, utilizing both fundamental and technical strategies, and operates within an integrated platform ecosystem that supports access to alternative investments and institutional client solutions.

Alexis Bush is a financial advisor at Carson Wealth with a Series 65 designation and four years of industry experience. Prior to joining Carson Wealth, Alexis held roles at Bowers Advisory Group and MVB Bank, and was a full-time student for nine years. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing an Investment Committee to construct and monitor model portfolios and providing tailored solutions such as Orion Custom Indexing and access to alternative investments.

Scott Ford is a financial advisor with Carson Wealth and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has worked at firms including Cetera Advisor Networks, LPL Financial, and Cornerstone Wealth Management Group. Ford is involved in a variety of outside activities including authoring financial education materials, chairing the Four World International Institute, and volunteering with Eastern Panhandle Search & Rescue. CWM, LLC operates as an SEC-registered investment adviser with more than 650 advisors and oversees approximately $50.6 billion in assets. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios and tailored investment solutions through partnerships and integrated custodial platforms.

Joshua Hoffman is a Series 66-licensed financial advisor at PNC Wealth Management with three years of industry experience. He has held roles at several firms, including Merrill, Morgan Stanley, and Bank of America. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm uses algorithm-driven risk assessments and implements investments via mutual funds and ETFs with annual rebalancing, delegating portfolio management and proxy voting to third parties.

James Kampstra is a CFP® professional with 17 years of industry experience. He is currently with Osaic Advisory Services, LLC and has previously worked at Triad Advisors and Geneos Wealth Management, Inc. Kampstra serves as a board member for Totem Pole Playhouse, a nonprofit summer theatre, and is involved with the Adams County Community Foundation in a board role. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of managed programs and investment strategies, combining fundamental and technical analysis with access to alternative investments through integrated platform relationships.

Sevda Yakhuzova is a Series 65 credentialed advisor with Carson Wealth, bringing several years of experience in financial services and banking. She has held positions at Carson Wealth since 2023 and previously worked at Middletown Valley Bank and United Bank. CWM, LLC operates an enterprise platform with over 650 advisors managing approximately $50.6 billion. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios developed by an Investment Committee and providing tailored investment solutions through partner platforms and third-party sub-advisors.

Forrest Miles is a financial advisor with LPL Financial in Hagerstown, MD, holding Series 63 and Series 65 credentials and having 41 years of industry experience. His prior roles include positions at PNC Investments, Truist Investment Services, and Davenport & Company LLC. Outside of his investment advisory work, he is involved with Miles Financial Solutions LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services through a large network of advisors, supported by various advisory platforms and operational tools.

Evan Vink is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Sterling Financial Management, the Department of Defense, and Red Bull. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management through a large network of advisors.

Daniel Ramos is a financial advisor at Edward Jones with seven years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Edward Jones in 2021, he worked at Wells Fargo Clearing and Wells Fargo Bank, NA from 2014 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Shane Small is a financial advisor with Cetera Investment Advisors and holds a Series 66 designation. He has 16 years of industry experience, including a decade with Cetera and First United Bank and Trust. He serves as a board member of Waynesboro Country Club. Cetera Investment Advisors operates as a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides portfolio management, financial planning, and access to third-party money managers through various program structures nationwide.

Grant Keyser is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and currently in his first year in the industry. Prior to joining Wells Fargo, he held various roles in hospitality and real estate sectors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

William Abeles Jr. is a CFP® and ChFC® with 41 years of industry experience, currently associated with Wells Fargo Clearing since 2016. He is based in Hagerstown, MD, and serves as treasurer for the Hagerstown-Wesel Sister City Affiliation and sits on the board of trustees for the YMCA of Hagerstown. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Amy Stine is a financial advisor at Edward Jones in Waynesboro, PA, holding a Series 66 designation with two years of industry experience. She has been with Edward Jones since 2017, including a role with the Arts Alliance of Greater Waynesboro from 2016 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and approximately $1.01 trillion in assets under management. The firm is notable for its extensive retail advisor and branch network and offers various managed solutions and affiliated investment products under a fiduciary standard.

Eric Morrow is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. His prior work includes roles at CUSO Financial Services, Cetera Advisor Networks, Summit Financial Group, and M&T Securities. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-assisted advice primarily for clients with Ameriprise-managed accounts.

Erik Hendricks is a financial advisor at Edward Jones with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of advisors and branch offices.

James Holzapfel is a financial advisor with Morgan Stanley in Hagerstown, MD, holding a Series 63 license and over 54 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following a four-year tenure at Wells Fargo Clearing. Outside of his advisory role, Holzapfel is involved in various community and charitable activities, serving as a trustee for local trusts and foundations, participating on the finance committee of St. Marks Episcopal Church, and holding leadership roles with the Washington County Museum of Fine Art and the Holzapfel Family Charitable Foundation. He also has entrepreneurial interests in local recreational ventures including baseball-related businesses. Morgan Stanley Wealth Management provides advisory services to individuals and institutions, offering tailored financial planning supported by structured discovery and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and combines a wide range of retail and institutional offerings with specialized investment and financial planning resources.

Jerred Brown is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2016 and previously spent time at Securities America Advisors, Inc. and Edward Jones. Outside of his advisory role, he serves as Branch Manager at Antietam Wealth Management II and as CoChair of the Administrative Committee at St. Andrew Presbyterian Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through its advisory programs and institutional consulting network.

Barbara Winters is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Catharine Weber is a financial advisor at RBC Capital Markets with a Series 66 credential and three years of industry experience. She has worked at firms including City National Bank, Johnson, Gasink & Baxter, LLP, and Compass Wealth Strategies. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and customizes investment strategies based on client risk profiles, utilizing both in-house and third-party managers.