Jeremy Mcgraw is a financial advisor at Merit Investment Management with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merit Investment Management since 2009. The firm manages approximately $15.1 million for individual and institutional clients, offering discretionary portfolio management and investment advisory services. Merit combines low-cost, diversified ETF model portfolios with an actively managed global dividend equity strategy and serves both corporate and individual investors.

Hi, I’m Bob Falcon. I'm the President and Founder of Falcon Wealth Managers LLC and College Funding Solutions LLC. I leverage my unique skills as a CPA (Tax) along with my CFP(R) to provide tax-efficient financial and retirement advice to my clients. The clients that I provide the most value for are those recently retired or nearing retirement. Most have saved well in their 401(k)s and IRAs but are looking at a huge tax liability the rest of their lives. They need strategies (including Roth conversions) to minimize income and IRMAA taxes in retirement. My tax CPA background plus my CFP(R) allow me to excel in helping these clients! After graduating from Villanova with a BS in Accounting, I started my financial services career working 9 years in public accounting as a CPA in Tax. I rose to the Manager level in a Big 4 Accounting firm, then broadened my expertise by earning an MBA at Kenan-Flagler Business School (UNC-Chapel Hill). Today, my goal is to make sure my clients do not pay any more tax than is legally required so that they (not the government) can enjoy their lifetime savings. As a self proclaimed "Tax Geek with Personality," I revel in helping my clients to pay as little tax as possible. I help my younger clients with their executive compensation (stock option) strategies as well as optimizing their employee benefit selections. I also provide college financial planning services that can significantly lower the family’s out of pocket cost of college. In the end, I want all my clients to share their wealth with their children, grandchildren, and their charities instead of with the government.

Richard Seiwell is the sole advisor at Seiwell Advisors, LLC in West Chester, PA, holding a CFA® designation and a Series 65 license with 27 years of industry experience. He founded Seiwell Advisors in 2003 and has served as a trustee and member of both the finance and investment committees at Catawba College, volunteering approximately 15 hours per month. Seiwell Advisors provides investment advisory services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm employs a fundamental analysis-based investment process, managing a small client base with a principal-led approach and conducting formal portfolio reviews at least quarterly.

Timothy Slothower is a CFP®-certified financial advisor with 21 years of industry experience. He is the principal of Grace Financial Advisors LLC, an independent firm he has led since 2017, following prior roles at Harbor Financial Services and operating under his own dba. Outside of advising, he serves as CFO for Keener Kraftsmen LLC, a general contracting business focused on home renovations, and works as an independent insurance agent offering various insurance products. Grace Financial Advisors LLC provides comprehensive financial planning and investment management to individuals, small businesses, foundations, and charitable organizations. The firm’s investment approach combines fundamental analysis with active and passive strategies, emphasizing long-term growth, income, and capital preservation, and includes services such as retirement-plan advice and periodic educational workshops.

Robert Hackett is the principal of On Target Financial Planning and holds a Series 65 designation with two years of industry experience. He has worked at Weston Solutions Inc. since 2013, where he serves as CIO and Vice President, Director of Technology. His role at Weston Solutions is separate from his financial advising activities. On Target Financial Planning provides fee-only financial planning and tax-preparation services to individuals and high-net-worth clients through ongoing, limited-scope, and subscription-based engagements. The firm does not manage client assets or execute trades, instead offering portfolio guidance based on a combination of fundamental, technical, cyclical, and charting analyses, incorporating both passive and selectively active fund strategies.

Samuel Lewis is a financial advisor at SJL Financial LLC with a CFP® and ChFC® designation and four years of industry experience. He has worked previously at Bastion Fiduciary, LLC and serves in an active-duty role in the Delaware Air National Guard, where he manages the Recruiting and Retention team. SJL Financial, LLC is a fee-only, single-advisor firm serving individuals, including retail and high-net-worth clients, with comprehensive financial planning. The firm focuses on written plans and recommendations, typically favoring passive portfolio construction, and does not take custody of client assets.

William Heidig is a CFP® professional with 26 years of experience in the financial advisory industry. He has been with Fiscalwise, Inc. since 2000, serving as the firm's sole advisor. Fiscalwise, Inc. offers financial and investment advice to individuals, families, businesses, trusts, and estates through comprehensive financial planning, portfolio analysis, and limited-scope engagements. The firm operates primarily on a non-discretionary basis, emphasizes minimizing expenses, and provides educational outreach alongside regular client communications.

John Anagnos is a financial advisor at Aetolia Capital LLC with 25 years of industry experience. He holds a Series 66 designation and previously worked at Oppenheimer & Co from 2013 to 2017 before founding Aetolia Capital in 2017. Aetolia Capital provides discretionary investment management primarily for individuals, households, and high-net-worth clients. The firm employs a macroeconomic-driven, research-intensive investment approach that integrates fundamental, quantitative, and technical analysis across various asset classes, managing about $38.85 million across approximately 63 client accounts as of the end of 2024.

Chandni Gulati is a financial advisor at NiRo Nivesto LLC with a Series 65 designation and one year of industry experience. She previously worked at Blue Cross Blue Shield and the Department of Veterans Affairs, and she is the founder of an IT consulting firm, RonIT Services. NiRo Nivesto LLC serves individuals, families, and small business owners, including healthcare professionals, offering fee-only wealth management, retirement and tax planning, and financial consulting. The firm emphasizes a proprietary investment philosophy combining strategic and tactical asset allocation with tax-aware techniques and often works in a non-discretionary oversight capacity.

Hi! I’m Ryan Langan, a CERTIFIED FINANCIAL PLANNER™, and the Founder of Your Path Fi, a fee-only financial planning and investment management firm. I help pre-retirees and retirees gain financial clarity, use their money to live impactful lives, and create their unique path through retirement. We are proud to be different from your typical financial advisor. ✅ Retirement Planning Focus: We don’t take a generalist approach. Retirement planning is our specialty as we focus on helping you reach retirement and make the most of your retirement. ✅ Tax Planning: Many advisors avoid tax planning. We understand the importance of tax planning as part of your overall plan, and we use our extensive tax background to incorporate tax efficiency and minimization into your plan. We also handle the preparation of your income tax returns. ✅ Transparent Fees: We love transparency, and you deserve to know what you are paying your advisor. We are proud to be fee-only, meaning we do not sell products or receive commissions. Our sole source of revenue is from the planning advice we provide you. We charge a flat annual planning fee that is not a percentage of your investment assets. ✅ Independent: We are not associated with any bank, brokerage, or insurance company. This allows us to offer true holistic financial advice without following a corporate agenda that restricts us or pressures us to provide advice only in certain areas. ✅ Proactive & Deep Relationships: You are not just an account number or investment portfolio balance. We believe true retirement planning starts with defining and understating your purpose, and we are genuinely interested in helping you define your purpose. We intend to serve a limited number of individuals/couples, allowing us to deliver a highly personal and proactive planning relationship. ✅ Virtual: We are located in the suburbs of Philadelphia, Pennsylvania, but we can work virtually with anyone in the U.S.

With over half a decade of experience managing $425M in assets for more than 200 households, I founded this firm with a clear vision: to provide truly personalized financial advice by understanding your unique goals and creating a clear path to achieve them. My extensive background in wealth management has taught me that successful financial planning isn't about complex products, opaque fees and cookie-cutter solutions. I believe in delivering clear, actionable advice grounded in goal-oriented financial planning - not arbitrary metrics or sales quotas. Every client deserves a strategy as unique as their aspirations.

Michael Gray is the sole advisor at Gray Investment Management LLC in West Chester, PA, holding a Series 65 designation with 17 years of industry experience. He has led Gray Investment Management since its founding in 2009. Gray Investment Management provides discretionary portfolio management and investment supervisory services to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and other institutional clients. The firm offers access to special-situation investments for qualified investors and employs a mix of fundamental and technical analysis, hedging, and tactical strategies under its discretionary authority.

Beth Moore is a CFP® and holds a Series 66 license with three years of industry experience. She is the principal advisor at Wealth Wise Planning, where she has worked since 2024. Her prior experience includes roles at Fraser Hudson, LLC, Fidelity Investments, and RBC Wealth Management. Wealth Wise Planning is a fee-only advisory firm serving individuals and high-net-worth clients with comprehensive financial planning services. The firm provides tailored, non-discretionary advice and utilizes both passive and active investment strategies, including socially responsible options upon request, without managing client assets or accepting custody.

Joseph Kirlin III is the principal of Joseph P. Kirlin III & Associates and holds the ChFC® designation and Series 63 license. He has 50 years of industry experience and has been operating his firm since 2000. Kirlin also maintains ongoing roles with Prosperity Wealth Management, LLC and Fortune Financial Services, Inc., and is involved in insurance and estate planning through Kirlin Associates Insurance. Joseph P. Kirlin III & Associates provides fee-only financial planning, investment consultation, educational workshops, and investment supervisory services to individuals, trusts, estates, and businesses. The firm emphasizes a long-term investment approach with a combination of passive and active management, diversification across multiple asset types, and a significant focus on non-securities advice such as budgeting, insurance, and estate planning.

Edward Worrell is the principal of Worrell Financial LLC, an independent financial planning firm based in West Chester, PA. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to founding Worrell Financial, he worked at GlaxoSmithKline for 17 years and operates a tax preparation firm, Edward Worrell Jr CPA, which he has managed since 1994. He also provides consulting services in pharmaceutical compliance through Worrell Capital Consulting. Worrell Financial LLC offers fee-only financial planning focused on individuals and high-net-worth clients, delivering comprehensive plans that cover retirement, estate, tax coordination, business planning, insurance, and investment analysis. The firm emphasizes investment analysis and guidance without discretionary portfolio management, generally recommending passive, index-based funds and ETFs, and does not hold client assets.

Gregory Coverdale Jr. is a CFP® with 21 years of industry experience, currently serving as the sole advisor at Wall St LLC in Wilmington, DE. His prior roles include positions at Indiana Merchant Banking And Brokerage Co., Civitas Partners, Gunn Wealth Management, Merrill, and TD Ameritrade. Outside his advisory work, he provides financial planning advice to Air Force and National Guard servicemembers as a Personal Financial Counselor. Wall St LLC offers investment advice and financial planning primarily to businesses, institutions, and pension funds, as well as individual clients. The firm employs an investment process that integrates Modern Portfolio Theory with fundamental and technical analysis, operates on a non-discretionary basis, and offers a variety of fee arrangements including subscription fees and hourly planning.

Comrie Flinn Jr. is a financial advisor at EarlyBird Advisors LLC with a Series 65 designation and one year of industry experience. Prior to joining EarlyBird Advisors, he worked at Columbia University and Davidson College. EarlyBird Advisors LLC offers automated portfolio management for individual and high-net-worth clients through an online platform, utilizing algorithm-based portfolios tailored to client inputs. The firm combines modern portfolio theory with a long-term trading strategy and includes private placements and venture capital alongside traditional investments in its robo-advisory model.

Randolph Winton is the sole advisor at Lynch, Winton & Associates, LLC, an independent firm based in Swarthmore, PA. He holds Series 63 and Series 65 credentials and has 27 years of industry experience, all with his current firm since 1999. Lynch, Winton & Associates provides fee-only investment advisory services to individuals, families, and high-net-worth clients, focusing on nondiscretionary portfolio management and personalized written investment plans. The firm primarily uses no-load mutual funds, with an emphasis on actively managed funds, and clients retain final approval of all trades.

John Cleaver is a ChFC® and Series 63–licensed financial advisor with 37 years of industry experience. He has been the sole advisor at Creative Financial Concepts, Inc. in Wilmington, DE since 1986. Creative Financial Concepts provides financial planning, retirement-plan analysis, employee education, business consulting, and seminars to individuals, families, trusts, businesses, and pension and profit-sharing plans. The firm specializes in retirement plan consulting and employee education to assist sponsors with 404(c) compliance, recommending third-party portfolio managers without managing client assets directly.

Jeffrey Macdonald is a CFP® and ChFC® with 18 years of industry experience. He has worked at Investment Management & Planning LLC and LPL Financial since 2010, following two years at Wells Fargo Clearing. Investment Management & Planning LLC provides investment advisory and financial planning services primarily to individual and high-net-worth clients. The firm constructs tailored portfolios using mutual funds, ETFs, equities, and fixed-income securities, employing fundamental analysis and continuous supervision, and operates as both a wrap program sponsor and affiliated registered representatives of LPL Financial.