Matthew Ramos is a CFP® professional with 18 years of industry experience. He currently leads Mpower Wealth Management, LLC, an independent firm he has been with since 2021. His prior experience includes roles at Forum Financial Management, MAR Financial Planning, and Cassaday & Co. Outside of financial advising, Ramos worked for Golfdom from 2016 to 2019. Mpower Wealth Management, LLC is a fee-only, state-registered investment adviser serving individuals, families, and institutions. The firm offers discretionary investment management and a variety of financial planning services, utilizing diversified, asset-allocation portfolios based on Modern Portfolio Theory and primarily implemented with low-cost mutual funds and ETFs.

Rafik Ghazal is a financial advisor at Guardian Solutions with 13 years of industry experience. He holds the Series 66 designation and has been with Guardian Solutions LLC since 2012. In addition to his advisory role, he is involved in the independent sale of life and health insurance policies. Guardian Solutions provides portfolio management and financial planning services to individuals, small businesses, and non-profits. The firm employs a combination of fundamental and technical analysis and offers discretionary and non-discretionary management across various asset classes, including stocks, mutual funds, ETFs, options, and bonds.

Kenneth Ginsburg is a CFP® and CFA® affiliated with TrueStar Financial Partners, an independent advisory firm. He has prior experience at T. Rowe Price Group and The Vanguard Group, with additional roles in the financial and manufacturing sectors. He is also involved with TrueStar Tax LLC, an affiliated tax preparation business. TrueStar Financial Partners provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities. The firm follows a Modern Portfolio Theory-based investment approach and offers tax-aware financial planning, emphasizing documented investment policies and quarterly portfolio reviews.

Donald Gudhus is the sole advisor at Oracle Financial Group, an independent firm based in Philadelphia, PA. He holds Series 63 and Series 65 licenses and has 29 years of industry experience, including 21 years with Oracle Financial Group. In addition to his advisory role, he is involved in tax preparation, accounting, insurance, and teaching activities outside of investment management. Oracle Financial Group provides investment advisory services, retirement planning, and income tax preparation exclusively to individual clients. The firm manages assets primarily on a non-discretionary basis, tailoring portfolios to client goals and risk tolerance, with ongoing monitoring and quarterly reviews.

Shawn Mcgill is a financial advisor with Rittenhouse Wealth Management, LLC in Philadelphia, PA, holding Series 63 and Series 65 licenses and having eight years of industry experience. He previously worked at Wilmington Trust for 13 years before founding his current firm. Mcgill serves as Treasurer and Chair of the Investment Committee for the Union Benevolent Association, a charitable foundation in Philadelphia. Rittenhouse Wealth Management provides portfolio management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes a goal-driven, fiduciary approach, combining qualitative and quantitative analysis to manage discretionary portfolios and oversees third-party advisers as part of its investment process.

Robert Wilson is the sole advisor at Wilson Insight in Philadelphia, holding Series 63 and Series 65 designations with 12 years at Wilson Insight and a total of 8 years in the industry. He previously worked at Blazer Investment Advisors, LLC for three years. Outside of his advisory work, he is involved with ROBWILSONTV LLC, focusing on media, public speaking, and coaching unrelated to investments. Wilson Insight provides investment management, financial planning, and wealth management services to individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs an asset allocation approach informed by fundamental, technical, charting, and economic analysis, offering portfolios that include mutual funds, ETFs, equities, fixed income, REITs, and options, and may engage third-party investment managers when appropriate.

Joseph Falcone is a financial advisor at Falcon Royal Investment Management in Philadelphia, PA, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked concurrently in the hospitality industry, including roles at Le Meridian and Westin Hotel. Falcone has also worked temporarily in hotels across different states and internationally. Falcon Royal Investment Management provides portfolio management services to individual and high-net-worth clients, managing approximately $3.13 million across nine relationships. The firm employs a long-term, non-discretionary investment approach based on modern portfolio theory, focusing on asset allocation and risk management with quarterly reviews.

Michael Ayella Silver is the sole advisor at Michael Leslie Investments LLC, holding a Series 65 license with one year of industry experience. He previously worked at Vanguard and Varsity Tutors and currently serves as a paralegal contractor at Langsam Stevens Silver & Hollaender LLP. Michael Leslie Investments LLC provides discretionary asset management and ongoing financial planning primarily to individual and high-net-worth clients, using a combination of fundamental, technical, and charting analysis with a range of trading strategies. The firm delivers financial planning services mainly through virtual meetings and email.

Scott Champion is a financial advisor at Champion Financial & Tax Services, LLC in Sewell, NJ, with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Linsco Private Ledger since 2006 while operating his own firm since 2001. His practice includes both investment advisory and tax preparation services, with licensure as an insurance agent. Champion Financial & Tax Services manages approximately $30 million in discretionary portfolios primarily for individual clients, focusing on growth-oriented equity selection based on fundamental and technical analysis. The firm combines investment management with tax planning and insurance services, offering integrated updates during tax season without accepting commissions or custodial research payments.

Donald Webb Jr. is the sole advisor at Webb Financial Planning LLC in Haddon Heights, NJ, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has operated Webb Financial Planning LLC since 2003. Webb Financial Planning LLC serves individual and some high-net-worth clients, providing fee-only financial planning and portfolio management without accepting commissions. The firm focuses on fundamental analysis and longer-term strategies, offering advisory services on a fixed-fee and hourly basis with a non-discretionary approach, distinguishing itself by not charging percentage-of-assets-under-management fees.

Kenneth Darby is a financial advisor at Darby Investment Services LLC with four years of industry experience and a Series 65 designation. He has a background in tax preparation, operating Darby Tax Service since 2016, and previously worked at PHI Service Company for 11 years. Darby Investment Services LLC is a fee-only financial planning firm serving individuals and families, providing advice on taxes, cash flow, retirement planning, and investment allocation. The firm offers fiduciary, non-discretionary recommendations tailored to clients’ tax situations and risk tolerance, typically focusing on no-load mutual funds, ETFs, dividend-paying large-cap stocks, and cash-equivalent instruments.

William March III is a financial advisor at Spring City Partners, LLC in Philadelphia, PA, with nine years of industry experience. He holds Series 63 and Series 65 designations and worked at Janney Montgomery Scott LLC from 2015 to 2018 before joining Spring City Partners, where he has been since 2018. Spring City Partners provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, families, trusts, estates, and charitable organizations. The firm employs a long-term, value-oriented investment approach using fundamental analysis and proprietary alternative data, with portfolios often concentrated and designed for absolute return, sometimes incorporating margin, options, and special-situation holdings.

Stephen Kovach is a financial advisor with Global Advisers, LLC in Philadelphia, PA, holding Series 63 and Series 65 designations and possessing 17 years of industry experience. He has been affiliated with Wall Street Global Advisers, LLC since 2015. Kovach serves on the Boards of Directors for The International Business Development Institute and The Boston Graduate School of Business, both nonprofit educational organizations. Global Advisers advises a diverse client base including individuals, families, trusts, charitable organizations, businesses, and plan sponsors. The firm employs Modern Portfolio Theory within a top-down analytical framework to create customized investment policies and manages portfolios using a range of instruments, while also providing financial planning and managed philanthropy services.

Glen Frost is a CFP®® professional with 26 years of experience in the financial services industry. He is the principal of Frost Financial Advisory Group LLC, an independent advisory firm based in Philadelphia, PA. Prior to founding his own firm, he worked at Morgan Stanley for over 20 years and spent time with Ameriprise and Wells Fargo Advisors. Frost Financial Advisory Group LLC provides discretionary asset management to individuals, high-net-worth clients, trusts, small businesses, and estates. The firm employs modern portfolio theory and asset allocation to build portfolios tailored to clients’ objectives, risk tolerance, and time horizon, with quarterly reviews and discretionary trading authority.

Matthew Plaugher is a financial advisor at North Manor Capital in Philadelphia, PA. He holds a Series 65 designation and has five years of industry experience, including roles at Sei and Phasex Corporation. He began his advisory role at North Manor Capital in 2026. North Manor Capital is a newly formed, state-registered investment adviser that provides discretionary investment management and comprehensive financial planning to individuals and small businesses. The firm also offers accounting and bookkeeping services alongside advisory offerings and employs a multi-tiered investment approach tailored to client goals.

Joseph Defazio is a CFP® and ChFC® with 12 years of experience in financial advisory, currently serving as the sole advisor at 10th Street Capital since 2022. He previously worked at Northwestern Mutual for nine years. He is also licensed to sell insurance products and provides fee-based financial planning and consultation. 10th Street Capital offers discretionary portfolio management and financial planning services to families, small business owners, and high-net-worth individuals. The firm employs a primarily passive investment approach across diversified model portfolios using ETFs and incorporates insurance products as part of its recommendations.

Dean Spear is a financial advisor with The Benchmark Group RIA Services, LLC, holding a Series 63 license and more than 24 years of industry experience. He has been affiliated with The Benchmark Group since 1998 and has worked with various firms including Union Central Life Insurance and Ameritas Life Insurance. Outside his advisory role, Spear is involved in entrepreneurial ventures such as owning and managing commercial real estate properties and holding an ownership interest in a solar investment company. The Benchmark Group RIA Services, LLC provides comprehensive financial planning primarily to high-net-worth individuals and closely held, family-owned businesses, as well as pension and employee benefit plan consulting. The firm focuses on planning without managing client investment portfolios, serving instead as a pension consultant and referrer to unaffiliated investment advisers.

Gregory Hart is a CERTIFIED FINANCIAL PLANNER™ with 10 years of industry experience. He has been the sole advisor at Haddon Wealth Management, LLC since 2015. Haddon Wealth Management, LLC is a fee-only, independent registered investment adviser serving individuals, high-net-worth clients, trusts, estates, business entities, and charitable institutions. The firm offers financial planning and discretionary investment management, incorporating tax-aware portfolio construction and a focus on charitable giving strategies.

Sustainable Financial Planning is a fee-only financial planning firm that provides affordable and straightforward financial planning and investment management for everyone. Frank founded SFP in 2020 to help people overcome their individual financial challenges, and he has worked with a wide range of clients that seek to build wealth, provide for their families, and retire with dignity. After twenty-five years working for large Wall Street banks and insurers, Frank left the corporate world and founded Sustainable Financial Planning. Using institutional financial planning and risk management skills honed throughout his career, Frank is now dedicated to helping people succeed in their financial lives and meet their life goals. He has always enjoyed helping people and working with numbers, and now he feels fortunate to do both simultaneously. Frank’s previous experience includes five years as Investment Senior Vice President at Prudential where he led the company’s enterprise stress testing program and liquidity risk management. Prior to Prudential, Frank spent twenty years at BNY Mellon in various roles including Managing Director and global leader of Asset Liability Management, Liquidity, Interest Rate Risk, Capital Planning, as well as risk management roles for Market Risk, Credit Risk, and Operational Risk. Frank earned an undergraduate degree in both Economics & Business and History from Lafayette College and an MBA from NYU’s Stern School of Business in Finance and International Business. Frank has earned the Certified Financial Planner (“CFP®“), Chartered Financial Analyst® designation (“CFA”), Chartered Financial Consultant® (“ChFC®”) designation and completed the Bank of New York Credit Training Program. He is a former member of the Board of Trustees for the Ranney School. He is an avid runner – having completed nine marathons in the last ten years. Frank and his wife Assunta live in Philadelphia and Lake Hopatcong, NJ.

Aimee Baehr is a Certified Financial Planner® with 12 years of industry experience. She is the sole advisor at TA Capital Management, LLC and has been affiliated with Total Alignment Wealth Advisors since 2013. Outside of her advisory role, she owns a home-based business providing clerical and administrative services. TA Capital Management provides wealth management services to individuals, trusts, estates, and businesses, focusing on personalized asset management and financial planning. The firm manages portfolios primarily on a non-discretionary basis and maintains a close operational relationship with Total Alignment Wealth Advisors.