Alex Bacay is a financial advisor at Ameriprise with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Cuso Financial Services, LP for 16 years. Outside of advising, he serves on the Finance Council of Corpus Christi Catholic Church in Chambersburg, PA. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver annual, customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Jacquelin Brumbaugh is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 12 years of industry experience. She has worked at Raymond James since 2018 and previously spent seven years with Wells Fargo Advisors Financial Network. Outside of her advisory role, she supports operations at The Alexander Financial Group in McConnelsburg, PA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a municipal advisor affiliation, offering a range of advisory programs and consulting services.

Carol Gillespie is a financial advisor with Wells Fargo Clearing in Hagerstown, MD, holding Series 63 and Series 66 designations and with 31 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and offers a range of brokerage and advisory solutions.

Ryan Flurie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he manages financial aspects of R&J Assets LLC, a real estate holding company in which he holds a majority ownership stake. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a wide range of brokerage and advisory solutions supported by research and analytics.

Peter Llaguno is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work experience includes roles at Wells Fargo Clearing, Wells Fargo Bank, and PNC Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Brandenburg is a financial advisor with RBC Capital Markets in Hagerstown, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with RBC Capital Markets since 2009 and has owned Chesapeake Bay Seafood House since 1991. Brandenburg serves on the board of directors for the Howard & Anne Kaylor Charitable Foundation, overseeing community nonprofit disbursements. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, and charitable organizations with tailored investment strategies and a range of advisory programs that include portfolio management, financial planning, and brokerage services.

Lori Hoffeditz is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of The Grove-Hoffeditz Group. This Wealth Management Advisory team focuses on high net worth, multi-generational families and retirees, assisting them in managing all aspects of their financial lives. Lori's role involves helping clients with family wealth management strategies, personal retirement planning, portfolio management services, and other areas tailored to their unique financial goals. Lori began her career with Merrill in 1988 as a Client Associate and has held various roles including Resident Director's Assistant before becoming a Financial Advisor in 2015. She is a qualified Portfolio Advisor capable of recommending investment strategies from Merrill or approved third-party managers. Lori holds a Bachelor of Science Degree in Business Administration with a concentration in Finance from Millersville University of Pennsylvania and holds the Personal Investment Advisor (PIA) designation. Residing in Chambersburg with her husband and son, Lori is involved in the Chambersburg Gridiron Club and enjoys activities such as fitness training, OCR racing, swimming, kayaking, biking, and painting.

Brittany Morton is a financial advisor with Wells Fargo Clearing in Hagerstown, MD, holding a Series 66 designation and three years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously spent two years at Citi Corp. Prior to her finance career, she was employed at MedExpress Urgent Care for five years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Roccograndi is a financial advisor with Charles Schwab in Hagerstown, MD, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. He has been with Charles Schwab since 2012 and also manages his own firms, Roccograndi Management, LLC, and Hope Meadows Farm, LLC. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a large scale and integrated operational structure.

Michael Mcguire is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families develop personalized financial strategies to support their long-term goals. Michael works closely with clients to prioritize objectives, allocate resources, and establish an investment process tailored to their needs. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income. Michael combines his client-centered approach with access to Merrill Lynch’s financial resources to provide integrated support for his clients’ financial lives. Michael holds a High School Diploma from Conrad Weiser Area School District and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is involved with Kiwanis International and spends time volunteering in the community. Outside of work, Michael enjoys basketball, cooking, football, and golfing.

Jill Mumaw is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She previously worked at M&T Securities, Inc. for 18 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Elizabeth Rodriguez is a financial advisor at Osaic Wealth, Inc. with one year of industry experience. She holds a Series 66 designation and has previously worked in the salon and day spa industry. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes firm-provided tools and third-party platforms to construct diversified portfolios, supporting both discretionary and non-discretionary management.

Tiffany Frederick is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She previously worked at M&T Securities, Inc. for eight years before joining LPL Financial in 2021. Outside her advisory role, she is involved as a business owner of T&T F Investments LLC in Big Pool, MD, and Greencastle, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolios, third-party asset management, and institutional platforms, with a combination of discretionary and non-discretionary investment strategies.

Lisa Taylor is a ChFC® with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. She is licensed with Series 63 and Series 66. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Weston Waytow is a financial advisor at Thrivent Investment Management with Series 63 and Series 65 designations. He has been with Thrivent since 2026 and has prior experience with the Borough of Chambersburg and Outdoor Living LLC. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on various financial planning topics without implementing those recommendations. The firm emphasizes holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Douglas Hess is a financial advisor with Thrivent Investment Management in Chambersburg, PA, holding a Series 66 designation and seven years of industry experience. He has worked with Thrivent Financial and Maculogix Inc. Prior to his advisory role, Hess was involved with Maculogix Inc. Outside of his advisory work, he serves on the boards of Habitat for Humanity of Franklin County and Awaken Us Ministries, and acts as Treasurer for Scott’s Mountain Camp, a recreational property cooperative. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and planning without discretionary trading authority, with clients able to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Colin Fry is a financial advisor with Cetera, holding a Series 66 credential and seven years of industry experience. He has previously worked at Merrill Lynch, Bank of America, and several regional financial firms. Outside of advising, he serves as treasurer and board member of the Coy Library of Shippensburg, where he assists with financial and property management. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports advisors with a range of program options and custodial relationships, managing over $256 billion in assets nationwide.

Timothy Long is a CFP® with 34 years of industry experience and is currently affiliated with Cetera. He has worked extensively at Cetera and its affiliated entities since 2025, and previously spent 30 years at Concourse Financial Group Securities Inc. He is the founder and sole owner of Cornerstone Financial, where he serves as president, and he also teaches financial planning as an adjunct professor at Shippensburg University. Additionally, he serves on the Financial Advisory Council at Shippensburg University and is a board member and corporate secretary for the Project Gros Mangles Foundation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to third-party money managers and a variety of program structures, including both discretionary and non-discretionary portfolio management.

Betty Hawbaker is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Equitable Advisors since 2005 and was concurrently affiliated with Axa Advisors, LLC from 2005 to 2020. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with appropriate program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Colleen Randall is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at LPL Financial, M&T Securities, and M&T Bank. She serves on the finance committee of Fahrney Keedy Senior Living Community in Boonsboro, MD. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.