Joseph De Riso is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior roles include positions at First National Bank of PA, Guided Professional Solutions, BNY, and Equitable Advisors. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts through a nationwide network of over 10,000 advisors.

Elizabeth Johns is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2015. Outside of her advisory role, she co-owns and manages bookkeeping and personnel records for an automotive parts business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, using proprietary research and tools to develop tailored recommendations, with implementation available through brokerage or advisory programs.

Theresa Bogovich is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Stifel since 2009. Outside of her advisory role, she serves as a member of The Shields School of Business Advisory Board at St. Francis University. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group, providing guidance through forward-looking capital market assumptions and probabilistic modeling.

Paul Weimer is a financial advisor at Stifel in Altoona, PA, holding a Series 66 designation with one year of industry experience. Prior to joining Stifel in 2025, he served for ten years at the U.S. Army Aberdeen Test Center. Outside of his advisory role, he is a partner in Brush Mountain LLC, where he is involved in tenant screening and property maintenance. Stifel serves a broad range of clients including individuals, institutional entities, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and asset allocation guidance.

Linda Burns is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 27 years of industry experience. She previously worked at NEXT Financial Group, Inc. for 25 years before joining LPL Financial in 2025. Burns is also involved in non-variable insurance-related activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided primarily by investment adviser representatives utilizing various investment strategies.

Kenneth Decker is a financial advisor with LPL Financial in Altoona, PA, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He previously worked for Next Financial Group, Inc. for 26 years before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, and supports its advisors with research tools and diversified investment options.

Alex Hinton is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He previously worked at S&T Bank, BB&T, United Bank, and NewDay Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Nicholas De Longis is a financial advisor at Stifel with 11 years of industry experience. He holds the Series 66 designation and has worked at Stifel Nicolaus since 2016, following roles at RBC Capital Markets and Ferris, Baker Watts, LLC. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Timothy Holtz is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He previously worked at Next Financial Group, Inc. for 26 years and has been self-employed since 1989. Outside of advisory work, he is also involved in non-variable insurance sales and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various asset classes.

Amy Boggs is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Buddy Fulton is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has worked at Fulton Bank since 2019 and has held advisory roles at Raymond James Financial Services Advisors since 2016. His background includes positions at Pennsylvania Highland Community College and Saint Francis University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm uses fact-finding and analytical tools to tailor non-discretionary planning and investment consulting to client goals and supports a broad network of advisors with specialized programs and partnerships.

Sarah Decker is a financial advisor with LPL Financial based in Altoona, PA. She holds a Series 66 designation and has five years of industry experience. Prior to joining LPL Financial in 2025, she worked at Ken Decker Financial and has experience in business operations outside finance, including roles at Tusseymountain Food Corp. and The State Theater. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Kimberly Gildea is a CFP®-certified financial advisor with 41 years of industry experience. She has worked at Wells Fargo Advisors and its related entities since 2009. She is also a 50% owner of Fair Winds Wealth Strategies, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers comprehensive financial planning services and integrates advisory with various financial products and referral channels.

Tammy Frank is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise since 2019 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Tammy holds a Series 63 designation and is based in Altoona, PA. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement who meet specific asset criteria. The firm provides detailed written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts.

Jessica Ulery is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. She has worked at Ameriprise since 2018 and also serves as Vice President Financial Advisor at S&T Bank, a role she has held since 2006. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Stephen Tidd is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and previously worked at Valaris PLC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeff Hinish is a financial advisor with Ameriprise in Altoona, PA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he is involved with the Zack Hinish Foundation, a donor-advised fund through the Central PA Community Foundation. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory support and emphasizes managed accounts alongside a broad range of advisory, brokerage, and insurance solutions.

Travis Mcchessney is a financial advisor at Stifel with 22 years of industry experience and holds a Series 66 designation. He has been with Stifel since 2009. Outside of his advisory role, he serves on the board of the Great Commission Bible Institute in Martinsburg, PA. Stifel serves a wide range of clients including individuals, institutional investors, and nonprofit entities, offering brokerage and investment advisory services supported by a proprietary investment methodology from its Investment Strategy Group. The firm’s services include fee-based financial planning and model-driven asset allocation guidance.

Todd Frederick is a financial advisor with Cetera and holds Series 63 and Series 66 credentials. He has 11 years of industry experience and has been with Cetera and its affiliates since 2015. Outside of his advisory role, he is involved in financial planning and insurance services through ARK Financial Services, LLC, where he provides life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting diverse investment strategies and custodial arrangements.

Stephen Pramuk is a financial advisor with Cetera, holding a Series 65 designation and bringing eight years of industry experience. He has been affiliated with Cetera Financial Specialists LLC and Cetera Investment Advisers, LLC since 2017 and operates an accounting and tax consulting firm, Stephen C. Pramuk, CPA, PC, since 2004. Pramuk also owns Pramuk Wealth Management, LLC, a financial services DBA. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supporting both discretionary and non-discretionary strategies.