Joseph Ford IV is a Series 66-licensed financial advisor with Edward Jones in Johnstown, PA, where he has worked since 2016. He has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Anthony Slezak is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Sagepoint Financial and SecondHalf Coach Wealth Management. He is also a co-founder and board member of the nonprofit GO2GOAL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports its advisors with technology and diverse investment platforms.

Robert Vamos is a financial advisor with Ameriprise Financial Services LLC, holding a Series 63 designation and over 35 years of industry experience. His prior work includes tenures at Ameriserv Financial Bank, LPL Financial LLC, and MSI Financial Services, Inc. He is also involved in various non-variable insurance activities as an agent. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice in areas such as asset allocation and Social Security claiming strategies.

Richard Martin Jr. is a financial advisor with LPL Financial based in Johnstown, PA. He holds a Series 66 designation and has 13 years of industry experience, having worked with LPL Financial since 2012. Outside of his advisory role, he serves as a football and basketball official for high school games and as a football official for NCAA Division II and III. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing a combination of proprietary research and third-party strategies.

Megan Chernisky is a financial advisor at Ameriprise with two years of industry experience. She holds Series 63 and Series 65 licenses and has prior experience at LPL Financial LLC and Ameriserv Financial Bank. Outside of advisory work, she is employed at Windber Country Club. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Tyler Pakos is a financial advisor with Cetera in Latrobe, PA, holding a Series 66 designation and four years of industry experience. He also serves as a partner and owner of MNDFL Meal Prep, a business producing and delivering single-serve healthy meals. Pakos has been involved with Pakos Wealth Management, Inc. since 2022 and provides consulting services for Parquette, Shaffer & Associates CPAs, PC. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large nationwide network of independent advisors. The firm offers a range of investment management and financial planning services to individuals, retirement plans, corporate and charitable clients, and institutional accounts, utilizing both discretionary and non-discretionary program structures.

Jessica Geary is a financial advisor with LPL Financial in Latrobe, PA, holding a Series 66 designation and 12 years of industry experience. She has worked at LPL Financial since 2019 and previously at SagePoint Financial. Geary is also a co-founder and board member of the nonprofit GO2GOAL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms.

Jared Gerger is a financial advisor with LPL Financial holding a Series 66 designation and recently beginning his industry career. His prior experience includes roles at Compass Financial Partners and RBC Capital Markets. Jared has also spent several years affiliated with Lake Forest College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

William Urbanik is a financial advisor with LPL Financial in Latrobe, PA, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with LPL Financial since 2019 and has prior experience with Sagepoint Financial and operates SecondHalf Coach Wealth Management. Urbanik is also a co-founder and board member of the nonprofit Go2Goal. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ethan Stewart is a CFP® professional with 11 years of industry experience, currently serving at Cetera. He has previously worked with VOYA Financial Advisors, Inc. and maintains ongoing roles with Centennial Financial Group, LLC. Stewart is involved in his community as a board member for the Johnstown Industrial Development Corp, the Johnstown State Theatre Foundation, and the Humane Society of Cambria County. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that enables advisors to implement model portfolios, third-party manager selections, or customized strategies.

Tanner Kobal is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He has previously worked at LPL Financial LLC, AmeriServ Trust & Financial, Prudential Insurance Company of America, Pruco Securities LLC, and New York Life. Outside of his advisory roles, he has experience in several other fields, including lawn care and retail. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Brian Scaletta is a financial advisor with Cetera who holds a Series 66 designation and has 22 years of industry experience. He has worked at several firms, including Avantax and Equity Services, and owns Scaletta Financial, LLC, which provides tax and consulting services. Outside of his financial career, he performs as a percussionist for acoustic acts and bands. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services with access to both affiliated and third-party money managers.

Joseph Horency is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial LLC and Janney Montgomery Scott. He also has experience as a financial professional with The Advisors LLC and as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and retirement services through a multi-manager platform with access to affiliated and third-party investment strategies.

Christopher Pakos is a financial advisor with Cetera, holding a Series 63 designation and bringing 27 years of industry experience. He has served in various roles including president of Pakos Wealth Management, Inc., consultant at Parquette and Associates, CPAs, and owner of an accounting and tax preparation business. His background also includes extensive experience with Avantax and Cetera-affiliated firms. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers, supported by a large nationwide network of over 10,000 advisors.

Dean Carpenter is a financial advisor with Cetera in Johnstown, PA, holding a Series 63 designation and 19 years of industry experience. He has worked at Avantax Advisory Services and GBU Financial Life, among other firms. Outside of his advisory work, Carpenter serves as a finance committee member for Resurrection Catholic Parish. Cetera Investment Advisers LLC is a nationwide independent advisor network serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including model and bespoke strategies, and manages over $256 billion in assets through more than 10,000 advisors.

Ryan Edwards is a financial advisor with Wells Fargo Clearing in Johnstown, PA. He holds a Series 66 designation and has four years of industry experience. Prior to joining Wells Fargo, Edwards held roles at BNY Mellon, Robert Half, and the University of Pittsburgh. He serves as treasurer for the Cambria County Library System, a nonprofit providing education and community resources. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Curtis Colaianne is a financial advisor with Cetera in Latrobe, PA. He holds CPA credentials and has experience in accounting and tax services through multiple associated firms, including Colaianne & Company CPA, PLLC, Ron Miller CPA, PLLC, Colaianne Rizzo & Associates LLC, and CNC Accounting. He also serves as chair of the finance committee at Paradise Church in Latrobe. Cetera Investment Advisers LLC is an SEC-registered firm that offers portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves a broad client base ranging from individual investors to institutional accounts, utilizing multiple program structures and a multi-manager platform.

Dane Morse is a financial advisor with Wells Fargo Clearing in Johnstown, PA, holding Series 63 and Series 65 licenses and with eight years of industry experience. Prior to joining Wells Fargo in 2018, he worked at Robert Half and Clear Air LLC. Outside of his advisory role, he operates an online business selling antiques and collectibles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Samuel Carpenter is a CFP® and PFS™ credentialed financial advisor with 39 years of industry experience. He has been with Cetera since 2025 and has previously worked with Avantax Advisory Services and insurance firms such as Minnesota Life Insurance Company. Carpenter is also involved with the ISDA Fraternal Association and the Greater Beneficial Union of Pittsburgh, offering products including life insurance and fixed annuities. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts through a nationwide network of independent advisors. The firm provides both discretionary and non-discretionary portfolio management and financial planning, operating as a multi-manager platform with access to a variety of third-party managers and program options.

Don Hall II is a ChFC® with 43 years of experience in the financial industry. He has been affiliated with Cetera since 2021 and previously worked at VOYA Financial Advisors. Outside of his advisory work, Hall serves as Chairman of the Greater Johnstown Water Authority and is actively involved in his community, including a leadership role at Liberty Grace Brethren Church and as President of the Westmont Borough Council. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to affiliated and third-party money managers, operating across multiple program structures and custodial relationships.