Bryan Crabtree is a CFP® professional with 25 years of industry experience, currently affiliated with Commonwealth Financial Network. He has been operating Crabtree Financial Group, LLC since 2009. Outside of his advisory work, he is involved in several private business ventures, including ownership and management roles in multiple real estate entities. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support. The firm offers discretionary model portfolios, personalized investment options, and a platform that supports advisors with operations, trading, compliance, and practice management.

Payton Bledsoe is a financial advisor with Principal Financial Services in Bloomington, IL, holding a Series 66 designation and one year of industry experience. Prior to joining Principal, he worked at Rivian, LLC and Walmart, and has experience in education at Normal Community West High School and Parkside Junior High School. He serves as Vice President of the Bloomington chapter of Business Network International, a referral-based professional organization. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, and military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Dennis Kagel is a financial advisor at AE Wealth Management, LLC with 36 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining AE Wealth Management in 2023, he worked at Horter Investment Management, LLC and has operated Dennis Kagel Financial Services since 1976, where he is involved in insurance sales and services. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm utilizes a platform-centered approach combining model portfolios managed by AE Wealth Management, third-party strategists, and advisor-managed models under discretionary authority.

Nathan Schumacher is a financial advisor with PNC Wealth Management in Decatur, Illinois. He holds a Series 66 designation and has seven years of industry experience, including previous roles at Bank of America, Merrill, and McLean County Court Services. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available as an invitation-only employee pilot. The firm uses algorithmic questionnaires to recommend risk bands and invests via approved model strategies managed by PNC or third-party strategists.

Ben Funk is a Series 66-licensed financial advisor with LPL Financial in Bloomington, IL, and has 11 years of industry experience. He has been with LPL Financial since 2014 and previously worked at Heartland Bank from 2014 to 2018. Outside of his advisory role, he owns Funky Brew, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with account management implemented by investment adviser representatives using various strategies.

Emily Smith is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. since 2016 and Busey Bank since 2018. Outside of her advisory roles, Smith is involved with the Piatt County Clerk's Office in a political capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Mark Brownlee is a financial advisor at Charles Schwab with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Midwestern Securities Trading Company and Midwest Bank of Western Illinois. He owns MJB Holdings, LLC, where he serves as an independent branch leader. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wrap fee programs, managed accounts, and financial planning services. The firm provides a combination of non-discretionary and discretionary investment management through multi-asset model portfolios and centralized custody and brokerage services.

Timothy Hines is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1993 and Bank of America since 2009. He has established an educational scholarship fund for business students at the University of Iowa. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

H David Osnowitz is the Senior Resident Director and Wealth Management Advisor at Merrill, where he has been serving clients since opening the Bloomington, Illinois office in 1994. With nearly a decade of experience in the financial services industry prior to joining Merrill, he specializes in developing strategies for high-net-worth individuals and their families to meet their short and long-term financial goals. His areas of focus include investment management, education funding strategies, retirement planning services, and collaboration with clients' advisors on estate planning matters. David earned a Bachelor's Degree in Finance from The University of Iowa in 1985 and obtained the CERTIFIED FINANCIAL PLANNER® certification in 1988. He holds multiple professional designations, including Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). As a qualified Portfolio Manager, David offers discretionary management of personalized or defined investment strategies that may include individual securities, model portfolios, and third-party investment options. In addition to his professional work, David participates in community activities as a board member for Easterseals - Central Illinois. His personal interests include adventure sports, baseball, golfing, music, and spending time with his family.

James Adams is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he acts as a durable power of attorney for his mother in Bloomington, IL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ryan O’Connell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Keegan & Company. Outside of advising, he is an owner of Linden Street Barn, LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, employing diverse investment strategies and advanced operational tools.

Michael Benson is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Dow AgroSciences from 2013 to 2017. He holds a Series 66 license and is based in Bloomington, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christopher Kaufman is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Everence Trust Company and Concourse Financial Group Securities Inc. Kaufman is also a part owner and financial advisor at Grieder Financial Services, Inc., where he provides insurance and investment services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, and institutional accounts, offering diverse portfolio management and financial planning services through a large nationwide network of independent advisors.

Kyle Moody is a financial advisor at Edward Jones in Bloomington, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he worked in construction and public utilities, including six years at Opperman Construction Co. and one year at Illinois American Water Company. He is also a member of the Planning Commission for the City of Lexington, Illinois. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports its services with a nationwide network of over 23,700 financial advisors and more than 15,000 branch offices.

Kyle Milovanovic is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for nine years at Breakthru Beverage of Illinois. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Osnowitz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He develops personalized financial strategies and implements them to help clients pursue their financial goals. Mark works with local families and small businesses to simplify their financial picture and develop realistic financial plans, focusing on areas such as retirement planning, income generation, and legacy planning. He holds a Master's Degree from the University of Edinburgh and a Bachelor's Degree from Wabash College. Mark is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). He emphasizes empowering clients to understand their financial situations and feel comfortable with their strategies. Outside of his professional role, Mark is involved with the Alzheimer's Association. His personal interests include hiking, painting, spending time with his family, watching movies, and practicing yoga.

Jeffrey Paul is a financial advisor with LPL Enterprise LLC holding a Series 66 designation. He has recently transitioned to the financial industry after an 18-year career with the Peru Police Department. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment strategies and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Zachary Quinn is a financial advisor at LPL Financial with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked at LPL Financial since 2021. Prior to joining LPL, he held positions at COUNTRY Trust Bank, Scottsdale Wealth Planning, Inc., and Investment Planners, Inc., among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Jonathan Broeker is a financial advisor with LPL Enterprise in Bloomington, IL, holding Series 63 and Series 65 licenses and 13 years of industry experience. His previous roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Broeker is involved in non-variable insurance activities outside of his advisory role. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s model-driven investment approach incorporates portfolios developed by LPL’s Research Department and third-party strategists, with additional services including financial planning, access to third-party asset managers, and participation in wrap programs.

Jaima Galfi is a financial advisor at Osaic with 10 years of industry experience. She holds a Series 66 designation and previously worked at Securities America Advisors and SECURITIES AMERICA, Inc. Galfi is also the owner of Monarch Financial Consulting, an LLC offering annuities and insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.