Stuart Ruff is the principal and sole advisor at Ruff Choices, an independent registered investment adviser based in Cranford, NJ. He holds the Series 66 designation and has 22 years of industry experience, founding Ruff Choices in 1999. Ruff Choices provides discretionary portfolio management to individuals, trusts, pension and profit-sharing plans, as well as charitable organizations and certain institutional clients. The firm employs a range of investment strategies including equities, ETFs, and mutual funds, and incorporates the use of margin, short sales, and options for separately managed accounts.

Brian Giesen is a CFA® charterholder with five years of industry experience. He is currently with Atlantica Investment Partners and previously worked at River's Edge Wealth Partners, Invesco, and OppenheimerFunds. Atlantica Investment Partners provides discretionary investment management and modular financial planning services primarily to individuals and high-net-worth clients. The firm constructs portfolios in-house, applying Modern Portfolio Theory alongside fundamental, technical, and cyclical analysis, and manages accounts on a discretionary basis tailored to clients’ goals and risk tolerance.

Robert Bonavito is a financial advisor at The Financial Planning Group, Inc. in Scotch Plains, NJ, holding the PFS™ designation with 19 years of industry experience. He has been with The Financial Planning Group since 1995. The firm provides comprehensive financial planning, consulting, and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. Their approach includes tailored portfolio construction based on suitability assessments and combines fundamental, technical, and cyclical analysis in security selection.

Bhushan Bhangale is the principal of Bsquare Investalytix LLC and holds a Series 65 designation with one year of industry experience. He has worked at Cognizant from 2021 to 2024 and BNP Paribas RCC from 2007 to 2020. Outside of his advisory role, he is a managing member of Gill Lane Investment Partners LLC, a passive real estate investment entity. Bsquare Investalytix LLC is a registered investment adviser serving high-net-worth individuals with discretionary portfolio management and a subscription service offering trade recommendations. The firm focuses on equities, ETFs, and equity options using a combination of charting, cyclical, fundamental, and technical analysis.

Ryan Seewald is a financial advisor at Bridlewood Private Wealth LLC with seven years of industry experience. He holds a Series 66 designation and has worked previously at RBC Capital Markets and Lord, Abbett & Co. LLC. Seewald is also a licensed independent insurance agent. Bridlewood Private Wealth LLC provides discretionary and non-discretionary asset management and financial planning services primarily to individuals, high-net-worth individuals, trusts, small businesses, and estates. The firm’s investment approach integrates fundamental, technical, charting, and cyclical analysis tailored to clients’ goals, time horizons, and risk tolerances.

Douglas Grant is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Grant Asset Management, LLC. Prior to founding his independent firm, he worked at Penn Mutual Life Insurance Co, Hornor Townsend & Kent Inc, and Garden State Securities, Inc. Outside of his advisory role, he manages a baseball equipment manufacturing business and is part owner and manager of a bar in Hoboken, NJ. Grant Asset Management provides tailored financial planning, investment advisory, insurance consulting, and retirement-plan services to individuals, families, trusts, charitable organizations, and small businesses. The firm employs a goal-based approach emphasizing behavioral finance and asset allocation, primarily using exchange-traded funds for tax efficiency and cost considerations.

Mark Rizzotti is a financial advisor at Transparent Wealth Solutions with a Series 65 credential and experience spanning roles at JP Morgan and Seramount. He is also a licensed real estate salesperson affiliated with Green Light Realty and co-founder of an online blog providing market commentary. Transparent Wealth Solutions offers fee-only financial planning, coaching, and advisory services to individuals and families, focusing on comprehensive cash-flow analysis, risk management, and long-term, diversified investment strategies. The firm uses a digital custodian platform and provides scheduled client reviews without taking custody of assets.

Mark Painter is a CFA® charterholder with 13 years of industry experience. He has been the sole advisor at Everguide Financial Group, LLC since 2016. Everguide Financial Group provides discretionary portfolio management and comprehensive financial planning primarily for individuals, high-net-worth clients, and business owners. The firm integrates fundamental and technical analysis with model portfolios and ongoing monitoring, managing approximately $45 million in discretionary assets as a single-advisor practice.

David Berkowitz is the sole advisor at Valuealigned Partners and holds Series 63 and Series 65 licenses with 16 years of industry experience. He has worked at Savvy since 2026 and previously at ValueAligned Partners, LLC for 24 years. Outside of advisory work, he serves as an accountant and administrator for Berk Capital, LP, an investment-related family partnership he has been involved with since 1995. Valuealigned Partners provides discretionary and non-discretionary investment management and comprehensive financial planning for individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm follows a value-oriented, fundamental analysis investment approach, emphasizing long-term equity holdings and selective use of options, and has experience managing a pooled investment vehicle.

Richard Taborda is a CFP® and holds a Series 65 license with 16 years of experience in the financial services industry. He is the president and investment adviser representative of LBT Wealth Management, LLC, an independent firm he has been associated with since 2011. Prior to this, he worked at Freeman Capital Advisors, LLC from 2019 to 2023 and Wealth More Enterprise, Inc. starting in 2024. LBT Wealth Management primarily serves individual clients through discretionary portfolio management and financial planning, employing a combination of charting, fundamental, technical, and cyclical analysis to manage portfolios. The firm uses advanced trading strategies and held-away order management systems uncommon for a firm of its size.

John Donnelly III is the sole advisor at Paulo Financial Advisors, LLC, an independent registered investment adviser based in Staten Island, NY. He holds Series 65 and Series 66 licenses and has five years of industry experience. Donnelly has worked with Paulo Financial Advisors since 2012 in various capacities. Paulo Financial Advisors serves individuals, including high net worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs a combination of fundamental analysis and asset allocation with a focus on index funds, mutual funds, ETFs, and model portfolios, providing discretionary and non-discretionary investment management along with financial planning and consulting services.

Christopher Colyer is a financial advisor at CMC Wealth LLC with five years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to founding CMC Wealth LLC in 2025, he worked at EisnerAmper Wealth Management & Corporate Benefits, LLC, Eisner Advisory Group LLC, and Wiss Private Client Advisors, LLC. He is also an accountant and owner of CMC Advisors LLC and operates as an independent licensed insurance agent. CMC Wealth LLC provides portfolio management services to individuals and high-net-worth clients, focusing on fundamental analysis and a long-term trading approach. The firm requires client approval for investment decisions and offers regular portfolio monitoring and reporting.

Frank Ramson is the principal of Frank Ramson, LLC and holds a Series 65 designation with 16 years of industry experience. He previously operated Bedford Tax Services, LLC, a tax advisory firm, where he served as a CPA and tax advisor. Frank Ramson, LLC provides discretionary portfolio management to individual investors, including both modest portfolios and high-net-worth individuals. The firm’s investment approach combines fundamental valuation analysis with technical analysis for trade timing and uses covered-call writing as a conservative income strategy.

Christopher Helwig is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Newport Wealth Management, LLC since 2011. He maintains a notary public role on a volunteer basis. Newport Wealth Management serves a select group of individual, corporate, trust, estate, and charitable clients, offering tailored investment supervisory services and financial planning. The firm employs a combination of fundamental, technical, and charting analysis, incorporating both traditional and alternative investment strategies on a discretionary basis when authorized.

Chiangtim Chen is the sole advisor at Zihuitrading LLC, an independent firm based in Staten Island, NY. He holds Series 63 and Series 65 licenses and has four years of industry experience, with 14 years at Zihuitrading LLC. The firm provides discretionary and non-discretionary portfolio management and investment advice primarily to Chinese-speaking immigrants in the U.S. and Chinese residents abroad looking to diversify into the U.S. equity market. Zihuitrading LLC employs both technical and fundamental analysis, implementing tailored strategies including long-term and short-term equity positions, margin transactions, and covered options, and serves a focused client roster with active trading tools rather than passive allocation.

I'm Rob Tucker, the founder of Tucker Wealth Advisory. I am a CFA® Charterholder. I spent 35 years in financial services after obtaining my MBA in Finance from Wharton. Having transitioned from life in large corporations, I am enjoying this phase of my career and the opportunity to help people chart their financial lives with confidence. I enjoy building relationships and hope that we have an opportunity to work together. Most recently, I have worked at BNY Mellon Wealth Management, JP Morgan and Bank of America/Merrill Lynch. I started my career as an engineer in the energy industry. I've got a quantitative edge. Numbers are important but are only part of the story, and I enjoy making complex topics simple and actionable for my clients. Born and raised in New York City, I have lived in New Jersey for many years where my wife Suzanne and I raised our two lovely daughters and now share our home with our rescue dog named Teddy. I look forward to meeting you and seeing what we can accomplish together. I listen carefully and provide a calm judgement-free environment with a strong quantitative approach. Pricing is flexible, with engagement options including project-based, hourly or on-going. Some of my services are: - Retirement Planning - Tax Planning - Investment advice - Retirement account analysis and strategies - Advice regarding Social Security and Medicare programs - Budgeting and cash management - Insurance reviews and analysis

Patrick Healey is a CFP® with 18 years of industry experience and currently operates as the sole advisor at Caliber Investment Advisors, LLC in Red Bank, NJ. His career includes roles at Arete Wealth Management LLC, Kalos Management, and Securities America Advisors, Inc., among others. Caliber Investment Advisors provides discretionary investment management and portfolio construction services to individuals and high-net-worth clients. The firm focuses on long-term investment strategies grounded in fundamental analysis, offering customized portfolios primarily composed of equities, mutual funds, bonds, and ETFs.

I formed JSFA because I found it nearly impossible to do the right thing for clients when there is a complex corporate structure (and sales pressure) telling me what to do/not to do for clients. Let me be your guide to establishing a financial life plan that allows you to live life looking forward without fear. I do my best work with: • Recent (or soon to be) widow or widower. • Couples within 5 years (before or after) of retirement. • Total assets (excluding primary residence) of at least $1,000,000. • Your spouse handled all the money decisions; and now you need a guide to help you evaluate & prioritize financial decisions. • You need/want a thinking partner to help you clarify & organize your financial life. I do not work for an insurance company or investment firm. It’s just me and you. In fact, I will put in writing that I am a fiduciary and will put your interests first. I charge a fixed, flat fee for financial planning and investment management which is very different from most others in the financial business. Although I’m normally near the beach in Eastern Monmouth County, New Jersey or on a ski slope in Vermont, I can work remotely with clients regardless of geographic location.

Scott Buttfield is a CFP®-credentialed financial advisor with 23 years of industry experience, operating through his independent firm, Buttfield & Associates, in Red Bank, NJ. He previously worked for First Affirmative Financial Network for 17 years and has been managing Buttfield & Associates since 1990. Buttfield & Associates provides fee-only financial planning and investment management to individuals, families, trusts, foundations, and small businesses, focusing on sustainable, responsible, and impact (SRI) investing. The firm utilizes a third-party sub-advisor, First Affirmative, to implement SRI strategies and typically charges fixed or income-based fees with stated minimums.

Keun Soo Kim is a financial advisor at Klimax Wealth Management, LLC with 24 years of industry experience. He holds the Series 66 designation and has worked previously at UBS Financial Services and Morgan Stanley DW Inc. before founding Klimax Asset Management, where he has been since 2004. Klimax Wealth Management, LLC is an independent, single-advisor registered investment adviser serving individuals, high net worth clients, trusts, charitable organizations, and pension/401(k) plans. The firm provides financial planning and consulting alongside non-discretionary investment management, focusing on mutual funds, ETFs, and individual stocks.