Melisa Mersini is a financial advisor at Private Advisor Group, LLC with 29 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at LPL Financial, PNC Wealth Management, and J.J.B. Hilliard, W.L. Lyons, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary services and utilizing a fiduciary-based advisory model.

Andrew Mill is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has worked with Truist Advisory Services and affiliated firms since 2016, including Bb&T Securities and TRUIST INVESTMENT SERVICES, INC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled equity research tools.

Stella Desantis is a financial advisor at Oppenheimer with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2013, following two years at Morgan Stanley. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of investment and consulting services, managing both discretionary and non-discretionary accounts across various asset classes.

Charles Garofalo is a financial advisor at Brookstone Capital Management LLC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Fidelity Investments, Edward Jones, and Santander Bank. Brookstone Capital Management provides fee-based asset management and financial planning services to individuals, retirement plans, corporations, trusts, and other business entities. The firm utilizes strategic and dynamic asset-allocation models, a range of investment vehicles, and both internal and external sub-advisors to implement client portfolios.

Jerome Sorrentino is a financial advisor at HSBC Securities (USA) Inc. with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities and HSBC Bank USA since 2015. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm offers a range of client-directed and discretionary investment programs, utilizing model risk profiles and asset allocation strategies developed in coordination with HSBC Global Asset Management.

J Gilbert is a financial advisor with Equity Services, Inc. holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Flagship Harbor Advisors, LLC, LPL Financial, and National Life. He is also involved in fixed insurance sales through his activities with Gilbert Financial Services and The Vermont Agency. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often employing third-party asset managers and model portfolios with a combination of long-term strategies and options for shorter-term trading.

Josiah Grauso is a financial advisor at Brookstone Capital Management LLC with 14 years of industry experience. He holds a Series 65 designation and has worked at Brookstone since 2013. In addition, he has been involved with American Senior Coordinators since 2007, where he meets with clients to discuss their financial situations. Brookstone Capital Management provides fee-based asset management and financial planning services to a diverse client base, including individuals, retirement plans, corporations, and trusts. The firm offers strategic and dynamic asset-allocation models and employs a range of investment strategies through its turnkey asset management platform.

Joseph Hamoui is a financial advisor with Brookstone Capital Management LLC in Bartonsville, PA. He holds the Series 66 designation and has two years of industry experience. Prior to joining Brookstone, he worked at Ameriprise and SEI Investments and has experience in education at Kutztown University and Louis E. Dieruff High School. Outside of his advisory role, he is involved as a financial professional in non-variable insurance activities. Brookstone Capital Management provides fee-based asset management and financial planning services to a diverse client base including individuals, retirement plans, corporations, and trusts. The firm offers discretionary portfolio management through a turnkey asset management platform and employs a variety of strategic asset-allocation models and investment strategies using ETFs, mutual funds, individual securities, and options-enhanced techniques.

Luke Hoff is a financial advisor with PNC Wealth Management in Belvidere, NJ, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PNC Investments and PNC Bank since 2015. Outside of his advisory role, Hoff serves as a referee and assistant referee for the Eastern Pennsylvania Soccer Association of Referees. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio service that uses algorithm-driven risk assessments to implement approved model strategies with mutual funds and ETFs.

John Wirtz is a financial advisor with PNC Wealth Management in Washington, NJ, holding a Series 66 designation and 23 years of industry experience. He has been with PNC Investments since 2004 and previously worked at Equitable Advisors in 2003. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available via an invitation-only employee pilot. The firm utilizes approved model strategies managed by PNC or third-party strategists, focusing on mutual funds and ETFs with algorithm-driven enrollment and annual rebalancing.

Jeffrey Mutchler is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and with 16 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2013, following a prior tenure at LPL Financial from 2009 to 2012. He also operates a DBA under Wealth Strategies & Management, LLC and is involved in non-variable insurance sales through an outside agency. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, leveraging technology platforms and third-party managers to offer diversified investment strategies.

Daniela Espinal Baez is a financial advisor with PNC Wealth Management in Easton, PA, holding Series 63 and Series 66 licenses and six years of industry experience. Her career includes roles at PNC Investments LLC since 2022 and multiple positions at Wells Fargo Bank and Wells Fargo Clearing from 2015 to 2022, as well as a year at Family First Life. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees with existing PNC Bank online-banking credentials. The firm’s approach involves algorithm-driven model selection, third-party portfolio implementation, and an automated rebalancing process using mutual funds and ETFs.

Daniel Flood is a financial advisor at Truist Advisory Services with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Cetera, PNC Wealth Management, and BB&T Securities prior to his current role. Flood serves as vice president and treasurer of Lauren's Hope Foundation, a nonprofit organization supporting brain-injured children. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary manager relationships, leveraging third-party platforms and AI-enabled research tools to deliver fiduciary support and investment policy analysis.

Kevin Yurko is a financial advisor at Private Advisor Group, LLC with 22 years of industry experience. He holds a Series 66 designation and has worked at Private Advisor Group and LPL Financial since 2012, with prior experience at Morgan Stanley and Ameriprise. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm offers both discretionary and non-discretionary services, utilizing technology platforms and a fiduciary-based advisory model that includes third-party managers and proprietary solutions.

Conrad Wyatt is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 15 years of industry experience. He has been with PNC Investments since 2014, working in various roles within the organization. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot for employees. The firm uses algorithm-driven risk assessments and delegates portfolio implementation to third parties, employing mutual funds and ETFs with annual rebalancing.

Patrick Betley is a financial advisor at Creative Planning with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Fidelity Investments. Betley has been with Creative Planning since 2018. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment process focused on low-cost indexing and buy-and-hold strategies, supported by an extensive advisory team and centralized investment infrastructure.

David Smith is a CFP® with 33 years of industry experience and has been with Commonwealth Financial Network since 2003. He is based in Pen Argyl, PA, and holds the Series 63 designation. Outside of his advisory role, he provides tax preparation services and is president and sole shareholder of DJS Financial Services, LLC, an operating company for his securities business. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support, enabling advisors to construct client portfolios from diverse securities and insurance products.

John Rachel is a CFP® with 30 years of experience in the financial services industry. He is affiliated with Guardian Life and Park Avenue Securities, where he has worked since 1994 and 2022 respectively. Outside of his advisory role, he also places term policies and health insurance. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies, integrating proprietary and third-party platforms to deliver tailored financial planning and consulting services.

Kevin Gallagher is a financial advisor with Empower Advisory Group in Stroudsburg, PA, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes positions at GWFS Equities, Inc. and Merrill. He also has a background that includes a role at Team 85 Fitness and Wellness and experience with Applied Energy Group and Rutgers University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to individual IRA and retail brokerage clients. The firm integrates planning and managed account solutions with Empower’s recordkeeping and administrative platforms, delivering services that focus on long-term portfolio returns and client savings rates.

Mary Reid is a financial advisor at Citigroup Global Markets with 11 years of industry experience. She holds the Series 66 designation and has been with Citigroup since 2001. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.