Salvatore Dispenziere III is a financial advisor with NewEdge Advisors holding Series 63 and Series 66 licenses and has 24 years of industry experience. His prior roles include positions at LPL Financial, Sagepoint Financial, and Elite Retirement Consultants. Outside of his advisory work, he is involved in a family business related to video game development managed by his son. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a range of portfolio management, financial planning, and consulting services using both in-house and third-party strategies, supported by technology tools and centralized manager due diligence.

Melinda Gaertner is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at IBEX Wealth Advisors, LPL Financial, and PFS Partners. Outside of finance, she owns two retail businesses selling aromatherapy products and gifts in Andover, NJ. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and offers services including managed-account programs, access to third-party asset managers, retirement consulting, and custody. The firm supports both discretionary and nondiscretionary portfolio management and acts as a wrap-fee program sponsor and back-office provider.

Noelle Kacerek is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 designation and two years of industry experience. Her prior roles include positions at Chicory Wealth, Northeast Financial Network, and Locker Financial Services, LLC. She has also been involved in educational roles at Sussex Community College and Centenary University. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers a range of services such as financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Robert Rosenhouse is a financial advisor at Hornor, Townsend & Kent, LLC with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Penn Mutual Life Insurance Company and Professional Planning Consultants since 1988. He is also an owner and agent at Professional Planning Consultants, where he focuses on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Eldridge Hawkins is a financial advisor with Eagle Strategies (NY Life) holding a Series 66 license and three years of industry experience. Prior to joining Eagle Strategies, he worked at New York Life and Equitable Advisors. He is also the sole owner and CEO of Black Belt Security & Investigations, LLC, a security guard business. Eagle Strategies serves a diverse client base including individual investors and institutional plans, offering financial planning, investment management, and retirement-plan advisory services primarily through non-discretionary asset management within the New York Life affiliate structure.

James Rotondo is a financial advisor with PNC Wealth Management in Kinnelon, NJ, holding Series 65 and Series 63 licenses and six years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, as well as experience at DoorDash, Inc. Outside of financial services, he has been involved with Cobra Flats LLC since 2022 and previously with Millburn Culinary Associates Inc. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only, employee pilot digital portfolio solution that utilizes algorithm-driven model selection and third-party portfolio implementation.

Lauren Ragsdale is a CFP® with 16 years of industry experience, currently affiliated with GWN Securities Inc. She has held positions at Metlife Investors Distribution Company and MetLife Securities Inc. since 2014. Lauren is co-founder and owner of TRI-STATE HEALTH & WEALTH ADVISORS GROUP, LLC, where she manages and trains agents and assists clients with financial literacy and guidance. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning. The firm employs a mix of sub-advisers and model-based allocations and is noted for its use of market-timing and momentum-based investment strategies in certain programs.

Eric Mark is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 65 designations and has 26 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains distinctive market roles, including swap dealer and futures commission merchant activities.

Ryan Bedross is a financial advisor with Private Advisor Group, LLC, holding a Series 65 license and two years of industry experience. His prior roles include positions at Riverstrong Capital and self-employment, with earlier experience in education and healthcare sectors. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, utilizing various investment strategies and third-party asset management programs.

George Leppert III is a financial advisor with Commonwealth Financial Network holding a Series 65 credential. He has experience running The Leppert CPA Group since 2025 and managing Leppert Holdings LLC since 2015. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm offers operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios using various securities and insurance products.

George Dobbs is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and possessing 22 years of industry experience. He previously worked at LPL Financial from 2012 to 2019 before joining Independent Financial Group in 2019. Outside of his advisory role, he is also a licensed insurance agent offering various insurance products in New Jersey. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of investment adviser representatives.

Shain Steffens is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 21 years of industry experience. He is co-owner of Steffens Financial Corp., a private entity facilitating securities, advisory, and insurance business. Outside of his advisory role, Steffens serves as an expert witness in legal matters. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a wide range of managed-account programs, third-party asset manager access, and custodian services, combining in-house and outsourced portfolio management options.

Ramon Baez Malone is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 65 and Series 63 designations and has worked at Empower Advisory Group since 2024 and Empower Financial Services, Inc. since 2026. Prior to joining Empower, he was employed at Tapfin/EY and BJ's Wholesale Club. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Joseph Koronakis is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at TDAmeritrade from 2010 to 2016 before joining PNC Investments in 2016. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and discretionary model accounts managed by PNC or third-party strategists. The firm employs mutual funds and ETFs with annual rebalancing and delegates portfolio implementation and proxy voting to external providers.

Jesse Kopelakis is a financial advisor at NewEdge Advisors with three years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial LLC and Empire City Laboratories. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm provides a range of services including comprehensive portfolio management, financial planning, retirement and pension consulting, and access to third-party advisory programs, combining in-house manager selection with external model portfolios and advisor discretion.

Shawn Steffens is a financial advisor with Commonwealth Financial Network who holds a Series 66 designation and has 25 years of industry experience. He is co-owner of Steffens Financial Corp., where he has worked alongside his role at Commonwealth since 2014. Outside of his advisory work, he serves as a caregiver. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad advisory platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Enrico Brex is a financial advisor with NewEdge Advisors and holds Series 63 and Series 65 credentials. He has seven years of industry experience, including prior roles at LPL Financial and Sagepoint Financial. Outside of his advisory work, he is involved in farm and timber sales activities. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of portfolio management, financial planning, and consulting services through a network of independent advisors, utilizing multiple program structures and technology tools for manager selection and client support.

Mark Scordato is a Series 66 licensed financial advisor with 24 years of industry experience. He has worked at J.W. Cole Advisors, Inc. since 2019 and previously spent nine years with Global Financial Private Capital, LLC, among other roles. Outside of his advisory work, he is president and creator of Redline WFO Productions, LLC, a company focused on developing television show concepts. J.W. Cole Advisors operates through a large network of independent advisers and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms. The firm serves individuals, high-net-worth clients, and institutions using a combination of discretionary and non-discretionary account management approaches.

Kenneth Ford is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Private Advisor Group since 2011 and has worked with LPL Financial since 2003. Ford operates under multiple business names connected to LPL Financial and Private Advisor Group. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion for a diverse client base including individuals, trusts, estates, and institutional clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs, employing a range of strategies and supporting held-away account management through technology partnerships.

Jorge Garcia is a financial advisor with HSBC Securities (USA) Inc. who holds a Series 66 license and has 13 years of industry experience. He has been with HSBC and its affiliated entities in various capacities since 2015 and previously worked at Oppenheimer & Co., Inc. In addition to his advisory role, Jorge operates a small notary services business. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types from client-directed to fully discretionary accounts, employing a structured investment process with model risk profiles and utilizing affiliated and third-party service providers for fund selection and account management.