Terence Wynne is a financial advisor with Edward Jones in Newton, NJ, holding Series 63 and Series 66 designations and 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers various advisory programs, including managed solutions and separately managed accounts, and maintains a large national network of advisors and branch offices.

Robert Doran is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 34 years of industry experience. He has previously worked at Cadaret, Grant & Co., Inc. for 25 years and has been associated with Infinity Wealth Management, LLC since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, utilizing various investment strategies and technology tools.

Vincent Troiano is a financial advisor with Primerica Advisors in Newton, NJ, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Primerica Advisors since 1996 and Primerica Financial Services since 2000. Outside of advisory work, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Albert Losco is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has previously worked at Raymond James Financial Services Advisors Inc., Lakeland Bank, and Specific Solutions. Outside of his advisory role, Losco serves as president of the Glen Harbor Homeowners Association and as a branch manager for Provident Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party managers with various program structures.

Zhe Chen is a financial advisor with LPL Financial in Lafayette, NJ, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2021, Chen worked at Park Ave Securities and Guardian Life Insurance. Outside of advisory work, Chen is involved as a business owner of Le Memoire International LLC, selling merchandise online, and acts as an agent for non-variable insurance and health insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advanced advisor tools.

Dennis Cordova is a financial advisor with LPL Enterprise who holds the CFP® designation along with Series 63, 65, and 66 licenses. He has 18 years of industry experience, including prior roles at Bank of America, Merrill, and Key Investment Services LLC. Cordova also serves as a trustee in a fiduciary capacity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, asset management platforms, and affiliated insurance and trust services.

Joseph Kopec is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Morgan Stanley Dw Inc. from 2002 to 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Timothy Smith is a financial advisor with LPL Financial in Milford, PA, holding Series 63 and Series 66 licenses and with 43 years of industry experience. He has been with LPL Financial since 2008 and has operated his own independent practice since 2004. In addition to advising, he is involved in tax preparation and accounting through his work with T & K Tax Service LLC and Smith Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services through a large network of advisers, combining advisory and non-advisory financial activities with oversight of substantial discretionary assets.

Luis Ponce is a financial advisor at LPL Financial with 41 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Edward Jones and The Prudential Insurance Company of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports client portfolios through a combination of model strategies and customized approaches.

Joseph Johnston Jr. is a financial advisor with J.P. Morgan Securities in Newton, NJ, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, NA since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates ESG considerations, and offers broad derivatives and commodities capabilities.

Ulana Emerson is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. She holds a Series 66 license and is based in Port Jervis, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of more than 23,700 financial advisors.

Raydel Hernandez is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His previous roles include positions at J.P. Morgan Securities and Chase Investment Services Corp. Outside of his advisory work, he owns M & R Writing And Publishing, a business focused on the online sale of cookbooks. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with investment strategies that include discretionary and non-discretionary approaches and utilize advanced operational tools.

Hillary Cullen is a CFP® professional with 26 years of industry experience, currently affiliated with UBS Financial Services Inc. since 2013. She owns and operates an agricultural and livestock farming business, Black Dirt Property, located in New York. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering proprietary research and model-based asset allocation strategies.

Adam Hartwigh is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Siripalaka is a financial advisor at Thrivent Investment Management with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Northwestern Mutual and Foresters Financial Services. Since 2005, he has been affiliated with Thrivent in various capacities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm integrates planning with a managed-account program under a consolidated billing option known as WealthPlan, while maintaining planning and investment management as distinct services.

Frank Korszoloski IV is a CFP®-designated financial advisor with LPL Financial, based in Newton, NJ. He has 28 years of experience with LPL Financial, where he has worked since 1998. Outside of his advisory role, he is employed as a stationary engineer with Local 68 Operating Engineers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Surabhi Sharma is a financial advisor with Primerica Advisors in Newton, NJ, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to her current role, she worked in the healthcare and pharmaceutical sectors, including positions at John Theurer Cancer Center and several pharmaceutical companies. Primerica Advisors is a large institutional firm providing a wrap-fee asset management program primarily for individual investors and charitable clients. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and offers various portfolio models, including those allocating to cryptocurrency ETFs.

John Russo is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His career includes roles at Santander Securities, Santander Bank, PNC Wealth Management, and HSBC Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Helen Sengor is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also managed Helen Enterprises from 2008 to 2016. In addition, she has a long tenure at JPMorgan Chase Bank, N.A., spanning over 20 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm's advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Anthony Tangredi is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 21 years of industry experience. Prior to joining Raymond James in 2017, he worked at Merrill for 13 years. He is also the owner of Tangredi Financial Services, LLC, a support company based in Goshen, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary consulting using analytical tools and supports both advisory programs and institutional portfolio management.