Jannine Barbosa is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 19 years of industry experience. She has worked at Kestra Private Wealth Services and Kestra Investment Services since 2019 and previously was with Bruderman Brothers LLC and Bruderman Asset Management, LLC from 2015 to 2019. Outside of her advisory role, Barbosa serves as President of the Orange County Soccer League, an organization providing a venue for women to play soccer. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams to individual and institutional clients, managing approximately $13.45 billion in client assets across about 208 advisors. The firm supports a broad range of investment products and platforms and provides specialized offerings including annuity subaccount and 529 plan services.

Andrew Benet is a financial advisor with IP Financial Advisory Services LLC, holding a Series 63 designation and 13 years of industry experience. He has worked at several firms including H.D. Vest Advisory Services and Innovation Partners LLC. In addition to advisory work, he owns Benet and Associates LLC, which provides tax preparation and accounting services, and he operates as an independent insurance agent. IP Financial Advisory Services primarily serves individual retail clients and offers portfolio management, financial planning, managed account programs, and retirement-plan consulting. The firm focuses on non-high-net-worth individuals and combines traditional investment advisory services with insurance consulting and enterprise risk management.

Sarah De Graw is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and six years of industry experience. She previously worked at OneMain Financial from 2016 to 2020. In addition to her advisory role, she is involved with Mundi Financial, providing insurance-related services. Kestra Private Wealth Services, LLC offers investment advisory services through independent advisors and multi-advisor teams to individuals and institutional clients. The firm manages a diverse range of investment products and specialized offerings while overseeing advisor recommendations within an approved platform.

Douglas Solinsky is a financial advisor at Kingswood Wealth Advisors, LLC with 22 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Benchmark Investments, Inc. and NewBridge Securities Corporation. Outside of his advisory role, Solinsky hosts the Wall and Main Podcast, where he engages in discussions with guests and promotes the show. Kingswood Wealth Advisors serves a broad mix of retail and institutional clients, providing portfolio management, financial planning, and ERISA plan advisory services. The firm operates an open-architecture platform and integrates insurance-linked account management alongside traditional investment advice.

Steven Candela is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Prudential Investment Management Services LLC and PGIM Investments. He is also involved with Mundi Financial as a Wealth Management Associate, assisting on firm projects and preparing for FINRA qualification exams. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in assets. The firm offers a broad range of investment products and platforms, with both discretionary and non-discretionary arrangements, supported by institutional affiliations and specialized services.

Gregory Scrydloff is a financial advisor at B. Riley Wealth Advisors, Inc. with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at B. Riley Wealth Advisors and its affiliated firms since 2014, as well as National Securities Corporation from 2013 to 2022. In addition to his advisory role, he operates a tax preparation business. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through about 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a range of advisory programs and financial planning services implemented through proprietary models and third-party sub-advisers.

Frank Vallorosi is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with OSAIC since 2007, including a role at Focus Financial since 2021. Vallorosi also performs compliance-related activities as a Compliance Specialist. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services through a large network of financial advisers, utilizing advanced portfolio management tools and providing access to multiple custodial platforms and third-party managers.

Derek Dimino is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Kestra, he worked at Merrill for five years and has held roles in education and media. He currently assists senior advisors and provides investment advisory services. Kestra Private Wealth Services, LLC delivers investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm offers a range of investment products and platforms, serving both individual and institutional clients through discretionary and non-discretionary arrangements.

Joseph Sciabica is a CFP® and ChFC® with 30 years of experience in the financial services industry. He is currently with Guardian Life and Park Avenue Securities, where he has held roles since 1999. Outside of his advisory practice, Sciabica teaches the LBS Fundamental curriculum to Guardian financial representatives and coordinates volunteer activities for the Regis High School alumni association. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies through proprietary programs and third-party platforms, combining financial planning, consulting, and access to various investment solutions.

Christopher Tucciariello is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 65 licenses and has 24 years of industry experience. He has worked at Eagle Strategies since 2012 and operates under the DBA T&B Wealth Strategies, where he brokers non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated adviser representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

Dennis Arnold is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Outside of his advisory role, he manages rental property holdings. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital program using ETF-based portfolios and a managed account program, while operating as both a broker-dealer and insurance agency.

Sean Tierney is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with an emphasis on internal oversight and selectively integrates external managers and alternative exposures.

Maria Sciuto is a CFP® professional with over 13 years of experience in the financial industry, currently affiliated with Concurrent Investment Advisors, LLC. Her prior roles include positions at Spire Wealth Management and Forte Capital LLC. Outside of finance, she works as a group exercise instructor at Gold's Gym. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other securities, supported by integrated operational tools and affiliated sub-advisory arrangements.

David Mosenson is a Series 63-licensed financial advisor with 32 years of industry experience. He is currently with Ameritas Advisory Services, LLC, having joined in 2025, and previously worked at Hornor Townsend & Kent Inc., Penn Mutual Life Insurance, and Principal Life Insurance Co. He is also involved as an owner in life settlement businesses and is a partner in a multisport facility called Skate Safe. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm uses a range of investment strategies and platforms, combining model portfolios, mutual funds, ETFs, and individual securities, supported by third-party technology and sub-advisers.

Tyler Resch is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include multiple positions at Key Investment Services LLC, KeyBank, NYLIFE Securities LLC, and New York Life Insurance Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory programs, execution and custody services, and bespoke solutions for high-net-worth clients.

Jason Alicea is a financial advisor at Kestra Advisory with 29 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at firms including Merrill, Bank of America, and Tocqueville Asset Management. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse client base, including institutional and individual clients, offering fiduciary services, plan-level investment advice, and access to multiple management platforms. The firm serves a range of investors, including large institutional clients and sovereign wealth funds.

Theodore Gerstein is a financial advisor with GWN Securities Inc. holding a Series 66 credential and one year of industry experience. His prior work includes roles at Peralte-Clark LLC and assisting Eric Gerstein. Outside of advisory activities, he has served as a baseball umpire since 2017. GWN Securities provides investment advisory and related services to individual and corporate clients through a range of managed account programs and financial planning. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes market-timing and momentum-based strategies within several legacy programs.

Geri Cuicci is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank and Scottrade. Citigroup Global Markets serves individual and institutional clients across high-net-worth and ultra-high-net-worth segments, offering a variety of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and derivatives dealings.

Nicholas Shala is a financial advisor at OSAIC Institutions, Inc. with one year of industry experience. He holds the Series 66 designation and has worked in various roles including at Rhinebeck Bank and Brent T Mentro's Insurance Agency. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating under a hybrid adviser/broker-dealer structure with a distinctive service and distribution model.

James Dunphy IV is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 65 designations. His work history includes roles at Citigroup since 2018, JPMorgan Securities LLC since 2013, and previous positions at Pier 701 and La Terrazza. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, maintaining large institutional scale alongside unique market roles and arrangements.