Thomas Cunningham IV is a financial advisor with Magnolia Capital Management and holds a Series 65 designation. He has one year of industry experience and previously worked at several firms, including Frances Valentine, LLC, and Dormify, Inc. He is also the owner and president of Streetwise Brand Development, LLC, a market research company serving fashion industry clients, though it is currently inactive. Magnolia Capital Management is a family-controlled SEC-registered investment adviser that serves a selective client base of individual and high-net-worth clients, typically families of its shareholders or persons personally known to the firm’s directors. The firm employs long-only investment strategies using fundamental, cyclical, and qualitative analysis, and manages accounts on both discretionary and non-discretionary bases.

Kevin Donnelly is a CFP® with 40 years of industry experience, currently serving at Pendragon Capital Management, Inc. since 2022. He previously operated KJ Donnelly Planning LLC for 30 years and has been associated with Brokerageselect since 2002. Donnelly is also a licensed insurance agent. Pendragon Capital Management is a small-team adviser managing approximately $40 million for individuals, families, pension, and corporate clients. The firm employs a value-oriented investment approach with discretionary portfolio management and access to third-party money managers, offering specialized strategies such as a Trading Plus program using leveraged ETFs and a Climate Impact portfolio.

Herbert Diamant is a financial advisor at Diamant Asset Management, Inc. with 49 years of industry experience. He has been with Diamant Asset Management since 1998 and previously worked at Diamant Investment Corporation from 1978 to 2018. He holds Series 63 and Series 65 registrations. Diamant Asset Management provides discretionary investment advisory and portfolio management services to individuals, high-net-worth families, trusts, estates, and retirement plans. The firm employs a long-term, buy-and-hold investment approach based on fundamental analysis, constructing portfolios with distinct equity and fixed-income segments and emphasizing capital preservation.

Matthew Brady is a financial advisor with Murphy Wealth Management Group in Fishkill, NY, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at LPL Financial, Girard Advisory Services, The Vanguard Group, and Merrill. Murphy Wealth Management Group provides fee-based, discretionary investment management and financial planning services primarily to individual and high-net-worth clients, managing approximately $252 million in assets across three advisors. The firm employs a mix of fundamental and technical analysis alongside Modern Portfolio Theory to tailor and regularly review client portfolios.

Neil Kenagy is a CFA® charterholder with 23 years of experience in the financial industry. He has been with Colchester Investment Counsel LLC since 2000. Colchester Investment Counsel provides discretionary investment management and standalone financial planning services to individuals, families, small businesses, and charitable organizations. The firm employs a long-term, relatively conservative investment approach that combines fundamental and technical analysis, focusing on dividend-oriented equities and investment-grade bonds, while tailoring asset allocation to clients’ goals and risk tolerance.

Benjamin Edmund is a financial advisor at Pasnau Investment Management, Inc. with one year of industry experience. He holds a Series 65 designation and previously worked at 1610 Capital and Cronk Studios, where he operates a web design agency focused on building online stores for small businesses on Shopify. Pasnau Investment Management provides discretionary investment advisory services to individual and high-net-worth clients, developing tailored investment plans and managing portfolios across various asset classes with a client-specific approach that includes fundamental, technical, and cyclical analysis.

Eric McKean is a financial advisor at Blue Elm Advisors with a Series 65 credential and four years of industry experience. He has held positions at several organizations, including Atlas Air, Westchester County, USDA, and currently serves as a Computer Specialist at NYC DEP. In addition to his advisory role, McKean is an Adjunct Professor at UConn. Blue Elm Advisors serves individual clients, businesses, and charitable organizations by providing tailored investment management and financial planning services. The firm employs a combination of strategic asset allocation and tactical adjustments, using both active and passive investment vehicles, and accommodates client preferences such as ESG criteria and specific restrictions.

Anthony Pagano is a financial advisor with Joseph P. Lucia & Associates, LLC, holding a Series 66 designation and over 21 years of industry experience. He has previously worked at Purshe Kaplan Sterling Investments, Client One Securities, LLC, and FSC Securities Corporation. Outside of his advisory role, he is also licensed to provide various insurance products. Joseph P. Lucia & Associates serves individuals, including high net worth clients, and small businesses by offering integrated wealth management services that encompass portfolio management, financial planning, insurance planning, and estate planning. The firm employs a client-suitability approach with ongoing monitoring and uses a combination of fundamental, technical, and cyclical analysis alongside both long-term and tactical trading strategies.

Joseph Lucia is a financial advisor with Joseph P. Lucia & Associates, LLC, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Great American Investors while leading his own firm since 2008. Lucia also engages in insurance and annuity business through Ash Brokerage. Joseph P. Lucia & Associates serves individuals, including high net worth clients, and small businesses with integrated wealth management services encompassing portfolio management, financial planning, insurance planning, and estate planning. The firm emphasizes client suitability in its investment strategies, utilizes both long-term and tactical techniques, and manages an unusually high client load relative to its size.

Tamar Stubbs is a financial advisor at Magnolia Capital Management with one year of industry experience. She holds a Series 65 designation and has been with Magnolia Capital Management since 2016. Prior to her advisory role, Stubbs was affiliated with London Business School for 20 years. Magnolia Capital Management is an SEC-registered, family-controlled investment adviser serving a selective client base primarily composed of families connected to the firm’s shareholders or directors. The firm offers continuous investment supervisory services focused on publicly traded securities through long-only strategies and fundamental, cyclical, and qualitative analysis.

Carol Powell is a CPA and PFS™ with five years of experience in financial advising. She is affiliated with Magnolia Capital Management and has maintained a tax and accounting practice under her own name since 1979. Powell serves on the board and as treasurer of Magnolia Capital Management. Magnolia Capital Management is a family-controlled, SEC-registered investment adviser serving a selective client base of individuals and high-net-worth families known personally to the firm’s directors. The firm focuses on long-only strategies using fundamental, cyclical, and qualitative analysis and provides continuous investment supervisory services including portfolio management and financial planning.

James Osborn is a financial advisor at Envest Asset Management, LLC with seven years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Energy Power Management I, LLC. Osborn maintains membership interests in Energy Power Investment Holdings, an activity that occupies less than 10% of his time. Envest Asset Management advises individuals, including high-net-worth clients, as well as pension and employee benefit plan sponsors, charitable organizations, and corporations. The firm offers portfolio management and financial planning services, applying a holistic approach that may include socially responsible and ESG investing alongside traditional strategies.

I help pre-retirees and early retirees who need assistance making their money last in order to secure the retirement lifestyle they envision. By using a combination of comprehensive financial planning and investment management services I help my clients think through difficult financial tradeoffs and come up with solutions that provide peace of mind. If you are looking for someone you can trust to explain complicated financial issues in a clear way and want to delegate your investment program to a financial advisor, you’ve come to the right place. ★ WHAT MAKES ME DIFFERENT I was previously an art director at Money Magazine and Mutual Funds Magazine where I worked for nearly 12 years helping readers better understand personal finance topics. I am adept at making complex financial issues easy to understand, love solving problems, and skilled at keeping people on task to accomplish their goals. As a career changer and father of two teenage boys, I know what it takes to care for a family while simultaneously working toward achieving personal goals. I truly enjoy collaborating with my clients and helping them transition into their vision of a successful retirement. ★ SPECIALTIES • Retirement Planning • Portfolio Management • Approaching Retirement • Late-Career • Retirement Income Planning • Asset Allocation Strategies • Fund Selection • Ongoing investment monitoring • Life Transitions • Sudden Money Situations • Dealing with the loss of a spouse • Dealing with an Inheritance • Dealing with Stock Options • Help with 401(k) and IRAs • College Education Planning • Cash Flow Planning • Coordination with other professionals

John Sloan is a financial advisor at Joseph P. Lucia & Associates, LLC with Series 63 and Series 65 licenses and four years of industry experience. He has been with Joseph P. Lucia & Associates since 2008. Joseph P. Lucia & Associates serves individuals, including high net worth clients, and small businesses by providing integrated wealth management services such as portfolio management, financial planning, insurance planning, and estate planning. The firm uses a combination of fundamental, technical, and cyclical analysis with both long-term and tactical trading strategies, maintaining a high client-to-advisor ratio.

Michael Durante is a CFP® with 15 years of industry experience, currently serving at Infiniti Wealth Management in Brewster, NY. He has been with Durante & Waters, LLC since 2003. Infiniti Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, and estates. The firm focuses on asset allocation and diversification, using mutual funds and ETFs alongside low-correlation securities, and emphasizes tax- and cost-efficiency without attempting to time the market.

Financial planning isn’t just about accumulating wealth — it’s about making thoughtful decisions with your money so it supports the life you want to live. As a fee-only financial planner, I work with individuals and families who want clarity and confidence around their financial decisions. My role is to help organize the many moving parts of your financial life and guide you through important choices about saving, investing, taxes, retirement, and major life transitions. Many people feel overwhelmed by financial complexity. My goal is to simplify those decisions and help you move forward with a clear plan. Financial planning is not a one-time event — it’s an ongoing process. As your life evolves, your financial strategy should evolve with it. A Planning Philosophy Focused on “Return on Life” I believe financial planning should help people maximize their Return on Life, not just their investment returns. Money is a tool that should support meaningful experiences, opportunities, and the things that matter most to you. My approach focuses on helping clients: • Align financial decisions with their personal values • Build financial security and independence • Spend intentionally on experiences and priorities • Navigate life transitions with clarity and confidence The goal is to help you feel confident that your financial life is supporting a life that is both meaningful and sustainable. How I Help Clients My work focuses on comprehensive financial planning, which may include: • Retirement planning and income strategies • Investment planning and portfolio guidance • Tax-aware financial strategies • Insurance and risk management • Cash flow and savings planning • Guidance through major financial decisions Rather than focusing on individual financial products, my role is to help you see how all the pieces of your financial life fit together. What It’s Like to Work Together Financial planning works best as an ongoing partnership. As your advisor, I aim to serve as a thoughtful guide and sounding board as questions arise and decisions need to be made. My goal is to help you stay organized, informed, and confident as your financial life evolves. A Fee-Only Fiduciary Approach As a fee-only financial advisor, I do not receive commissions from financial products. My advice is independent and designed to support my clients’ goals and best interests. The focus of my work is building long-term relationships centered on clarity, education, and thoughtful

Jesse Lunin Pack is a financial advisor with Lunin-Pack Planning and Advice, LLC, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Osaic Wealth, Inc. and Woodbury Financial Services, Inc. In addition to his advisory role, he serves as CEO of Lunin-Pack Financial Group, LLC and is involved in financial education through Lunin-Pack Training & Education. He also acts as co-executor of an estate, managing related fiduciary responsibilities. Lunin-Pack Planning & Advice provides financial planning, consulting, investment management, and wealth management services to individuals, trusts, estates, charitable organizations, corporations, and pension or profit-sharing plans. The firm employs a goals-based investment process combining traditional finance techniques with behavioral finance insights, utilizing mutual funds, ETFs, and third-party managers to implement portfolios.

T. Jefferson Cunningham III is a Series 65 credentialed advisor at Magnolia Capital Management with five years of industry experience. He has served as a non-executive director and member of the Risk Committee of the Board at M&T Bank Corporation since 2001. Cunningham has been affiliated with Magnolia Capital Management since 2002. Magnolia Capital Management is a family-controlled investment adviser serving a selective client base primarily composed of individual and high-net-worth families connected to the firm’s shareholders or directors. The firm focuses on long-only strategies using fundamental, cyclical, and qualitative analysis, managing portfolios on both discretionary and non-discretionary bases.

James Lubin is a financial advisor at Infiniti Wealth Management with five years of industry experience. He holds Series 63 and Series 65 designations and has worked with firms including Beacon Hill Private Wealth Management and CBOE. Lubin’s career also includes a long tenure at Lehman Brothers Inc. Infiniti Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, and estates, including specialized services like divorce financial planning. The firm’s approach centers on asset allocation and diversification using mutual funds and ETFs, incorporating both fundamental and technical analysis to tailor portfolios through regular reviews.

Richard Mckean is a Series 65-registered advisor with Blue Elm Advisors, where he has worked since 2022. He has four years of industry experience and has also been involved with the Estate of Maria Dasilva since 2013. Blue Elm Advisors serves individual clients, including high-net-worth individuals, as well as businesses and charitable organizations. The firm provides tailored investment management and financial planning services, combining strategic asset allocation with tactical adjustments and incorporating both active and passive investment vehicles.