Robert Schaefer is a CFP® and Series 66-registered financial advisor with four years of industry experience. He is currently with SJS Investment Services, where he has worked since 2024. His prior experience includes roles at Symphony Financial Services, LPL Financial LLC, U.S. Bank, and Fifth Third Bank. SJS Investment Services is a multi-team registered investment adviser managing approximately $2.5 billion and serving a range of clients including individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities. The firm emphasizes fiduciary standards, diversified model portfolios, and total-portfolio solutions with regular monitoring and reporting.

Ryan Clair is a financial advisor with The Retirement Guys Formula, holding a Series 65 license and eight years of industry experience. He has worked with Blackridge Asset Management LLC since 2017 and has been involved with The Retirement Guys entities since 2014. Outside of his advisory role, he is associated with Bull Moose Retirement, which involves insurance activities. The Retirement Guys Formula provides personalized investment management and financial planning services to individuals, trusts, foundations, endowments, and corporate clients. The firm uses its proprietary Independent Income System, a bucketed allocation approach, to manage client portfolios on a discretionary basis and offers coordinated tax preparation through an affiliated entity.

Christopher Wilson is a financial advisor at Structured Wealth Management, Inc. with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bollin Wealth Management LLC since 2019. Outside of finance, he owns a part-time mattress retail business in Fremont, Ohio. Structured Wealth Management provides investment advisory and life insurance services primarily to individual households with account minimums around $250,000. The firm also offers tax preparation and representation through an affiliated in-house tax practice, focusing on tailored strategies, managed model portfolios, and retirement distribution planning.

Robert Ross is a financial professional with 21 years of industry experience currently serving at The Retirement Guys Formula. He holds a Series 63 designation and has held roles at several firms, including Ameritas Advisory Services, LLC, Voya Financial Advisors, and Creative Financial Partners. Ross is a board member of the Perrysburgh High School Athletic Booster in Perrysburgh, OH. The Retirement Guys Formula provides personalized investment management and financial planning services to individuals, trusts, foundations, endowments, and corporations. The firm manages approximately $276.9 million on a discretionary basis for over 1,150 clients, using a bucketed investment approach called the Independent Income System that allocates assets across income and growth categories.

Mark Doore II is a financial advisor at SJS Investment Services with a Series 65 designation and one year of industry experience. Prior to joining SJS Investment Services, he worked in various roles including at Benchmark Restaurant Group and the University of Toledo. SJS Investment Services works with individuals, families, high-net-worth clients, retirement plans, institutional investors, and public entities, offering discretionary investment management, financial planning, and fiduciary services. The firm’s investment process is overseen by an internal committee that constructs diversified portfolios and incorporates private equity and fixed-income allocations for qualified investors, with a noted focus on public funds and detailed performance reporting.

Molly La Clair is a financial advisor at SJS Investment Services with four years of industry experience. She holds a Series 65 designation and has worked at SJS Investment Services and Danberry Company. Between her roles in financial services, she spent time as a stay-at-home mother. SJS Investment Services is a registered investment adviser managing approximately $2.5 billion with an 18-advisor team. The firm serves individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities, offering discretionary portfolio management, financial planning, and retirement plan advisory services.

Lisa Denstorff is a financial advisor at SJS Investment Services with 12 years of industry experience. She holds a Series 65 designation and has been with SJS Investment Consulting, Inc. since 2012. SJS Investment Services is a registered investment adviser managing approximately $2.5 billion with an 18-advisor team. The firm serves individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities, typically working with portfolios valued at $1 million or more. Their services include discretionary portfolio management, financial planning, retirement plan advisory, and sub-advisor oversight, with an emphasis on diversified model portfolios, total-portfolio solutions, and the use of portfolio and cash-flow projections.

Mark Clair is a financial advisor at The Retirement Guys Formula with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Blackridge Asset Management and PEAK Brokerage Services. In addition to his advisory role, Clair owns an estate planning law firm and is involved in insurance and retirement planning businesses. The Retirement Guys Formula provides personalized investment management and financial planning services to individuals, trusts, foundations, endowments, and corporate clients. The firm uses a proprietary Independent Income System that blends multiple asset-allocation strategies and manages approximately $300.6 million in discretionary assets through a ten-advisor team.

Andrew Schaetzke is a CFP® with 12 years of industry experience, currently serving as an advisor at SJS Investment Services. He has been with SJS Investment Services since 2014 and holds a Series 66 designation. SJS Investment Services serves individuals, families, high-net-worth clients, retirement plans, institutional investors, and public entities, providing discretionary investment management, financial planning, retirement-plan fiduciary services, and consulting. The firm’s investment process is guided by an internal committee that constructs diversified model portfolios, with specialized practices for public funds and the use of leverage in certain strategies.

James Huntington is a Series 65-licensed advisor with MPM Wealth Advisors, Inc., bringing 23 years of industry experience. He has been with MPM Wealth Advisors since 1997 and also owns and operates OBS Insurance, where he serves as an insurance agent. MPM Wealth Advisors provides investment advisory and financial planning services to individual clients, pension and employee benefit plans, trusts, and other entities. The firm’s investment approach focuses on diversified portfolios using low-expense mutual funds and ETFs, with client suitability and risk profiles guiding portfolio construction and rebalancing.

Grant Sims is a CFP® professional with 10 years of industry experience. He is currently with SJS Investment Services and previously worked at TFO Wealth Partners and Munn Wealth Management, LLC. He is also a licensed insurance agent engaged in life, disability, fixed annuities, accident, health, and long-term care insurance sales on a limited basis. SJS Investment Services serves individuals, families, high-net-worth clients, retirement plans, institutional investors, and public entities, providing discretionary investment management, financial planning, fiduciary services, and consulting. The firm’s investment process is guided by an internal committee that manages diversified portfolios and offers tailored solutions, including a notable public-funds practice and the use of leveraged strategies in selected accounts.

Kevin Kelly is a CFA® charterholder with 22 years of industry experience. He has worked at SJS Investment Consulting since 2000. SJS Investment Services is a registered investment adviser managing approximately $2.5 billion with an 18-advisor team. The firm serves individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities, generally focusing on portfolios with a minimum value of $1 million. Its services include discretionary portfolio management, financial planning, retirement plan advisory, sub-advisor oversight, and consultation, operating under a fiduciary standard with a bi-monthly Investment Committee review.

Paul Manol is a financial advisor at Structured Wealth Management, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bollin Wealth Management LLC since 2013. Outside of finance, he is a consultant and instructor for International Produce Training, providing fresh produce inspection training globally. Structured Wealth Management provides investment advisory and life insurance services primarily to individual households with account minimums around $250,000. The firm combines investment management with an in-house tax practice and focuses on retirement distribution and tax-efficient planning using managed model portfolios.

Kirk Ludwig is a financial advisor with SJS Investment Services in Sylvania, OH. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Ludwig has been with SJS Investment Consulting, Inc. since 2004. SJS Investment Services is a registered investment adviser managing approximately $2.5 billion with an 18-advisor team serving individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities. The firm provides discretionary portfolio management, financial planning, and retirement plan advisory services, emphasizing diversified model portfolios, total-portfolio solutions, and the use of portfolio and cash-flow projections to guide implementation.

Richard Kaser is a CFP® professional with 35 years of industry experience. He has been with KMG Fiduciary Partners, LLC since 2018 and previously worked at Morgan Stanley in various capacities from 2009 to 2018. KMG Fiduciary Partners serves individual clients, high net worth households, and institutional plan sponsors, offering financial planning, discretionary wealth management, and retirement plan consulting. The firm manages approximately $1.6 billion in assets and employs a strategic asset-allocation approach combined with tactical security selection across a broad multi-office platform.

Darrin Critchet is a financial advisor with MPM Wealth Advisors, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with MPM Wealth Advisors since 2014. Outside of advising, Critchet owns and operates Black Swamp Distillery and is a part owner of Ernest Searano Distillery, actively participating in their operations. MPM Wealth Advisors provides investment advisory and financial planning services to individuals, pension and employee benefit plans, trusts, and other entities. The firm emphasizes diversified portfolios using low-expense mutual funds and ETFs, guided by client suitability and risk profiles, and manages approximately $1.04 billion in assets.

Connor Hutchison is a financial advisor at Croak Capital with six years of industry experience. He holds a Series 65 designation and has worked at Bridgeway Financial Consulting & Tax Services, LLC since 2022. Outside of his advisory role, Hutchison is involved in tax preparation and serves as owner and CEO of operations at Bridgeway Financial Consulting & Tax Services. Croak Capital provides investment advisory services to individual and high-net-worth clients, pension plans, charitable organizations, and business clients. The firm uses customized model portfolios and multiple analytical approaches, managing accounts both directly and through a wrap fee program, with affiliations to an accounting firm and insurance agency.

Kathleen Cristofoli is a financial advisor at SJS Investment Services with four years of industry experience. She holds a Series 65 designation and has worked at SJS Investment Services since 2021, with prior experience at Abercrombie & Fitch from 2015 to 2021. SJS Investment Services is a registered investment adviser managing approximately $2.5 billion with an 18-advisor team. The firm serves a diverse client base including individuals, high-net-worth clients, business owners, retirement plans, non-profits, endowments, foundations, and public entities, offering discretionary portfolio management, financial planning, and retirement plan advisory services under a fiduciary standard.

Andrew Nutter is a Series 65 licensed financial advisor at Evergreen Wealth Management, LLC with 10 years of industry experience. He has been with Evergreen since 2016. Outside of his advisory role, he is the managing member and general partner of Evergreen Capital Funds, LLC, a private investment partnership focused on value investing. Evergreen Wealth Management provides discretionary portfolio management, pension consulting, and related advisory services to individuals, charitable organizations, corporations, and retirement plans. The firm uses a combination of fundamental, quantitative, and cyclical analysis alongside modern portfolio theory to guide investment decisions tailored to each client's risk tolerance and objectives.

Thomas Rogers is a financial advisor at Structured Wealth Management, Inc. in Toledo, OH, with 21 years of industry experience. He holds a Series 63 designation and has worked at Liberty Partners Financial Services, LLC and Next Financial Group Inc. Outside of advisory services, Rogers owns and operates a tax preparation business. Structured Wealth Management provides investment advisory and life insurance services primarily to individual households and business entities, with a focus on retirement distribution and tax-efficient planning. The firm combines an in-house tax practice with advisory services, using managed model portfolios that are monitored and periodically rebalanced.