Robert Cozart is a financial advisor with Kestra Advisory, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked for 25 years at Guitar Center Stores and is involved with Life Point Church. Outside of advising, he owns a sports card sales business and coordinates Financial Peace University classes at Life Point Church. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including plan design, fiduciary consulting, employee education, and advisor-managed accounts. The firm serves large institutional investors and manages approximately $79.8 billion in assets.

Cheryl Gazso is a financial advisor at Fifth Third Securities, Inc. with 14 years of industry experience. She holds a Series 63 designation and has been with Fifth Third Securities since 2011, also working at Fifth Third Bank since 2007. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm offers multiple discretionary managed-account programs and combines third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, supported by a platform that includes direct indexing and tax-overlay services.

Edward Rigo is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has worked at Benjamin F. Edwards & Co since 2011, following prior roles at Wells Fargo Clearing and A.G. Edwards & Sons, Inc. Rigo serves as a trustee of an irrevocable trust in Mentor, Ohio. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a large team of advisors. The firm offers a range of services including advisory programs, financial planning, investment management, and M&A advisory, employing both proprietary and third-party strategies with an internal trading desk and custody services.

Nathan Reyes is a Series 66-licensed financial advisor at PNC Wealth Management with 20 years of industry experience. He has been with PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online Portfolio Solutions Strategist Digital Offering that utilizes algorithm-driven risk assessment and manages investments via approved model strategies executed with mutual funds and ETFs.

Maryjo Morello is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and 32 years of industry experience. She has worked at several firms including LPL Financial LLC and Stratos Wealth Partners, LTD. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional accounts. The firm offers a range of financial planning and portfolio management solutions using both firm- and third-party models, combining active and passive strategies across varying risk profiles.

Connor Butler is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and has been in the industry since 2024. His prior experience includes roles at Stratos Wealth Partner and PM Graphics. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm focuses on ETF-based model portfolios supplemented by third-party managers and offers integrated advisory, brokerage, mortgage, and insurance services.

Norman Merhaut is a financial advisor at GWN Securities Inc. with 45 years of industry experience. He holds a Series 63 designation and has worked at firms including Planmember Securities Corporation and Northern Life Insurance Company. Merhaut is also president of NJM Inc., a company focused on marketing fixed annuities. GWN Securities provides investment advisory services to individual and corporate clients through managed accounts, financial planning, and third-party manager selection, utilizing a combination of model-based allocations and discretionary portfolio management. The firm is notable for its use of market-timing and momentum-based strategies in certain legacy programs.

Martha Royan is a Series 65-licensed financial advisor with Transamerica Financial Advisors, bringing 14 years of industry experience. She has held multiple roles concurrently, including ownership of MWR Consulting, LLC, and participation in several consulting and referral activities related to Medicare, estate law, and student loan restructuring. Royan is also involved in life coaching through Life Mastery Consulting and health insurance sales with Champion Health and Cornerstone Senior Marketing. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, and charitable organizations, utilizing model portfolios and third-party managers as part of its advisory approach. The firm supports clients through a large advisor network and multiple program platforms, with regulatory assets under management around $1.7 billion.

Jose Albornoz is a financial advisor with Eagle Strategies (NY Life) in Painesville, OH, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His career includes roles at New York Life Insurance Co, Nylife Securities LLC, and Eagle Strategies, where he has been since 2022. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, defined contribution and benefit plans, and charitable organizations. The firm emphasizes tailored recommendations and offers multiple program types, with a majority of assets managed on a non-discretionary basis.

James Albanese is a CFP® and ChFC® with 34 years of industry experience. He has been with Hantz Financial Services, Inc. in Willoughby, OH since 1999. Hantz Financial Services, Inc. serves individual clients—including high-net-worth households—as well as pension plans, charitable organizations, corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios and third-party managed accounts, combining advisory and broker-dealer activities alongside mortgage and insurance product distribution.

Robert Mcguigan is a Series 66 licensed financial advisor with 12 years of industry experience. He has been with Hantz Financial Services, Inc. since 2013. Hantz Financial Services serves a wide range of clients, including high-net-worth individuals, pension plans, charitable and corporate entities, and business owners. The firm’s investment approach primarily uses ETF-based model portfolios across various risk levels, supplemented by third-party managers and technology-driven solutions such as automated tax-loss harvesting and AI-assisted data aggregation.

Phillip Rini is a financial advisor at Stratos Wealth Partners, Ltd with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing, Fifth Third Securities, and Natcity Investments. He has been with Stratos Wealth Partners and affiliated with LPL Financial since 2015. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors managing around $18.6 billion in assets. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of investment advisory services through an IAR-driven, open-architecture platform.

Kip Hoover is a financial advisor with Kestra Advisory Services LLC in Willoughby Hills, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with Kestra since 2016 and also owns a business operating under the DBA names Otium Financial Planners and Medicarestore65.com. Outside of his advisory work, he is involved with Life Line Church in Madison, Ohio, assisting members with budgeting related to stewardship pledges. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions. The firm serves large institutional investors, including sovereign wealth funds, and manages approximately $79.8 billion in assets.

Jodie Krueger is a financial advisor with Benjamin F. Edwards & Company, Inc. She holds Series 63 and Series 66 credentials and has seven years of industry experience. Prior to joining Benjamin F. Edwards & Co. in 2021, she worked at Oppenheimer & Co. Inc for 23 years. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through over 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, investment management, brokerage, insurance products, and M&A advisory services.

Jeremy Himmelright is a financial advisor with Transamerica Financial Advisors and holds a Series 63 designation. He has eight years of industry experience and a diverse work history that includes roles at Amazon and ownership of a home services company. He is also involved in Medicare consulting and marketing through multiple businesses related to insurance and financial services. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individuals, employer-sponsored plans, trusts, estates, and organizations. The firm utilizes model portfolios and third-party managers to deliver services through a large advisor network and multiple program platforms.

Michael Friedlander is a CFP® with 24 years of industry experience, currently serving as an advisor at Kestra Advisory since 2019. His prior experience includes roles at The Prudential Insurance Company of America and Trustmont Financial Group. He holds board membership at Otium Financial Planners, where he provides oversight and strategic direction. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, providing services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Matthew Corsaro is a financial advisor with SPC, holding Series 65 and Series 63 licenses and bringing 33 years of industry experience. His career includes long tenures at Princor Financial Services Corporation and his own Corsaro Insurance Group and Corsaro Insurance Agency. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm delivers tailored, discretionary investment advice through a large network of advisors and partnerships with broker-dealers and third-party investment advisers.

Brittany Bittner is a CFP® with 14 years of industry experience, currently serving clients at Hantz Financial Services, Inc. in Willoughby, OH. She has been with Hantz Financial Services since 2011. Hantz Financial Services, Inc. serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios, third-party money managers, and direct indexing within an asset-allocation framework, combining advisory and broker-dealer activities alongside mortgage and insurance product sales.

Paula Strumbly is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and 21 years of industry experience. Her prior roles include positions at Stratos Wealth Partners, Ltd and LPL Financial, LLC. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence, offering both passive and active investment exposures through various platforms and third-party programs.

Isaac Bushen is a CFP®-certified financial advisor with one year of industry experience, currently with &PARTNERS. His prior experience includes roles at Commonwealth Financial Network, Bucholtz & Germo, and Davenport Wealth Management. Outside of advising, he is involved in fixed insurance sales. &PARTNERS serves a diverse client base including high-net-worth individuals, institutions, retirement plans, and charitable organizations. The firm offers investment management and financial planning services, employing a range of analytical strategies and both proprietary and third-party models, with capabilities as a registered investment adviser, broker-dealer, and municipal advisor.