Renee Albrecht is a financial advisor with J. W. Cole Advisors, Inc., holding a Series 63 license and bringing 25 years of industry experience. She has worked at J.W. Cole Financial, Inc. since 2017 and previously at Valley Investment Planning and National Planning Corporation. Albrecht also owns and directs Valley Investment Planning Services, Inc., a DBA for her financial practice. J.W. Cole Advisors serves individuals, charities, corporations, retirement plans, and other entities through a national network of independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, including access to third-party managers and digital advice platforms.

Christopher Fenton is a CFP® professional with 40 years of industry experience. He has worked at LPL Financial since 2021 and was previously with M&T Securities, Inc. for 24 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nina Hill is a CFP® with 42 years of industry experience and has been with Wells Fargo Clearing since 2016. She holds Series 63 and Series 65 licenses. Outside of her advisory work, she writes a blog offering observational journalistic commentary on global events. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Richard Treu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2017 and previously spent one year with Bank of America and Merrill. Outside of his advisory role, he co-owns investment-related rental properties. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Jacquelyn Rae is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. She worked at Anywhere Real Estate Inc. for eight years prior to joining Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Davindra Itwaru is an advisor with LPL Financial, holding a Series 66 designation and beginning his financial industry career in 2024. His prior experience includes roles at Northwestern Mutual and First Republic Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management access, and institutional platforms, with advisory solutions implemented through investment adviser representatives.

Daniel Toronto is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at UBS Group AG, CUNA Mutual Group, and Cuna Brokerage Services Inc. He is also involved in wealth management activities with Hudson Valley Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Susan Greene is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 32 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as a notary public in New York. Wells Fargo Advisors is a large national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs more than 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Barbara Boccuto is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has worked at Raymond James Financial Services Advisors Inc. since 2018, following a two-year tenure at Wells Fargo Clearing. Outside of her advisor role, she serves as an ambassador for Rhinebeck Wealth Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools and risk profiling to support client goals, with a notable affiliation to a municipal advisor that supports its public finance work.

Darlene Pedrosa is a CFP® with 20 years of industry experience, currently affiliated with LPL Financial. Her prior experience includes roles at Cetera Investment Services, Foresters Advisory Services, and Foresters Financial Services. She also operates Rhinebeck Tax, LLC, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by model portfolios, third-party asset managers, and institutional platforms.

Edward Mercier is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment strategies, offering both brokerage and advisory solutions.

Sandra Cerqueira is a financial advisor with LPL Financial and holds a Series 66 designation. She has 20 years of industry experience, including prior roles at Webster Bank, TD Wealth Management Services, Cetera Investment Services, and UBS Financial Services. Cerqueira has been with LPL Financial since 2011 and also maintains an ongoing position with Webster Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Mark Levy is a financial advisor at Raymond James & Associates with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Raymond James since 2018, following a two-year tenure at Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Jane Mccarthy is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Equitable Advisors since 2006, previously associated with AXA Advisors. Outside of advising, she owns and operates McCarthy & Grandchamp Insurance & Investment Agency, Inc., and participates in business networking groups. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management services. The firm utilizes a range of advisory models, including third-party programs and discretionary portfolio management, and provides ERISA fiduciary services for qualified plans.

Jacob Schori is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2015. Outside of his advisory role, Schori co-owns a financial and real estate investment company with his wife and serves on the Board of Directors and Investment Committee of the American Friends of TLV University, a foundation focused on education fundraising. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management, employing proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Ojas Sardesai is a financial advisor with LPL Financial, holding a Series 63 license and 13 years of industry experience. He has been with LPL Financial since 2012 and has concurrently worked at Hudson Valley Federal Credit Union since 2010, where he is also involved in insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of over 22,800 advisors.

Adan Koepp is a financial advisor at LPL Financial with a Series 66 credential and less than one year of industry experience. Prior to joining LPL Financial, he held roles at Dutchess Community College, Hudson Valley Credit Union, Golden Russet, and taught at Rhinebeck Middle School and High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services supported by technology and a broad network of advisors.

Denise Bolte is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 45 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Prudential Equity Group, LLC from 2002 to 2003. Outside of her advisory role, she owns and operates a beekeeping business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a variety of brokerage and advisory solutions to support client investment needs.

Allison Guzman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Raymond James since 2018 and was previously with Wells Fargo Clearing from 2016 to 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by comprehensive research and multiple portfolio management strategies.

James Rishel is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining LPL Financial in 2022, he worked for Cadaret, Grant & Co., Inc. for 22 years. He is also a CPA and provides tax preparation and accounting services through his own practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.