Jesus Martinez Garcia is a Series 66-licensed financial advisor with six years of industry experience. He has worked primarily with Fidelity Investments since 2021, with prior roles at Ameriprise and TD Ameritrade. Outside of finance, he has experience working in the restaurant industry. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including multi-manager and fund-of-funds structures.

Brian Lee is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Ameriprise since 2015 and is currently based in Stevensville, MI. Outside of his advisory role, Lee volunteers as a youth hockey coach and occasionally coaches hockey camps. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Wyble is a financial advisor at Robert Baird & Co. with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Robert Baird since 2019, following prior roles at JJB Hilliard W.L. Lyons and Raymond James Financial Services. Outside of his advisory work, he is a morning radio co-host on WSJM. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlays to meet client goals and risk tolerances.

Loren Cunnington is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. His career includes roles at LPL Financial, Allstate Insurance, Wells Fargo Clearing, and Credit Union Trust. Loren is currently affiliated with Honor Credit Union alongside his role at Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program options including model portfolios, third-party managers, and customized strategies.

Brian Campbell is a financial advisor with Edward Jones in St Joseph, MI, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he owned and managed Fusion Athletics, a health and fitness business, and served ten years with the Benton Charter Township Police Department. He is also a board member of Senior Nutrition Services Region IV, participating in finance committee activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Jay Meeth is a financial advisor with Cetera in St. Joseph, MI, holding a Series 66 license and one year of industry experience. Prior to his current role, he worked at Boston Scientific and Nevro Inc. He serves as the Director of Coaching and a board member for the Southwest Michigan Soccer Club, a nonprofit youth soccer organization. Cetera is an SEC-registered adviser supporting a nationwide network of independent advisors who serve individuals, retirement plans, corporate, charitable, and institutional clients through diverse portfolio management and financial planning services. The firm offers a multi-manager platform with various program options and oversees more than $256 billion in assets.

Jeremy Schaeffer is a financial advisor with Edward Jones in Saint Joseph, MI. He holds a Series 66 designation and has one year of industry experience. Prior to joining Edward Jones, he worked at Liaison International for five years and was involved with Ryebelles Restaurant and Bar for fifteen years, as well as Lake Michigan College for ten years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non‑high‑net‑worth and high‑net‑worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and maintains a large national network of advisors and branch offices.

Patrick Perfitt is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Edward Jones, Ifmg Securities, Chase Investment Services, and Banc One Securities. Outside of his advisory role, he is also a licensed real estate salesperson, assisting clients with selling their homes. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Norton is a financial advisor with Robert Baird & Co. in St. Joseph, MI, holding Series 65 and Series 63 licenses and 14 years of industry experience. He has worked with Robert Baird & Co. since 2019 and previously held roles at JJB Hilliard WL Lyons LLC and Regal Investment Advisors LLC. Norton also serves as Vice President of Business Networking International, overseeing new membership enrollment and related committee activities. The DDK Group, part of Robert Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pension plans, and charitable organizations with services including financial planning, portfolio management, and custody and brokerage solutions. The firm employs a mix of manager-traded and model-traded strategies, internal research, and tools to support client advice, and reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

David Brennan is a CFA® charterholder and holds a Series 66 license, with five years of industry experience. He is currently with Mass Mutual Investors Services and has previously worked at firms including Oxford Financial Group, Ameriprise, and Corporate One Federal Credit Union. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations as part of collaborative, annual planning engagements.

Corey Hansen is a financial advisor with Ameriprise in St. Joseph, MI, holding a Series 66 designation and three years of industry experience. Prior to Ameriprise, he worked with the U.S. House of Representatives and held roles at Grace Evangelical Lutheran Church and the World Triathlon Corporation. He serves on the board of directors for the St. Joseph River Yacht Club. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a largely algorithm-driven approach tailored by a centralized consulting team.

Nicole Coar is a CFP® professional with 12 years of industry experience, currently affiliated with Ameriprise Financial Services, LLC. Her prior experience includes roles at True Blue Financial, LLC and LPL Financial LLC. She is a notary public in Michigan and provides notary services without fee to clients. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include a written Recommendation Report and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Adam Sill is a financial advisor at LPL Financial in Saint Joseph, MI, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has worked at LPL Financial since 2022 and previously held roles at CUNA Mutual Group, CUNA Brokerage Services, Inc., United Federal Credit Union, and CUSO Financial Services, LP. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided through a broad network of investment adviser representatives.

Druvis Moruss is a financial advisor at Edward Jones in St. Joseph, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Whirlpool Corp for 18 years. Outside of his advisory role, he serves as an assistant volleyball coach at Lake Michigan College. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various household types and organizations. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Brian Smith is a CFP® professional at Edward Jones with 11 years of industry experience, all of which have been with the firm since 2015. He is based in Coloma, MI, and holds a Series 66 license. Brian is a partner in a family LLC involved in wealth-building activities, though investment decisions require majority approval among the members. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory strategies, access to separately managed accounts, and affiliated investment products, operating under a fiduciary standard and maintaining one of the largest retail advisor networks in the industry.

Karla Mc Lean is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2008, accumulating 18 years of industry experience. She is based in St. Joseph, Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Robert Mckee is a financial advisor with LPL Financial in Saint Joseph, MI, holding a Series 63 designation and 42 years of industry experience. His prior roles include positions at SagePoint Financial, Next Financial Group, and Raymond James Financial Services. In addition to his advisory work, he is involved in operating the McKee Investment Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a large network of investment adviser representatives.

Sarah Iwaniuk is a financial advisor at Thrivent Investment Management with two years of industry experience. She holds the Series 66 designation and previously worked at Allegis Global Solutions and the Berrien County Trial Court. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of Financial Advisors. The firm offers holistic, goal-based planning and allows clients to combine planning with managed-account services under a consolidated billing option, focusing on comprehensive recommendations without discretionary trading authority.

Jonathan Lee is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Fifth Third Securities and Fifth Third Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program.

Elizabeth Beall is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. Her career includes roles at Voya Financial Advisors and JSB Investments. She is also the owner of Clear Harbor Financial Planning and serves as an elected board member of the Wild Dunes Beach Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing both affiliated and third-party investment managers across multiple program structures.