Patrick Lyte is the sole advisor at The Financial Network Group, holding a Series 65 designation with 18 years of industry experience. He has been with The Financial Network Group since 2001. Outside of his advisory work, he is president and owner of PRL Associates, a firm specializing in accounting, tax services, audit and risk management, and business consulting. The Financial Network Group provides investment advisory and financial planning services to individuals, trusts, estates, and small businesses. The firm follows a structured, five-phase advisory process and a buy-and-hold investment approach, combining portfolio management with coordinated tax and accounting support through its affiliated accounting entity.

Chad Onufrechuk is a financial advisor at Cascade Wealth LLC with five years of industry experience. He holds the Series 65 designation and previously worked at Adviser Investments LLC for 20 years. Cascade Wealth LLC provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates, acting as a fiduciary for retirement accounts including ERISA and IRAs. The firm uses a primarily long-term investment approach with diversified portfolios consisting of exchange-traded funds, mutual funds, individual equities, and fixed income, incorporating both fundamental and technical analysis.

Anupama Rames is a financial advisor at Sustainable Investment Partners LLC with two years of industry experience. She holds a Series 65 designation and has previously worked at Boston Trust Walden, BNP Paribas Asset Management, and Liberty Mutual Investments. Sustainable Investment Partners LLC is a fee-only registered investment adviser serving high-net-worth individuals, pension and profit-sharing plans, endowments, foundations, non-profits, and small businesses. The firm emphasizes fundamental analysis and impact-driven portfolios, combining passive and active strategies, and offers both consultative and discretionary management services.

Pavan Neti is an investment advisor at Standish Capital Management, LLC with a Series 65 designation and two years of industry experience. Prior to joining Standish Capital Management, he worked at Citizens Financial Group and spent several years as a primary caregiver and individual investor. Standish Capital Management provides discretionary investment management through separately managed accounts, serving individuals, high-net-worth clients, and small business entities. The firm employs a systematic, rules-based large/mid-cap growth equity strategy combining fundamental and quantitative indicators, with a single principal responsible for investment decisions and compliance.

Celeste Gilbert is a financial advisor at C.J. Gilbert Financial LLC in Weston, MA, holding a Series 65 designation with six years of industry experience. She previously worked for four years at J.W. Swenson Investment Counsel. C.J. Gilbert Financial LLC is an independent Massachusetts-registered investment adviser serving individuals, high-net-worth clients, trusts, and IRAs. The firm employs an exclusive sub-advisory model, implementing portfolios through independent managers and overseeing approximately $27 million in discretionary assets as a solo practitioner.

Jeremy Bohne is a CERTIFIED FINANCIAL PLANNER™ professional with eight years of industry experience. He has been the principal advisor at Paceline Wealth Management, LLC since 2017. Paceline Wealth Management serves individual and high-net-worth clients, offering wealth management services that include discretionary and non-discretionary portfolio management, financial planning, and retirement-account guidance. The firm employs a primarily long-term investment approach using fund, fundamental, and cyclical analysis to tailor portfolios to client goals and risk tolerance, and also provides pension-related participant account management and consulting for employer plans.

Debra Neiman is a CFP® with 30 years of experience in the financial services industry. She has been the principal of Neiman & Associates Financial Services, LLC since 2003. Outside of her advisory work, she is a member and manager of Pembroke Properties, LLC, which manages office condo space. Neiman & Associates Financial Services, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, families, trusts, estates, and small businesses. The firm employs a core-and-satellite asset allocation strategy mainly using mutual funds and ETFs, delivering advice on a non-discretionary basis and offering access to managed-account platforms with discretionary strategies.

Caleb Smith is a CFP® and CFA® with one year of experience, currently serving as the sole advisor at Westmoor Wealth LLC in Boston, MA. Prior to founding Westmoor Wealth in 2025, he worked at SageView Advisory Group, Edelman Financial Engines, Forward Financing, and Fidelity Management & Research. Westmoor Wealth provides wealth management and financial planning services to individuals and high-net-worth clients, offering both discretionary and non-discretionary investment management. The firm utilizes a fundamentally based, long-term oriented investment process with customized portfolio construction employing low-cost mutual funds and ETFs, supplemented by individual stocks and bonds as needed, and it routinely recommends unaffiliated independent managers without accepting direct compensation from them.

Ichiro Ishiguro is a CFA® charterholder and the sole advisor at Balanstone, LLC, an independent firm based in Newton, MA. He has 10 years of industry experience and has led Balanstone since its founding in 2015. Balanstone provides ongoing portfolio management and subadvisory services to individuals, high-net-worth clients, corporations, and other investment advisers. The firm employs a long-term, fundamental equity investment approach focused on company fundamentals, future cash flows, and secular growth trends, managing accounts primarily on a discretionary basis with regular portfolio reviews.

Walter Beck is a CFA® charterholder with 32 years of industry experience. He has been the principal of Tailwind Wealth Management, LLC since 2017 and previously worked at Fidelity Investments from 2013 to 2017. Tailwind Wealth Management is an independent registered investment adviser that provides customized wealth management, investment management, and financial planning services to individuals, trusts, and estates. The firm manages approximately $38.2 million on a discretionary basis for about 32 clients, using a primarily long-term, diversified, and rebalancing approach with ETFs, mutual funds, individual stocks, and bonds.

Brian Foley is a CFP® with 17 years of industry experience and is the sole advisor at BCF Law Group, LLC in South Boston, MA. He has operated BCF Law Group since 2008 and maintains a private law practice through the Law Offices of Brian C. Foley. In addition to his advisory and legal work, he prepares individual income tax returns and is a licensed independent insurance agent. BCF Law Group is an independent investment adviser serving individual clients with financial planning and discretionary portfolio management. The firm employs a conservative, low-turnover investment approach tailored to clients’ personal circumstances, integrating estate, tax, and insurance services alongside its core investment advice.

Jennifer Dougherty is a CFA® charterholder and holds a Series 65 license with 11 years of industry experience. She has worked at Ballentine Partners LLC and has been operating BroadWealth LLC since 2019. BroadWealth serves a selective group of high-net-worth individuals, families, and related entities by providing integrated wealth management services focused on personalized asset allocation using low-cost, tax-aware vehicles and broad diversification. The firm also offers pension consulting and educational seminars, alongside standalone financial consulting and project-based work such as business-sale preparation and probate support.

Gerald Loftin is a CFP® professional with 23 years of industry experience. He has been with Proficient Wealth Counselors, LLC since 2011, where he is the sole advisor. Loftin maintains a licensed insurance practice and dedicates a portion of his time to selling fixed insurance products. Proficient Wealth Counselors provides discretionary asset management, written financial planning, and retirement plan consulting to individuals and employer-sponsored pension and profit-sharing plans. The firm uses fundamental analysis and proprietary model portfolios primarily implemented through ETFs, with ongoing portfolio supervision and a long-term investment approach.

Elizabeth Pleck is a CFP® professional with 13 years of industry experience, operating as the sole advisor at Financial Strategies, LLC in Wellesley, MA. She has been with Financial Strategies LLC since 1982 and is also active as a writer, lecturer, and consultant. Financial Strategies, LLC is an independent firm providing fee-only financial planning and discretionary investment management primarily for individuals and couples. The firm emphasizes a long-term, diversified investment approach based on Modern Portfolio Theory, offering ongoing portfolio management, hourly consultations, and comprehensive written financial plans.

Cyrus Amin is the sole advisor at C. Michael Amin, LLC, a state-registered investment adviser based in Somerville, MA. He holds a Series 65 designation and has 11 years of industry experience. Amin has been with C. Michael Amin, LLC since 2009. C. Michael Amin, LLC provides discretionary asset management primarily to accredited investors, qualified clients, and institutional investors, using a long-biased, value-oriented, concentrated equity strategy focused on long-term capital appreciation. The firm employs fundamental research and may use leverage, derivatives, and short sales, offering both separately managed accounts and pooled vehicles with negotiable fee arrangements.

Hi there! I'm Ashley Rittershaus, CFP®, TPCP®, founder of Curious Crow Financial Planning, an advice-only firm dedicated to helping clients achieve the life they dream about and feel more confident managing their money on the path to financial freedom. I believe the concept of traditional retirement is outdated and that it is possible to live your best life now, while also taking care of your future self. Money is simply a tool to live the life you want. Whether you're interested in FIRE, changing careers, early retirement, taking a sabbatical, working less, financial independence, starting a business, or anything else, let's develop a plan to make it happen! I offer a flat-fee 6-month comprehensive financial planning engagement, during which we'll review all aspects of your financial life and develop a plan to get you where you want to go. During the first 3 months, we'll focus on building your plan and recommendations, over the course of 4 meetings. The next 3 months will be focused on implementing the recommendations and ensuring you are set up for success going forward. By the end of the 6 months, the goal is that you will have the planning recommendations implemented and will also have the skills, knowledge, and systems in place to feel confident managing your finances on an ongoing basis. Some of the areas we'll cover are: - Cash Flow Analysis - Financial Freedom & Retirement Projections - Investment Strategy - Tax Planning - Risk Management & Insurance - Estate Planning We'll also cover any other areas that apply to you, including: - Debt Management - Employee Benefits Optimization - Charitable Giving Strategy - Education Planning - Major Purchase Planning - and anything else related to your finances! Advice-only is a great choice for DIY investors or for anyone who prefers to learn how to manage their own investments, rather than delegating asset management to an advisor. I provide investment advice as part of my overall comprehensive financial planning services, without managing your investments or charging AUM (assets under management) fees. I'm based in the Greater Boston area, but provide 100% virtual services, which allows me to work with clients anywhere in the United States.

John Colantino is a CFP® professional with 10 years of industry experience. He is the principal of Act 2 Planning LLC in Winchester, MA, and previously worked at Fidelity Investments for 24 years. Act 2 Planning provides fee-only, project-based financial planning and consulting to individuals and institutional clients, focusing on written plans and implementation recommendations rather than discretionary asset management. The firm emphasizes asset allocation and modern portfolio theory, typically recommending passive/index funds and ETFs.

Dana Levit is a CFP® and holds a Series 65 license with 24 years of industry experience. She has worked at Back Bay Financial Group, Inc. since 2001. Levit is the sole advisor at Paragon Financial Advisors, an independent firm based in Newton, MA. Paragon Financial Advisors provides comprehensive financial planning and investment advisory services for individuals and families, including retirement, tax and estate planning, risk management, and small-business planning. The firm offers tailored investment guidance on a non-discretionary, fee-only basis, utilizing no-load mutual funds, ETFs, government securities, and individual bonds.

Craig Hartnett is a CFP® and CFA® with 13 years of experience in the financial services industry. He is currently with Boston Investment Advisors LLC, where he has worked since 2024. His prior experience includes roles at Lincoln Investment, Marshall Wealth Management, and HighVista Strategies. Boston Investment Advisors LLC provides portfolio management, financial planning, and related advisory services to individuals, families, and not-for-profit organizations. The firm delivers customized, non-discretionary investment recommendations and offers educational seminars as part of its advisory services.

My Philosophy on Money While there is plenty of academic research that suggests money doesn’t make you happy once your basic needs are met, I do think it has a lot of potential to make you unhappy no matter how much you have. I, therefore, seek first and foremost to use money as a tool for achieving equanimity and peace of mind for my clients. My goal is not to help you maximize your net worth or income but instead to help you think through your values and act accordingly. Money, when handled correctly, can be an incredible tool for reducing stress, achieving a feeling of security for you and your family and giving you the freedom to pursue your dreams. My hope is that I can be a coach and guide to help you along that path. My Qualifications Other than your health, your money is perhaps the most personal and impactful area of your life. Just like with your doctor, trust is crucial. So why should you trust me to know what I’m doing? Here are a few of the things that I’ve done that have prepared me to handle your money with care and expertise. - I have nearly two decades of experience in financial services at multiple well-known firms, including Fidelity Investments, Charles Schwab and Goldman Sachs. - I have earned the well-regarded Chartered Financial Analyst (CFA) designation. If you’re unfamiliar with the CFA you can read more about it on the CFA Institute website, but the following is a brief excerpt: “The CFA designation is one of the most respected and recognized investment management designations in the world. To earn the charter, candidates must pass all three levels of the exam, which is considered to be the most rigorous exam in the investment profession … Less than one in five candidates who begin the program end up finishing … Candidates study approximately 1,000 hours on average to master 8,500 pages of curriculum. The CFA Program curriculum includes ethical and professional standards; financial reporting and analysis; corporate finance; economics; quantitative methods; equity; fixed income; alternative investments; derivatives; portfolio management; and wealth planning.” - I have an MBA in Finance from the Wharton School at the University of Pennsylvania, ranked by Forbes Magazine as the #1 MBA program in the country and by US News and Bloomberg BusinessWeek as among the top 3. On a personal note I live with my wife and two young children in Boston, Massachusetts where I enjoy spending as much time as possible outside with my family and appreciating everything the city has to offer. I’ve run nearly a dozen marathons, including a personal best of just under 2 hours 55 minutes at the 2017 Boston Marathon. In my spare time I love to learn about anything and everything and am an avid reader of books of all types.