Rick Schwartz is a financial advisor with Ameriprise in Cedar Falls, IA, holding a Series 63 designation and 50 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of advisory services, he receives income through a compensation-sharing agreement with K & S Operations LLC, though he holds no ownership or management responsibilities there. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement planning recommendations focused on reliable income and tax-aware withdrawal strategies.

Nolan Farwell is a financial advisor with LPL Financial in Waterloo, IA, holding a Series 66 designation and 18 years of industry experience. He has previously worked at Cetera and participated in a project writing an application for national historic designation of a mining site near Hahn's Peak, Colorado. Farwell is also involved as a finance committee member at a local church and has self-published a book through his own publishing business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by proprietary and third-party research and tools.

Adam Steenblock is a CFP® professional with 19 years of industry experience. He has worked at OSAIC since 2024 and previously spent seven years at Woodbury Financial Services, along with roles at MONAT Financial Services and SII Investments. He is also president of Milestones Planning, an S-Corporation that manages his firm’s fixed insurance business. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and investment platforms to construct diversified portfolios tailored to client risk profiles.

Joshua Mercurio is a financial advisor with LPL Financial in Waterloo, Iowa, holding a Series 66 credential and 11 years of industry experience. His prior work includes roles at Cetera and Financial Resource Advisors, and he is owner of Mercurio Financial Inc. Outside of advising, he has been involved in ownership of a bar and grill and holds partial ownership in commercial real estate entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory and brokerage services supported by model portfolios, research, and technology-driven strategies.

Dean Studer is a financial advisor with Edward Jones in Vinton, Iowa, holding Series 63 and Series 66 licenses and 37 years of industry experience. He has been with Edward Jones since 1991. Outside of advising, he is involved in farming and owns property in Vinton. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, as well as pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets with a large nationwide network of advisors and offers a range of advisory programs, including discretionary and non-discretionary solutions, separately managed accounts, and affiliated mutual funds.

Katrina Helle is a financial advisor with Edward Jones in Waterloo, IA, holding Series 63 and Series 65 licenses and 15 years of industry experience. Her career includes roles at LPL Financial, GreenState Credit Union, TDAmeritrade, Prudential, Farm Bureau Financial Services, and Bank of the West Investment Services. She has served as a FINRA arbitrator since 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Noah Brown is a CFA® charterholder with two years of industry experience, currently affiliated with LPL Financial in Waterloo, IA. His prior experience includes roles at Cetera and Principal Global Investors. Outside of his advisory work, he held a position at The Commons Church, Inc. for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jesse Meehan is a CFP® professional with 21 years of experience in financial advisory. He is currently with OSAIC and has held prior roles at Signator Investors, Inc. and Advisors Advantage Network. Meehan also serves as president of Financial Decisions Group, an S-corp engaged in securities transactions and fixed insurance sales. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofits through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party solutions to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Thomas Tjaden is an investment advisor representative at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Cetera and Financial Resource Advisors. In addition to his advisory role, he is involved in fixed insurance sales. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Isaiah Mundell is a CFP® certificant affiliated with OSAIC in Waterloo, IA, with seven years of industry experience. He has worked previously at Wells Fargo Advisors, Robinhood Financial, and USAA Investment Services, among others. Mundell owns and operates Mundell Financial Planning Inc. as an additional business activity. Osaic Wealth, Inc. serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, employing firm-provided asset-allocation tools and risk-assessment techniques to develop portfolios across various asset classes, managed on discretionary or non-discretionary bases.

Michael Huisman is a CFP® and Series 66-registered financial advisor with Edward Jones, based in Waterloo, IA. He has seven years of industry experience, including three years at Atlantic Bottling Company prior to joining Edward Jones in 2019. Huisman is involved with Cardone Equity Fund V, LLC, a real estate multifamily fund in Aventura, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs supported by a large network of financial advisors and branch offices nationwide.

Justin Dams is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2022. Prior to that, he has been with Cuna Brokerage Services, Inc. and the Cuna Mutual group since 1998. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from internal and third-party sources.

Nile Studer is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has worked in various roles including social media, SEO, marketing, and business planning as a part owner of an apparel company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Kathleen Kennicott is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She previously worked at Woodbury Financial Services Inc. for seven years and SII Investments, Inc. for fourteen years. She also owns a business entity through which she employs a personal assistant. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and utilizes various asset-allocation tools and third-party management solutions to construct and manage portfolios across multiple investment types.

Tayler Tjaden is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at Cetera and Financial Resource Advisors. Outside of his advisory role, he is also a financial professional with Financial Resource Advisors, providing financial services under a DBA. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Ramker is a financial advisor with LPL Financial, holding a Series 66 credential and 14 years of industry experience. He has been associated with CUNA Brokerage Services, Inc. and CUNA Mutual Group since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Adam Schaefer is a financial advisor with LPL Financial and holds a Series 66 designation. He has two years of industry experience, including prior roles at Cetera and Lincoln Savings Bank. Outside of his advisory work, Schaefer serves on several community boards and in advisory roles, including the Boys & Girls Club of the Cedar Valley, St. Patrick Catholic School, and Guiding Star Cedar Valley, and has worked as a sports official in local youth sports. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Shane Pitkin is a financial advisor with Wells Fargo Clearing in Waterloo, IA, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Outside of his advisory role, he serves as a hunter education instructor with the International Hunter Education Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Phillip Westemeier is a financial advisor with Ameriprise in Waterloo, IA, holding a Series 63 designation and 36 years of industry experience. He has worked at Ameriprise since 2005 and concurrently has a long-standing role at Kum & Go Kerr Mcgee since 1989. He has also been affiliated with the University of Northern Iowa since 1984. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm offers a wide range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Matthew Kohls is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including PRUCO Securities, BFC Planning, and Lincoln Savings Bank. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products, utilizing an integrated platform that combines advisory services with sales of financial products.